{"id":1031,"date":"2022-12-22T14:59:36","date_gmt":"2022-12-22T13:59:36","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=1031"},"modified":"2024-12-02T09:41:02","modified_gmt":"2024-12-02T08:41:02","slug":"jak-jednoduse-zrusit-povinne-ruceni","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/jak-jednoduse-zrusit-povinne-ruceni\/","title":{"rendered":"Jak jednodu\u0161e zru\u0161it povinn\u00e9 ru\u010den\u00ed?"},"content":{"rendered":"\n<p>S raketov\u00fdm r\u016fstem cen a m\u00edry inflace za\u010d\u00ednaj\u00ed lid\u00e9 v\u011bnovat v\u011bt\u0161\u00ed pozornost sv\u00fdm v\u00fddaj\u016fm. A zji\u0161\u0165uj\u00ed, \u017ee i u t\u011bch se \u0161t\u00edtkem \u201cnezbytn\u00e9\u201d lze u\u0161et\u0159it. Do\u0161lo v\u00e1m, \u017ee p\u0159epl\u00e1c\u00edte na povinn\u00e9m ru\u010den\u00ed? Nebo m\u00e1te ke zm\u011bn\u011b jin\u00fd d\u016fvod? Porad\u00edme v\u00e1m, jak pohodln\u011b vypov\u011bd\u011bt st\u00e1vaj\u00edc\u00ed pojistku.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nej\u010dast\u011bj\u0161\u00ed sc\u00e9n\u00e1\u0159: v\u00fdpov\u011b\u010f smlouvy ke konci pojistn\u00e9ho<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.rixo.cz\/povinne-ruceni\/\" target=\"_blank\" rel=\"noopener\" title=\"Povinn\u00e9 ru\u010den\u00ed\">Povinn\u00e9 ru\u010den\u00ed<\/a> se sjedn\u00e1v\u00e1 na dobu neur\u010ditou. Pojistn\u00fdm obdob\u00edm b\u00fdv\u00e1 zpravidla jeden rok (ale platit m\u016f\u017eete i kvart\u00e1ln\u011b,&nbsp;pak m\u00e1te ro\u010dn\u011b \u010dty\u0159i p\u0159\u00edle\u017eitosti ru\u010den\u00ed vypov\u011bd\u011bt). Pokud klient povinn\u00e9 ru\u010den\u00ed nezru\u0161\u00ed, pojistn\u00e1 smlouva se po uplynut\u00ed t\u00e9to doby automaticky prodlou\u017e\u00ed.&nbsp;<\/p>\n\n\n\n<p>Chcete od smlouvy odstoupit? Po\u010d\u00edtejte s t\u00edm, \u017ee <a href=\"https:\/\/www.rixo.cz\/vypoved-pojistne-smlouvy\/\" data-type=\"link\" data-id=\"https:\/\/www.rixo.cz\/vypoved-pojistne-smlouvy\/\">v\u00fdpov\u011b\u010f<\/a> mus\u00edte poji\u0161\u0165ovn\u011b doru\u010dit zpravidla\u00a0 <strong>6 t\u00fddn\u016f p\u0159ed koncem pojistn\u00e9ho obdob\u00ed. <\/strong>I v tomhle sm\u011bru ale pozorujeme zm\u011bny k lep\u0161\u00edmu \u2013 n\u011bkter\u00fdm poji\u0161\u0165ovn\u00e1m u\u017e dnes sta\u010d\u00ed i 4 t\u00fddny.