{"id":1484,"date":"2023-07-31T10:00:20","date_gmt":"2023-07-31T08:00:20","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=1484"},"modified":"2023-11-16T09:12:30","modified_gmt":"2023-11-16T08:12:30","slug":"proc-sjednat-cestovni-pojisteni-do-zahranici","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/proc-sjednat-cestovni-pojisteni-do-zahranici\/","title":{"rendered":"7 d\u016fvod\u016f, pro\u010d sjednat cestovn\u00ed poji\u0161t\u011bn\u00ed do zahrani\u010d\u00ed"},"content":{"rendered":"\n

Dovolen\u00e1 v zahrani\u010d\u00ed p\u0159in\u00e1\u0161\u00ed nejen spoustu kr\u00e1sn\u00fdch z\u00e1\u017eitk\u016f, ale tak\u00e9 riziko ne\u010dekan\u00fdch ud\u00e1lost\u00ed. A\u0165 u\u017e jste p\u0159\u00edle\u017eitostn\u00fdm turistou nebo \u010dast\u00fdm cestovatelem, m\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed p\u0159i cest\u011b do zahrani\u010d\u00ed je tak\u0159ka nutnost. Pro\u010d? Tady je sedm dobr\u00fdch d\u016fvod\u016f.<\/p>\n\n\n\n

1. d\u016fvod: Je to skoro zadarmo<\/h2>\n\n\n\n

Cestovn\u00ed poji\u0161t\u011bn\u00ed je velmi levn\u00e9. Denn\u00ed pojistn\u00e9 v nejb\u011b\u017en\u011bj\u0161\u00edch dovolenkov\u00fdch destinac\u00edch \u010cech\u016f za\u010d\u00edn\u00e1 u\u017e na 10 korun\u00e1ch za osobu. T\u0159eba cestovn\u00ed poji\u0161t\u011bn\u00ed na jeden t\u00fdden pl\u00e1\u017eov\u00e9 dovolen\u00e9 v Chorvatsku v\u00e1s vyjde zhruba na stovku. Na cenu se proto neohl\u00ed\u017eejte a cestovn\u00ed poji\u0161t\u011bn\u00ed si sjednejte. Limity l\u00e9\u010debn\u00fdch v\u00fdloh cenu poji\u0161t\u011bn\u00ed ovliv\u0148uj\u00ed pouze minim\u00e1ln\u011b. Nebojte si proto cestovn\u00ed poji\u0161t\u011bn\u00ed nastavit rad\u011bji s vy\u0161\u0161\u00edm limitem.  <\/p>\n\n\n\n

2. d\u016fvod: <\/strong>Evropsk\u00e1 karta nesta\u010d\u00ed<\/h2>\n\n\n\n

\u201eEvropsk\u00fd pr\u016fkaz zdravotn\u00edho poji\u0161t\u011bn\u00ed\u201d, tedy va\u0161e karti\u010dka poji\u0161t\u011bnce, sice plat\u00ed ve v\u011bt\u0161in\u011b evropsk\u00fdch zem\u00ed, nem\u011bli byste se na ni ale spol\u00e9hat. A to ani v p\u0159\u00edpad\u011b, \u017ee se budete pohybovat jen na \u00fazem\u00ed EU. Vztahuje se toti\u017e jen na m\u00edstn\u00ed standardn\u00ed p\u00e9\u010di, kterou dostanete ve ve\u0159ejn\u00fdch nemocnic\u00edch. Pokud je nav\u00edc u n\u011bkter\u00e9ho zdravotn\u00edho v\u00fdkonu po m\u00edstn\u00edch poji\u0161t\u011bnc\u00edch vy\u017eadov\u00e1na spolu\u00fa\u010dast nebo rovnou cel\u00e1 \u00fahrada, stejn\u00e1 pravidla budou platit i pro v\u00e1s.  Na pokryt\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh v soukrom\u00fdch za\u0159\u00edzen\u00edch se va\u0161e \u201edom\u00e1c\u00ed\u201c zdravotn\u00ed poji\u0161t\u011bn\u00ed nevztahuje v\u016fbec. V p\u0159\u00edpad\u011b cesty mimo Evropu v\u00e1s (od \u00fahrady o\u0161et\u0159en\u00ed z vlastn\u00ed kapsy) neochr\u00e1n\u00ed nic jin\u00e9ho ne\u017e cestovn\u00ed poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n

