{"id":1606,"date":"2023-09-18T09:20:53","date_gmt":"2023-09-18T07:20:53","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=1606"},"modified":"2023-09-18T09:20:54","modified_gmt":"2023-09-18T07:20:54","slug":"pojisteni-pro-kocky","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pojisteni-pro-kocky\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed ko\u010dky: 5 d\u016fvod\u016f, pro\u010d se vyplat\u00ed"},"content":{"rendered":"\n

M\u00e1te ko\u010dku, nebo v\u00e1m jich doma b\u011bh\u00e1 dokonce hned n\u011bkolik? Pak u\u017e asi v\u00edte, \u017ee \u017eivot s ko\u010dkou p\u0159in\u00e1\u0161\u00ed spoustu radost\u00ed, ale ob\u010das i n\u011bjak\u00e9 ty starosti. Ne\u0159ekne v\u00e1m, co ji kde bol\u00ed nebo pro\u010d najednou nejev\u00ed z\u00e1jem o svou obl\u00edbenou kapsi\u010dku. A i takov\u00e9 oby\u010dejn\u00e9 vy\u0161et\u0159en\u00ed \u017ealude\u010dn\u00edch pot\u00ed\u017e\u00ed v\u00e1s u veterin\u00e1\u0159e m\u016f\u017ee p\u0159ij\u00edt na tis\u00edce korun. V jak\u00fdch p\u0159\u00edpadech v\u00e1m m\u016f\u017ee pomoci poji\u0161t\u011bn\u00ed ko\u010dky a pro\u010d byste ho pro svou malou \u0161elmu m\u011bli sjednat?<\/p>\n\n\n\n

1. d\u016fvod: U\u0161et\u0159\u00ed v\u00e1m pen\u00edze p\u0159i n\u00e1v\u0161t\u011bv\u011b veteriny<\/h2>\n\n\n\n

Poji\u0161t\u011bn\u00ed mazl\u00ed\u010dka jednozna\u010dn\u011b ocen\u00edte v p\u0159\u00edpad\u011b, \u017ee se va\u0161e ko\u010dka poranila nebo onemocn\u011bla<\/strong>. Nez\u00e1le\u017e\u00ed na tom, jestli se poprala se psem va\u0161eho souseda, p\u0159iotr\u00e1vila se nebo dostala \u201cko\u010di\u010d\u00ed r\u00fdmu\u201d \u2013 poji\u0161t\u011bn\u00ed v\u00e1s p\u0159ed \u00fahradou pln\u00e9 ceny o\u0161et\u0159en\u00ed ochr\u00e1n\u00ed. Po\u010d\u00edtejte ale se spolu\u00fa\u010dast\u00ed <\/strong>nej\u010dast\u011bji ve v\u00fd\u0161i tis\u00edcovky. U chronick\u00fdch onemocn\u011bn\u00ed pak poji\u0161\u0165ovna hrad\u00ed prvn\u00ed o\u0161et\u0159en\u00ed, a kastraci jen v p\u0159\u00edpad\u011b, \u017ee je doporu\u010den\u00e1 veterin\u00e1\u0159em. <\/p>\n\n\n\n

Ani u o\u0161et\u0159en\u00ed star\u0161\u00ed ko\u010dky se nemus\u00edte b\u00e1t, \u017ee byste \u00fa\u010det museli platit ze sv\u00e9 kapsy a poji\u0161\u0165ovna v\u00e1s nech\u00e1 na holi\u010dk\u00e1ch. Z\u00e1le\u017e\u00ed p\u0159edev\u0161\u00edm na pojistn\u00fdch podm\u00ednk\u00e1ch konkr\u00e9tn\u00ed poji\u0161\u0165ovny, obecn\u011b ale plat\u00ed, \u017ee jakmile ho sjedn\u00e1te, plat\u00ed neomezen\u011b<\/strong>. Cel\u00fdch dev\u011bt \u017eivot\u016f pojistit nejde, ale jeden ur\u010dit\u011b. Jen mus\u00edte ko\u010dku pojistit p\u0159edt\u00edm, ne\u017e dos\u00e1hne v\u011bku 8 let<\/strong>. Nehraje roli, jestli m\u00e1 pr\u016fkaz p\u016fvodu nebo jste ji zachr\u00e1nili z ulice. Pokud jste zrovna kot\u011b nepo\u0159\u00eddili z registrovan\u00e9ho chovu, sta\u010d\u00ed jen dolo\u017eit zpr\u00e1vu z veterin\u00e1rn\u00ed kontroly, \u017ee je ko\u010dka v po\u0159\u00e1dku. <\/p>\n\n\n\n