<\/p>\n\n\n\n<p>Z\u00e1rove\u0148 plat\u00ed, \u017ee poji\u0161\u0165ovna zas\u00edl\u00e1 ka\u017ed\u00fd rok minim\u00e1ln\u011b 2 m\u011bs\u00edce p\u0159ed uplynut\u00edm pojistn\u00e9ho obdob\u00ed dopis nebo e-mail s cenou na dal\u0161\u00ed pojistn\u00e9 obdob\u00ed. I kdy\u017e na povinn\u00e9 ru\u010den\u00ed tedy proaktivn\u011b nemysl\u00edte, spolehn\u011bte se na takov\u00e9 \u201cpo\u0161\u0165ouchnut\u00ed\u201d. A zbyte\u010dn\u011b neot\u00e1lejte s dal\u0161\u00edm krokem: srovn\u00e1n\u00edm, jestli m\u00e1te skute\u010dn\u011b v\u00fdhodn\u00e9 a optim\u00e1ln\u011b nastaven\u00e9 povinn\u00e9 ru\u010den\u00ed.<\/p>\n\n\n\n<p>P\u0159i hled\u00e1n\u00ed nejzaj\u00edmav\u011bj\u0161\u00ed nab\u00eddky nezapom\u00ednejte sledovat tak\u00e9 v\u00fd\u0161i pojistn\u00e9ho limitu (aspo\u0148 100 milion\u016f K\u010d) a rozsah asisten\u010dn\u00ed slu\u017eby.<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"460\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/vehicle-insurance-form\/\"><\/iframe>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Dal\u0161\u00ed mo\u017enosti, jak vypov\u011bd\u011bt povinn\u00e9 ru\u010den\u00ed<\/h2>\n\n\n\n<ul>\n<li><strong>V\u00fdpov\u011b\u010f dohodou.<\/strong> Pokud v\u00e1s poji\u0161\u0165ovna n\u011b\u010d\u00edm skute\u010dn\u011b na\u0161tvala, zkuste se s n\u00ed domluvit na dohod\u011b. Nezapome\u0148te po\u017e\u00e1dat o vr\u00e1cen\u00ed zb\u00fdvaj\u00edc\u00edho pojistn\u00e9ho. Netrapte se, pokud z poji\u0161\u0165ovny nevym\u00e1m\u00edte potvrzen\u00ed o beze\u0161kodn\u00e9m pr\u016fb\u011bhu \u2013 m\u011bs\u00edce bez nehod va\u0161e nov\u00e1 poji\u0161\u0165ovna najde v registru \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f.<\/li>\n\n\n\n<li><strong>V\u00fdpov\u011b\u010f do dvou m\u011bs\u00edc\u016f od uzav\u0159en\u00ed smlouvy. <\/strong>Rozhoupali jste se ke zm\u011bn\u011b, ale nejste se svou volbou spokojeni? Objevila se v\u00fdhodn\u011bj\u0161\u00ed nab\u00eddka? Smlouvu m\u016f\u017eete vypov\u011bd\u011bt bez ud\u00e1n\u00ed d\u016fvod\u016f. V takov\u00e9m p\u0159\u00edpad\u011b po\u010d\u00edtejte s 8denn\u00ed v\u00fdpov\u011bdn\u00ed lh\u016ftou.<\/li>\n\n\n\n<li><strong>V\u00fdpov\u011b\u010f kv\u016fli zv\u00fd\u0161en\u00ed pojistn\u00e9ho. <\/strong>Zasko\u010dila v\u00e1s poji\u0161\u0165ovna nep\u0159\u00edjemn\u00fdm zv\u00fd\u0161en\u00edm ceny povinn\u00e9ho ru\u010den\u00ed? Smlouvu m\u016f\u017eete vypov\u011bd\u011bt do m\u011bs\u00edce od ozn\u00e1men\u00ed nav\u00fd\u0161en\u00ed ceny.