3. d\u016fvod: L\u00e9\u010debn\u00e9 v\u00fdlohy v\u00e1s nep\u0159ekvap\u00ed<\/h2>\n\n\n\n

Nemoci a \u00farazy ne\u010dekaj\u00ed, a\u017e budete ve zn\u00e1m\u00e9m prost\u0159ed\u00ed domova. Mohou v\u00e1s postihnout i b\u011bhem cestov\u00e1n\u00ed. Asisten\u010dn\u00ed linka v\u00e1m v p\u0159\u00edpad\u011b pot\u0159eby porad\u00ed, jak\u00e9 l\u00e9ka\u0159sk\u00e9 za\u0159\u00edzen\u00ed v m\u00edst\u011b va\u0161eho pobytu m\u016f\u017eete nav\u0161t\u00edvit. P\u0159edev\u0161\u00edm v\u00e1s ale cestovn\u00ed poji\u0161t\u011bn\u00ed chr\u00e1n\u00ed p\u0159ed vysok\u00fdmi n\u00e1klady za o\u0161et\u0159en\u00ed, kter\u00e9 byste jinak museli zaplatit ze sv\u00e9ho. I zd\u00e1nliv\u00e1 banalita v\u00e1s m\u016f\u017ee p\u0159ij\u00edt na desetitis\u00edce. \u00da\u010det za l\u00e9\u010dbu v\u00e1\u017en\u011bj\u0161\u00edch stav\u016f by se mohl vy\u0161plhat a\u017e do mnohamilionov\u00fdch \u010d\u00e1stek.<\/p>\n\n\n\n

4. d\u016fvod: P\u0159evoz dom\u016f v p\u0159\u00edpad\u011b nemoci nebo \u00farazu<\/h2>\n\n\n\n

Ne v\u0161echny zem\u011b, kam se rozhodnete cestovat, mohou m\u00edt zdravotnictv\u00ed na na\u0161\u00ed \u00farovni. V p\u0159\u00edpad\u011b nemoci nebo \u00farazu, kter\u00fd nen\u00ed mo\u017en\u00e9 v m\u00edstn\u00edch zdravotnick\u00fdch za\u0159\u00edzen\u00edch adekv\u00e1tn\u011b o\u0161et\u0159it, poji\u0161\u0165ovna zajist\u00ed v\u00e1\u0161 p\u0159evoz neboli \u201erepatriaci\u201d do \u010ceska. Repatriace v\u00e1s m\u016f\u017ee bez poji\u0161t\u011bn\u00ed p\u0159ij\u00edt i na milion korun (v z\u00e1vislosti na vzd\u00e1lenosti do \u010ceska a zdravotn\u00edm stavu). I to je jeden z d\u016fvod\u016f, pro\u010d byste za hranice na\u0161\u00ed kotliny bez cestovn\u00edho poji\u0161t\u011bn\u00ed nem\u011bli vyr\u00e1\u017eet.<\/p>\n\n\n\n

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Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n\n\n\n

5. d\u016fvod: Asistenci ocen\u00edte kdykoliv<\/h2>\n\n\n\n

P\u0159i dovolen\u00e9 v zahrani\u010d\u00ed m\u016f\u017ee pokulh\u00e1vat va\u0161e orientace jak v m\u00edst\u011b pobytu, tak i v m\u00edstn\u00edm jazyce. I s t\u00edm m\u016f\u017ee pomoci cestovn\u00ed poji\u0161t\u011bn\u00ed. V nouzi ocen\u00edte nap\u0159\u00edklad zaji\u0161t\u011bn\u00ed tlumo\u010den\u00ed mezi v\u00e1mi a m\u00edstn\u00edmi zdravotn\u00edky, polici\u00ed nebo \u00fa\u0159ady. Asisten\u010dn\u00ed infolinka ale um\u00ed dob\u0159e poradit i v p\u0159\u00edpad\u011b, \u017ee ztrat\u00edte cestovn\u00ed pas nebo v\u00e1m odjel jedin\u00fd spoj na hotel a nev\u00edte, jak se dostat zp\u011bt. Jedin\u00e9, co pot\u0159ebujete, je nabit\u00fd telefon a ide\u00e1ln\u011b asisten\u010dn\u00ed karti\u010dka ulo\u017een\u00e1 v mobilu. T\u0159eba v appce RIXO<\/a>.<\/p>\n\n\n\n

