{"id":1497,"date":"2023-07-25T15:53:30","date_gmt":"2023-07-25T13:53:30","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=1497"},"modified":"2023-12-18T11:03:57","modified_gmt":"2023-12-18T10:03:57","slug":"pracovni-urazy","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pracovni-urazy\/","title":{"rendered":"Pracovn\u00ed \u00faraz: 5 v\u011bc\u00ed, na kter\u00e9 m\u00e1te n\u00e1rok"},"content":{"rendered":"\n

V roce 2022 evidovalo Ministerstvo pr\u00e1ce a soci\u00e1ln\u00edch v\u011bc\u00ed 36 tis\u00edc hl\u00e1\u0161en\u00fdch pracovn\u00edch \u00faraz\u016f. Ty \u010dasto \u00fastily v pracovn\u00ed neschopnost, kter\u00e1 v pr\u016fm\u011bru <\/strong>trvala \u00factyhodn\u00fdch 58 dn\u00ed, ukazuj\u00ed data. Nejrizikov\u011bj\u0161\u00ed skupinou jsou lid\u00e9 pracuj\u00edc\u00ed v pr\u016fmyslu a ve v\u00fdrob\u011b, ale nehody se nevyh\u00fdbaj\u00ed ani kancel\u00e1\u0159\u00edm nebo \u0159idi\u010d\u016fm. V\u00edte, na co m\u00e1te v p\u0159\u00edpad\u011b pracovn\u00edho \u00farazu n\u00e1rok?<\/p>\n\n\n\n

\u010cesk\u00e1 legislativa (z\u00e1kon\u00edk pr\u00e1ce) definuje pracovn\u00ed \u00faraz jako nehodu, kter\u00e1 postihla zam\u011bstnance p\u0159i v\u00fdkonu pr\u00e1ce nebo v p\u0159\u00edm\u00e9 souvislosti s v\u00fdkonem pr\u00e1ce. Pracovn\u00ed \u00faraz m\u016f\u017ee zahrnovat fyzickou \u00fajmu nebo \u00famrt\u00ed.<\/p>\n\n\n\n

Zam\u011bstnanec, kter\u00fd utrp\u011bl pracovn\u00ed \u00faraz, m\u00e1 v z\u00e1kon\u011b zakotven\u00e1 pr\u00e1va<\/strong> na kompenzaci. Poj\u010fme se na stupn\u011b z\u00e1va\u017enosti \u00faraz\u016f a jejich n\u00e1hrady pod\u00edvat detailn\u011bji. <\/p>\n\n\n\n

1. Bolestn\u00e9<\/h2>\n\n\n\n

Z\u00e1kladn\u00ed n\u00e1hrada, kterou m\u016f\u017ee vym\u00e1hat oby\u010dejn\u011b ka\u017ed\u00fd, kdo utrp\u011bl pracovn\u00ed \u00faraz. Jeho smyslem je od\u010dinit v\u00e1\u0161 fyzick\u00fd nebo psychick\u00fd diskomfort.<\/p>\n\n\n\n

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Spo\u010d\u00edtat cenu poji\u0161t\u011bn\u00ed zam\u011bstnance<\/a><\/div>\n<\/div>\n\n\n\n

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Ka\u017ed\u00e9mu pracovn\u00edmu \u00farazu lze p\u0159i\u0159adit tabulkov\u00fd po\u010det bod\u016f podle tzv. bodov\u00e9ho hodnocen\u00ed \u00farazu<\/strong>. Finan\u010dn\u00ed ekvivalent jednoho bodu se v \u010dase m\u011bn\u00ed, ale v roce 2023 je stanoven na 393,06 K\u010d. <\/strong><\/p>\n\n\n\n

Jak\u00e9 bodov\u00e9 a finan\u010dn\u00ed ohodnocen\u00ed u \u00faraz\u016f v pr\u00e1ci \u010dekat? <\/strong><\/p>\n\n\n\n

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  • ztr\u00e1ta p\u0159edn\u00edho zubu v p\u0159edn\u00ed \u010d\u00e1sti chrupu (20 bod\u016f): 7 861 K\u010d<\/li>\n\n\n\n
  • vymknut\u00ed ramenn\u00edho kloubu (50 bod\u016f): 19 653 K\u010d<\/li>\n\n\n\n
  • poran\u011bn\u00ed zrakov\u00e9ho nervu (150 bod\u016f): 58 959 K\u010d<\/li>\n<\/ul>\n\n\n\n

    O bolestn\u00e9 za\u017e\u00e1d\u00e1te po prvn\u00edm l\u00e9ka\u0159sk\u00e9m o\u0161et\u0159en\u00ed po pracovn\u00edm \u00farazu. Standardn\u011b \u017e\u00e1dost prob\u00edh\u00e1 v t\u011bchto kroc\u00edch:<\/p>\n\n\n\n