&nbsp;<\/li>\n\n\n\n<li><strong>V\u00fdpov\u011b\u010f do t\u0159\u00ed m\u011bs\u00edc\u016f od ozn\u00e1men\u00ed pojistn\u00e9 ud\u00e1losti. <\/strong>Zklamalo v\u00e1s, jak se poji\u0161\u0165ovna postavila k va\u0161emu karambolu? Ide\u00e1ln\u00ed \u010das na zm\u011bnu. Jestli\u017ee b\u011bhem trv\u00e1n\u00ed poji\u0161t\u011bn\u00ed dojde k pojistn\u00e9 ud\u00e1losti, ob\u011b strany maj\u00ed mo\u017enost povinn\u00e9 ru\u010den\u00ed do t\u0159\u00ed m\u011bs\u00edc\u016f vypov\u011bd\u011bt. Pokud smlouvu vypov\u00edte, b\u011b\u017e\u00ed m\u011bs\u00ed\u010dn\u00ed v\u00fdpov\u011bdn\u00ed lh\u016fta. Po jej\u00edm uplynut\u00ed poji\u0161t\u011bn\u00ed zanik\u00e1. Ne\u010dekejte, \u017ee by v\u00e1m poji\u0161\u0165ovna vracela \u010d\u00e1st pojistn\u00e9ho, nech\u00e1v\u00e1 si ho cel\u00e9.<\/li>\n\n\n\n<li><strong>V\u00fdpov\u011b\u010f kv\u016fli zm\u011bn\u011b vlastn\u00edka nebo provozovatele vozidla. <\/strong>Prod\u00e1v\u00e1te auto? Spole\u010dn\u011b s v\u00fdpov\u011bd\u00ed mus\u00edte poji\u0161\u0165ovn\u011b dolo\u017eit kopii velk\u00e9ho technick\u00e9ho pr\u016fkazu (pozor, rok 2024 p\u0159inese jeho zru\u0161en\u00ed) se z\u00e1znamem jeho nov\u00e9ho majitele, alternativn\u011b kupn\u00ed smlouvu s podpisem obou stran. Pojistn\u00e1 smlouva zanik\u00e1 v den nahl\u00e1\u0161en\u00ed zm\u011bny.<\/li>\n\n\n\n<li><strong>V\u00fdpov\u011b\u010f z d\u016fvodu (do\u010dasn\u00e9ho nebo trval\u00e9ho) vy\u0159azen\u00ed vozidla z evidence. <\/strong>V tom p\u0159\u00edpad\u011b<strong> <\/strong>k v\u00fdpov\u011bdi p\u0159ilo\u017ete tak\u00e9 velk\u00e9ho technick\u00e9ho pr\u016fkazu a z\u00e1znam o vy\u0159azen\u00ed vozidla z evidence.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Co uv\u00e9st ve v\u00fdpov\u011bdi ke zru\u0161en\u00ed povinn\u00e9ho ru\u010den\u00ed?<\/h2>\n\n\n\n<p>V\u00fdpov\u011b\u010f mus\u00ed obsahovat:<\/p>\n\n\n\n<ul>\n<li>jm\u00e9no pojistn\u00edka \/ n\u00e1zev firmy<\/li>\n\n\n\n<li>R\u010c \/ I\u010cO pojistn\u00edka<\/li>\n\n\n\n<li>adresa pojistn\u00edka<\/li>\n\n\n\n<li>\u010d\u00edslo pojistn\u00e9 smlouvy<\/li>\n\n\n\n<li>d\u016fvod v\u00fdpov\u011bdi<\/li>\n\n\n\n<li>podpis pojistn\u00edka a datum podpisu<\/li>\n\n\n\n<li>pot\u0159ebn\u00e9 p\u0159\u00edlohy (velk\u00fd technick\u00fd pr\u016fkaz, <a href=\"https:\/\/www.rixo.cz\/blog\/zelena-karta-proc-je-bila-a-funguje-elektronicky\/\" target=\"_blank\" rel=\"noopener\" title=\"zelen\u00e1 karta\">zelen\u00e1 karta<\/a> atd., viz v\u00fd\u0161e)<\/li>\n<\/ul>\n\n\n\n<p>Ze zku\u0161enosti doporu\u010dujeme tak\u00e9 <strong>zahrnout datum<\/strong>, ke kter\u00e9mu si p\u0159ejete povinn\u00e9 ru\u010den\u00ed zru\u0161it.