6. d\u016fvod: Poji\u0161\u0165ovna nahrad\u00ed \u0161kodu, kdy\u017e jste ne\u0161ikovn\u00ed<\/h2>\n\n\n\n

Shodili jste hotelovou televizi nebo kufrem rozbili prosklen\u00e9 dve\u0159e? Pravd\u011bpodobn\u011b po v\u00e1s bude po\u0161kozen\u00fd vym\u00e1hat n\u00e1hradu \u0161kody. Zp\u016fsoben\u00ed \u0161kody na zdrav\u00ed nebo na majetku je rozhodn\u011b nep\u0159\u00edjemn\u00e1 z\u00e1le\u017eitost. S poji\u0161t\u011bn\u00edm odpov\u011bdnosti, kter\u00e9 je sou\u010d\u00e1st\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed, nemus\u00edte propadat panice. Dvojn\u00e1sob se to vyplat\u00ed u va\u0161ich d\u011bt\u00ed. Seznamte se ale tak\u00e9 s v\u00fdlukami z poji\u0161t\u011bn\u00ed. Poji\u0161\u0165ovna nap\u0159\u00edklad nepokryje \u0161kodu zp\u016fsobenou pod vlivem alkoholu nebo omamn\u00fdch l\u00e1tek nebo poru\u0161en\u00edm m\u00edstn\u00edch z\u00e1kon\u016f. <\/p>\n\n\n\n

7. d\u016fvod:  Ztr\u00e1ta zavazadel v\u00e1m nezkaz\u00ed pobyt<\/h2>\n\n\n\n

P\u0159edstavte si, \u017ee jste pr\u00e1v\u011b p\u0159ilet\u011bli do c\u00edle, stoj\u00edte u v\u00fddeje zavazadel u\u017e deset minut, v\u0161ichni odch\u00e1zej\u00ed\u2026 a v\u00e1\u0161 kufr nikde. P\u0159ipoji\u0161t\u011bn\u00ed zavazadel v\u00e1m p\u0159i jejich ztr\u00e1t\u011b m\u016f\u017ee zachr\u00e1nit celou dovolenou. Ztr\u00e1tu sta\u010d\u00ed nahl\u00e1sit na asisten\u010dn\u00ed linku. Poji\u0161\u0165ovna v\u00e1m po\u0161le pen\u00edze na n\u00e1kup v\u011bc\u00ed, kter\u00e9 by v\u00e1m p\u0159i pobytu chyb\u011bly. Stejn\u011b tak v\u00e1m poji\u0161\u0165ovna pom\u016f\u017ee i p\u0159i po\u0161kozen\u00ed zavazadla. <\/p>\n\n\n\n

Nej\u010dast\u011bj\u0161\u00ed destinace, kam se \u010ce\u0161i poji\u0161\u0165uj\u00ed<\/h2>\n\n\n\n

Do jak\u00fdch zahrani\u010dn\u00edch destinac\u00ed \u010ce\u0161i nej\u010dast\u011bji jezd\u00ed tr\u00e1vit dovolenou? Data \u010cesk\u00e9ho statistick\u00e9ho \u00fa\u0159adu prozrad\u00ed, jak\u00e9 zem\u011b pravideln\u011b v\u00edtaj\u00ed nejv\u00edce \u010desk\u00fdch v\u00fdletn\u00edk\u016f. Pro ilustraci ukazujeme i po\u010det na\u0161ich krajan\u016f, kte\u0159\u00ed destinaci v roce 2022 nav\u0161t\u00edvili. <\/p>\n\n\n\n

    \n
  1. Chorvatsko (846 000 \u010cech\u016f)<\/li>\n\n\n\n
  2. Slovensko (631 000 \u010cech\u016f)<\/li>\n\n\n\n
  3. It\u00e1lie (519 000 \u010cech\u016f)<\/li>\n\n\n\n
  4. Egypt (470 000 \u010cech\u016f)<\/li>\n\n\n\n
  5. \u0158ecko (363 000 \u010cech\u016f)<\/li>\n<\/ol>\n\n\n\n