2. d\u016fvod: Poji\u0161t\u011bn\u00ed pokryje i nap\u00e1chan\u00e9 \u0161kody<\/h2>\n\n\n\n

Pokud nem\u00e1te poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/a>, kter\u00e9 obsahuje i poji\u0161t\u011bn\u00ed odpov\u011bdnosti za zv\u00ed\u0159e<\/strong>, bude se v\u00e1m poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu v poji\u0161t\u011bn\u00ed mazl\u00ed\u010dka hodit. A to p\u0159edev\u0161\u00edm v p\u0159\u00edpad\u011b, \u017ee va\u0161e ko\u010dka nen\u00ed \u010dist\u011b \u201cbytov\u00e1\u201d, ale nech\u00e1te ji i prob\u011bhnout se venku. T\u0159eba pr\u00e1v\u011b proto, \u017ee by mohla zranit ciz\u00edho mazl\u00ed\u010dka nebo rovnou chovn\u00fd \u010di v\u00fdstavn\u00ed kousek – takov\u00e1 ko\u010dka m\u016f\u017ee m\u00edt hodnotu dosahuj\u00edc\u00ed i vy\u0161\u0161\u00edch desetitis\u00edc\u016f korun.<\/p>\n\n\n\n

Kdy\u017e ko\u010dka chce, m\u016f\u017ee zni\u010dit tak\u0159ka cokoliv. A pokud se c\u00edt\u00ed b\u00fdt ohro\u017een\u00e1, dok\u00e1\u017ee zranit i \u010dlov\u011bka. I jedin\u00e9 \u0161kr\u00e1bnut\u00ed do lidsk\u00e9ho oka m\u016f\u017ee m\u00edt v\u00e1\u017en\u00e9 n\u00e1sledky, n\u011bkdy i trval\u00e9. Pr\u00e1v\u011b proto limity poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu zp\u016fsobenou zv\u00ed\u0159etem dosahuj\u00ed u poji\u0161t\u011bn\u00ed mazl\u00ed\u010dka a\u017e 2 milion\u016f korun. <\/strong>U poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti s p\u0159ipoji\u0161t\u011bn\u00edm pro mazl\u00ed\u010dka je b\u011b\u017en\u00fdm doporu\u010dovan\u00fdm limitem 5 milion\u016f korun. <\/p>\n\n\n\n

3. d\u016fvod: Pom\u016f\u017ee, kdy\u017e se ko\u010dka zab\u011bhne<\/h2>\n\n\n\n

Mo\u017en\u00e1 va\u0161e ko\u010dka ob\u010das vyraz\u00ed \u201cna proch\u00e1zku\u201d a zase se poka\u017ed\u00e9 vr\u00e1t\u00ed. Co kdy\u017e j\u00ed ale pr\u016fzkum okol\u00ed trv\u00e1 d\u00e9le ne\u017e obvykle a mus\u00edte ji za\u010d\u00edt hledat? Poji\u0161t\u011bn\u00ed mazl\u00ed\u010dka<\/a> m\u016f\u017ee hradit i n\u00e1klady na hled\u00e1n\u00ed<\/strong> ztracen\u00e9 ko\u010dky. Mo\u017en\u00e1 budete muset zaplatit inzerci, odm\u011bnu pro n\u00e1lezce nebo v\u00fddaje n\u00e1lezce spojen\u00e9 s do\u010dasn\u00fdm opatrov\u00e1n\u00edm zv\u00ed\u0159ete. To v\u0161e poji\u0161t\u011bn\u00ed zahrnuje. N\u011bkomu se va\u0161e ko\u010dka zal\u00edbila natolik, \u017ee si ji p\u0159ivlastnil? Poji\u0161t\u011bn\u00ed pom\u016f\u017ee i s p\u00e1tr\u00e1n\u00edm po odcizen\u00e9m<\/strong> mazl\u00ed\u010dkovi. <\/p>\n\n\n\n