&nbsp;<\/p>\n\n\n\n<p>Usnadn\u011bte si \u017eivot a vygenerujte si <a href=\"https:\/\/app.rixo.cz\/vypoved-smlouvy-online\/vypoved\/info-o-pojisteni\" title=\"\" target=\"_blank\" rel=\"noopener\">v\u00fdpov\u011b\u010f povinn\u00e9ho ru\u010den\u00ed<\/a> na rixo.cz! Nemus\u00edte nic tisknout a skenovat \u2013 dokument snadno podep\u00ed\u0161ete pomoc\u00ed my\u0161i, touchpadu i prstem na telefonu. Hotovou v\u00fdpove\u010f si st\u00e1hnete ve form\u00e1tu PDF. Nav\u00edc v\u00e1m n\u00e1\u0161 gener\u00e1tor rovnou porad\u00ed, na jak\u00e9 adrese va\u0161e poji\u0161\u0165ovna s\u00eddl\u00ed a jakou e-mailovou schr\u00e1nku obsluhuje.<\/p>\n\n\n\n<p>Chyst\u00e1te se pouze zm\u011bnit povinn\u00e9 ru\u010den\u00ed? P\u0159e\u010dt\u011bte si n\u00e1\u0161 \u010dl\u00e1nek <a href=\"https:\/\/www.rixo.cz\/blog\/jak-na-zmenu-pojistovny-a-povinneho-ruceni-bez-sankci\/\" target=\"_blank\" rel=\"noopener\" title=\"jak zm\u011bnit povinn\u00e9 ru\u010den\u00ed\">jak zm\u011bnit povinn\u00e9 ru\u010den\u00ed<\/a>.<\/p>\n\n\n\n<p>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak\u00fdmi zp\u016fsoby doru\u010dit v\u00fdpov\u011b\u010f povinn\u00e9ho ru\u010den\u00ed poji\u0161\u0165ovn\u011b?<\/h2>\n\n\n\n<p>U\u017e v\u00edme, \u017ee v\u00fdpov\u011b\u010f mus\u00ed b\u00fdt p\u00edsemn\u00e1. N\u011bkter\u00e9 poji\u0161\u0165ovny umo\u017e\u0148uj\u00ed vypov\u011bd\u011bt povinn\u00e9 ru\u010den\u00ed v klientsk\u00e9 z\u00f3n\u011b na sv\u00fdch webov\u00fdch str\u00e1nk\u00e1ch.<\/p>\n\n\n\n<p>Jak svou v\u00fdpov\u011b\u010f poji\u0161\u0165ovn\u011b doru\u010dit, pokud takovou aplikaci na webu nem\u00e1?<\/p>\n\n\n\n<ul>\n<li><strong>Po\u0161tou. <\/strong>Pokud s\u00e1hnete po ob\u00e1lce, p\u0159imlouv\u00e1me se za osobn\u00ed n\u00e1v\u0161t\u011bvu p\u0159ep\u00e1\u017eky a doporu\u010den\u00e9 psan\u00ed. V ruce v\u00e1m tak z\u016fstane l\u00edstek s potvrzen\u00edm data, kdy jste v\u00fdpove\u010f poslali.<\/li>\n\n\n\n<li><strong>Elektronicky. <\/strong>Na\u0161t\u011bst\u00ed u\u017e se obejdete i bez tisk\u00e1rny a fronty na po\u0161t\u011b. V\u00fdpov\u011b\u010f (s p\u0159\u00edpadn\u00fdmi p\u0159\u00edlohami) po\u0161lete na e-mailovou adresu. Jestli t\u00e1pete, volte obecn\u011bj\u0161\u00ed schr\u00e1nky, co maj\u00ed p\u0159ed zavin\u00e1\u010dem <em>info<\/em>.<\/li>\n\n\n\n<li><strong>Datovou schr\u00e1nkou. <\/strong>Majitel\u00e9 datov\u00fdch schr\u00e1nek mohou s\u00e1hnout po t\u00e9to variant\u011b<strong>.<\/strong> Je ov\u0161em nutn\u00e9 prov\u011b\u0159it, jestli m\u00e1 va\u0161e poji\u0161\u0165ovna p\u0159\u00edjem po\u0161tovn\u00edch zpr\u00e1v povolen\u00fd (to je slu\u017eba nav\u00edc a ne ka\u017ed\u00fd p\u0159\u00edjemce ji umo\u017e\u0148uje).<\/li>\n\n\n\n<li><strong>Na pobo\u010dce. <\/strong>M\u00e1te svou poji\u0161\u0165ovnu za rohem? Vy\u0159i\u010fte v\u00fdpove\u010f sv\u00e9ho povinn\u00e9ho ru\u010den\u00ed osobn\u011b.