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    1. Bez zbyte\u010dn\u00e9ho odkladu nahl\u00e1s\u00edte pracovn\u00ed \u00faraz sv\u00e9mu zam\u011bstnavateli. Ten v\u00e1m d\u00e1 formul\u00e1\u0159 na od\u0161kodn\u011bn\u00ed bolestn\u00e9ho od poji\u0161\u0165ovny.<\/li>\n\n\n\n
    2. V\u00e1\u0161 o\u0161et\u0159uj\u00edc\u00ed l\u00e9ka\u0159 formul\u00e1\u0159 vypln\u00ed. Vy ho p\u0159ed\u00e1te sv\u00e9mu zam\u011bstnavateli nebo ho za\u0161lete p\u0159\u00edmo poji\u0161\u0165ovn\u011b, u kter\u00e9 m\u00e1 v\u00e1\u0161 zam\u011bstnavatel poji\u0161t\u011bn\u00ed.<\/li>\n\n\n\n
    3. Obdr\u017e\u00edte od\u0161kodn\u011bn\u00ed bolestn\u00e9ho.<\/li>\n<\/ol>\n\n\n\n

      U v\u00fdpo\u010dtu bolestn\u00e9ho si dejte pozor na opomenut\u00ed n\u011bkter\u00e9ho ze zran\u011bn\u00ed a nep\u0159i\u010dten\u00ed bod\u016f za vykonan\u00e9 opera\u010dn\u00ed z\u00e1kroky.<\/p>\n\n\n\n

      2. N\u00e1hrada za zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed<\/h2>\n\n\n\n

      Vy\u0161\u0161\u00ed stupe\u0148 od\u0161kodn\u011bn\u00ed pracovn\u00edho \u00farazu p\u0159edstavuje tzv. n\u00e1hrada za zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed. O od\u0161kodn\u011bn\u00ed zt\u00ed\u017een\u00ed spole\u010densk\u00e9ho uplatn\u011bn\u00ed m\u016f\u017eete \u017e\u00e1dat a\u017e jeden rok po tom, co pracovn\u00ed \u00faraz utrp\u00edte, pokud p\u0159etrv\u00e1vaj\u00ed trval\u00e9 n\u00e1sledky.<\/p>\n\n\n\n

      Stejn\u011b jako u bolestn\u00e9ho, i tady se n\u00e1hrada op\u00edr\u00e1 o bodov\u00e9 hodnocen\u00ed \u00farazu.<\/p>\n\n\n\n

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      • po\u0161kozen\u00ed sval\u016f na nedominantn\u00ed ruce (400 bod\u016f): 157 224 K\u010d<\/li>\n\n\n\n
      • po\u0161kozen\u00ed loketn\u00edho nervu na dominantn\u00ed ruce (700 bod\u016f): 275 142 K\u010d<\/li>\n\n\n\n
      • lehk\u00e1 anemie s m\u00edrn\u00fdmi klinick\u00fdmi projevy (1200 bod\u016f): 471 672 K\u010d<\/li>\n<\/ul>\n\n\n\n

        3. N\u00e1hrada ztr\u00e1ty na v\u00fdd\u011blku<\/h2>\n\n\n\n

        Nastoupili jste v d\u016fsledku zran\u011bn\u00ed na pracovn\u00ed neschopnost? Pak m\u00e1te n\u00e1rok na n\u00e1hradu ztr\u00e1ty na v\u00fdd\u011blku po celou dobu jej\u00edho trv\u00e1n\u00ed, dokud se nebudete moct vr\u00e1tit do pr\u00e1ce. Pokud by v\u00e1s pak \u00faraz omezoval a vy se v jeho d\u016fsledku dostali na h\u016f\u0159e placenou pozici, mus\u00ed v\u00e1m zam\u011bstnavatel dorovnat rozd\u00edl mezi d\u0159\u00edv\u011bj\u0161\u00edm a nov\u00fdm p\u0159\u00edjmem.<\/p>\n\n\n\n

        4. N\u00e1hrada \u00fa\u010deln\u011b vynalo\u017een\u00fdch n\u00e1klad\u016f<\/h2>\n\n\n\n

        Pokud va\u0161e l\u00e9\u010dba generuje n\u011bjak\u00e9 n\u00e1klady, m\u00e1te n\u00e1rok na jejich n\u00e1hradu. Typicky jde o poplatky za l\u00e9ky, cesty do nemocnice nebo speci\u00e1ln\u00ed zdravotn\u00ed pom\u016fcky.<\/p>\n\n\n\n

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