Poji\u0161\u0165ovna vyplat\u00ed pln\u011bn\u00ed v p\u0159\u00edpad\u011b, \u017ee se poji\u0161t\u011bn\u00e9 zv\u00ed\u0159e nenajde nebo samo nevr\u00e1t\u00ed do 2 m\u011bs\u00edc\u016f<\/strong> od nahl\u00e1\u0161en\u00ed jeho ztr\u00e1ty nebo odcizen\u00ed. Pozor, ztr\u00e1tu mus\u00edte nahl\u00e1sit u obecn\u00edho \u00fa\u0159adu nebo policie, pouh\u00fd p\u0159\u00edsp\u011bvek ve facebookov\u00e9 skupin\u011b va\u0161\u00ed obce nesta\u010d\u00ed. <\/p>\n\n\n\n

4. d\u016fvod: O ko\u010dku bude postar\u00e1no kdykoliv<\/h2>\n\n\n\n

Co kdy\u017e budete s akutn\u00edm zdravotn\u00edm probl\u00e9mem le\u017eet v nemocnici a nebudete moci se o ko\u010dku starat? Poji\u0161\u0165ovna uhrad\u00ed i n\u00e1klady na p\u00e9\u010di jin\u00e9 osoby<\/strong>. Pokud nem\u00e1te mo\u017enost zajistit hl\u00edd\u00e1n\u00ed u rodiny nebo kamar\u00e1da, je tu pro v\u00e1s nap\u0159\u00edklad profesion\u00e1ln\u00ed ko\u010di\u010d\u00ed hl\u00edda\u010d nebo ko\u010di\u010d\u00ed ch\u016fva (ano, takov\u00e9 povol\u00e1n\u00ed skute\u010dn\u011b existuje!), p\u0159\u00edpadn\u011b dokonce i ko\u010di\u010d\u00ed hotel<\/strong>. <\/p>\n\n\n\n

Profesion\u00e1ln\u00ed slu\u017eby samoz\u0159ejm\u011b n\u011bco stoj\u00ed, ale d\u00edky poji\u0161t\u011bn\u00ed v\u0161echny n\u00e1klady za hl\u00edd\u00e1n\u00ed nep\u016fjdou za v\u00e1mi. Nebojte se, \u017ee kryt\u00ed nebude sta\u010dit. V nab\u00eddk\u00e1ch poji\u0161\u0165oven m\u016f\u017eete narazit na pojistn\u00fd limit t\u0159eba i ve v\u00fd\u0161i 7 000 korun. A to v ko\u010di\u010d\u00edm hotelu bohat\u011b vysta\u010d\u00ed i na n\u011bkolikat\u00fddenn\u00ed pobyt.<\/p>\n\n\n\n

5. d\u016fvod: Prov\u00e1z\u00ed ko\u010dku a\u017e za duhov\u00fd most<\/h2>\n\n\n\n

Pro majitele mazl\u00ed\u010dka m\u016f\u017ee b\u00fdt jeho smrt stejn\u011b t\u011b\u017ek\u00e1 jako \u00famrt\u00ed \u010dlena rodiny. Ko\u010dky sice maj\u00ed podle zn\u00e1m\u00e9ho po\u0159ekadla 9 \u017eivot\u016f, ale obvykle se nedo\u017e\u00edvaj\u00ed v\u00edce ne\u017e 16 let. I s posledn\u00edm lou\u010den\u00edm se tedy jednou budete muset sm\u00ed\u0159it. Poji\u0161t\u011bn\u00ed smrti je v r\u00e1mci poji\u0161t\u011bn\u00ed mazl\u00ed\u010dk\u016f voliteln\u00fdm poji\u0161t\u011bn\u00edm. Nechcete na takovou ud\u00e1lost ani pomyslet? Nemus\u00edte si ho sjedn\u00e1vat. Pokud ale bez ko\u010di\u010d\u00edho p\u0159eden\u00ed nem\u016f\u017eete b\u00fdt ani minutu a rovnou si budete cht\u00edt po\u0159\u00eddit dal\u0161\u00edho <\/strong>\u010dty\u0159noh\u00e9ho \u010dlena rodiny, m\u016f\u017ee v\u00e1m to poji\u0161t\u011bn\u00ed uleh\u010dit. <\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed se vztahuje na p\u0159\u00edpady uhynut\u00ed nebo utracen\u00ed<\/strong> na z\u00e1klad\u011b rozhodnut\u00ed veterin\u00e1\u0159e v d\u016fsledku nemoci nebo \u00farazu. V p\u0159\u00edpad\u011b smrti n\u00e1sledkem nemoci je pln\u011bn\u00ed obvykle vypl\u00e1ceno jen do ur\u010dit\u00e9ho v\u011bku zv\u00ed\u0159ete. Pokud je ale p\u0159\u00ed\u010dinou \u00faraz, na v\u011bku zv\u00ed\u0159ete nez\u00e1le\u017e\u00ed. Pln\u011bn\u00ed v z\u00e1vislosti na sjednan\u00e9m poji\u0161t\u011bn\u00ed m\u016f\u017ee dos\u00e1hnout a\u017e 10 000 korun.<\/p>\n\n\n\n