    Dal\u0161\u00ed obl\u00edben\u00e9 destinace, jako jsou Bulharsko, Turecko, \u0160pan\u011blsko nebo Tunisko, se do prvn\u00ed p\u011btky neprobojovaly. Slovensko bylo sice druhou nejpopul\u00e1rn\u011bj\u0161\u00ed destinac\u00ed, p\u0159i pohledu na \u017eeb\u0159\u00ed\u010dek je ale vid\u011bt, \u017ee \u010ce\u0161i st\u00e1le holduj\u00ed sp\u00ed\u0161e st\u0159edomo\u0159sk\u00fdm pl\u00e1\u017e\u00edm ne\u017e horsk\u00fdm chat\u00e1m. I k cestovn\u00edmu poji\u0161t\u011bn\u00ed pak p\u0159istupuj\u00ed jinak. <\/p>\n\n\n\n

    \u010c\u00edm bl\u00ed\u017ee se destinace nach\u00e1z\u00ed a \u010d\u00edm l\u00e9pe ji zn\u00e1me, t\u00edm v\u00edce se c\u00edt\u00edme bezpe\u010dn\u011b. T\u0159eba za\u0159\u00eddit si cestovn\u00ed poji\u0161t\u011bn\u00ed na Slovensko<\/a> mnoho \u010cech\u016f opom\u00edn\u00e1. V\u017edy\u0165 je to p\u0159ece za rohem. Ale pozor, pokud nebudete proch\u00e1zet jen bratislavsk\u00fdm historick\u00fdm centrem, ale sp\u00ed\u0161e se vid\u00edte na horsk\u00e9 t\u00fa\u0159e, ur\u010dit\u011b byste cestovn\u00ed poji\u0161t\u011bn\u00ed nem\u011bli opomenout – spole\u010dn\u011b s poji\u0161t\u011bn\u00edm rizikov\u00fdch sport\u016f. To ov\u0161em plat\u00ed pro v\u0161echny destinace, kde nepl\u00e1nujete jen le\u017eet na leh\u00e1tku a plavat p\u0159i b\u0159ehu.<\/p>\n\n\n\n

    Ne\u017e se ale pust\u00edte do sjedn\u00e1v\u00e1n\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed, srovnejte si ho. Sta\u010d\u00ed jen p\u00e1r klik\u016f a b\u011bhem dvou minut si m\u016f\u017eete prohl\u00ed\u017eet nab\u00eddky p\u0159edn\u00edch poji\u0161\u0165oven a rovnou se i pojistit. Nez\u00e1le\u017e\u00ed na tom, jestli stejn\u011b jako statis\u00edce \u010cech\u016f vyr\u00e1\u017e\u00edte do Egypta<\/a>, It\u00e1lie<\/a>, Chorvatska<\/a>, nebo do vzd\u00e1len\u00e9 exotiky. Cestovn\u00ed poji\u0161t\u011bn\u00ed si m\u016f\u017eete online pomoc\u00ed srovn\u00e1va\u010de sjednat skoro kamkoliv!<\/p>\n\n\n\n

    \n
    Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

    Dovolen\u00e1 v zahrani\u010d\u00ed p\u0159in\u00e1\u0161\u00ed nejen spoustu kr\u00e1sn\u00fdch z\u00e1\u017eitk\u016f, ale tak\u00e9 riziko ne\u010dekan\u00fdch ud\u00e1lost\u00ed. A\u0165 u\u017e jste p\u0159\u00edle\u017eitostn\u00fdm turistou nebo \u010dast\u00fdm cestovatelem, m\u00edt cestovn\u00ed poji\u0161t\u011bn\u00ed p\u0159i cest\u011b do zahrani\u010d\u00ed je tak\u0159ka nutnost. Pro\u010d? Tady je sedm dobr\u00fdch d\u016fvod\u016f.<\/p>\n","protected":false},"author":11,"featured_media":1486,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[10,7],"tags":[23],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1484"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=1484"}],"version-history":[{"count":3,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1484\/revisions"}],"predecessor-version":[{"id":1501,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1484\/revisions\/1501"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/1486"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=1484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=1484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=1484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}