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Za jak dlouho zru\u0161en\u00ed povinn\u00e9ho ru\u010den\u00ed poji\u0161\u0165ovna vy\u0159\u00edd\u00ed?<\/h2>\n\n\n\n<p>Z p\u0159edchoz\u00edch \u0159\u00e1dk\u016f jste pochopili, \u017ee v\u00fdpov\u011bdn\u00ed lh\u016fta z\u00e1le\u017e\u00ed na okolnostech. Shr\u0148me ty nejd\u016fle\u017eit\u011bj\u0161\u00ed do p\u0159ehledn\u00e9 tabulky:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>D\u016fvod v\u00fdpov\u011bdi povinn\u00e9ho ru\u010den\u00ed<\/strong><\/td><td><strong>Z\u00e1nik poji\u0161t\u011bn\u00ed<\/strong><\/td><\/tr><tr><td>K v\u00fdro\u010d\u00ed smlouvy<\/td><td>Ke konci pojistn\u00e9ho obdob\u00ed<\/td><\/tr><tr><td>Dohodou<\/td><td>K dohodnut\u00e9mu datu<\/td><\/tr><tr><td>Zv\u00fd\u0161en\u00ed pojistn\u00e9ho<\/td><td>Ke konci pojistn\u00e9ho obdob\u00ed<\/td><\/tr><tr><td>Po vzniku pojistn\u00e9 ud\u00e1losti<\/td><td>1 m\u011bs\u00edc od ozn\u00e1men\u00ed<\/td><\/tr><tr><td>Zm\u011bna vlastn\u00edka<\/td><td>V den ozn\u00e1men\u00ed poji\u0161\u0165ovn\u011b<\/td><\/tr><tr><td>Vy\u0159azen\u00ed z evidence vozidel<\/td><td>V den ozn\u00e1men\u00ed poji\u0161\u0165ovn\u011b<\/td><\/tr><tr><td>Odcizen\u00ed vozidla<\/td><td>V den ozn\u00e1men\u00ed na policii<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button aligncenter\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.rixo.cz\/povinne-ruceni\/\" style=\"background-color:#28b419\">Srovnejte si ceny povinn\u00e9ho ru\u010den\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Zjistili jste, \u017ee p\u0159epl\u00e1c\u00edte na povinn\u00e9m ru\u010den\u00ed? Nebo m\u00e1te ke zm\u011bn\u011b jin\u00fd d\u016fvod? Porad\u00edme v\u00e1m, jak pohodln\u011b vypov\u011bd\u011bt st\u00e1vaj\u00edc\u00ed pojistku.<\/p>\n","protected":false},"author":6,"featured_media":1033,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,6],"tags":[17,19,22,21],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1031"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=1031"}],"version-history":[{"count":11,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1031\/revisions"}],"predecessor-version":[{"id":2814,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1031\/revisions\/2814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/1033"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=1031"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=1031"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=1031"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}