Kolik stoj\u00ed poji\u0161t\u011bn\u00ed ko\u010dky<\/h2>\n\n\n\n

U poji\u0161t\u011bn\u00ed dom\u00e1c\u00edch mazl\u00ed\u010dk\u016f obecn\u011b v\u00fd\u0161i pojistn\u00e9ho ovliv\u0148uje druh a v\u011bk zv\u00ed\u0159at. P\u0159edev\u0161\u00edm ale cena poji\u0161t\u011bn\u00ed z\u00e1vis\u00ed na vybran\u00fdch rizic\u00edch a v\u00fd\u0161i pojistn\u00fdch limit\u016f. Za poji\u0161t\u011bn\u00ed ko\u010dky zaplat\u00edte ni\u017e\u0161\u00ed stovky korun za m\u011bs\u00edc<\/strong>. Nejrobustn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed s nadstandardn\u00edm kryt\u00edm rizik v\u00e1s nebude st\u00e1t v\u00edc ne\u017e p\u011btistovku m\u011bs\u00ed\u010dn\u011b. P\u0159ed n\u00e1v\u0161t\u011bvou veterin\u00e1\u0159e pak m\u016f\u017ee b\u00fdt va\u0161e pen\u011b\u017eenka \u00fapln\u011b v klidu. Mysl\u00edte si, \u017ee se v\u00e1m takov\u00e1 investice nevyplat\u00ed? Pod\u00edvejte se, kolik m\u016f\u017ee o\u0161et\u0159en\u00ed st\u00e1t.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

Chcete v\u011bd\u011bt, kolik by st\u00e1lo poji\u0161t\u011bn\u00ed v p\u0159\u00edpad\u011b va\u0161eho mazl\u00edka? Nen\u00ed nic jednodu\u0161\u0161\u00edho, ne\u017e si pojistku online srovnat. A pokud v\u00e1s zaujme, rovnou si ji i sjednat. Packu na to!<\/p>\n\n\n\n

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Srovnat poji\u0161t\u011bn\u00ed mazl\u00ed\u010dka<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

M\u00e1te ko\u010dku, nebo v\u00e1m jich doma b\u011bh\u00e1 dokonce hned n\u011bkolik? Pak u\u017e asi v\u00edte, \u017ee \u017eivot s ko\u010dkou p\u0159in\u00e1\u0161\u00ed spoustu radost\u00ed, ale ob\u010das i n\u011bjak\u00e9 ty starosti. Ne\u0159ekne v\u00e1m, co ji kde bol\u00ed nebo pro\u010d najednou nejev\u00ed z\u00e1jem o svou obl\u00edbenou kapsi\u010dku. A i takov\u00e9 oby\u010dejn\u00e9 vy\u0161et\u0159en\u00ed \u017ealude\u010dn\u00edch pot\u00ed\u017e\u00ed v\u00e1s u veterin\u00e1\u0159e m\u016f\u017ee p\u0159ij\u00edt na tis\u00edce korun. V jak\u00fdch p\u0159\u00edpadech v\u00e1m m\u016f\u017ee pomoci poji\u0161t\u011bn\u00ed ko\u010dky a pro\u010d byste ho pro svou malou \u0161elmu m\u011bli sjednat?<\/p>\n","protected":false},"author":11,"featured_media":1607,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[9,7],"tags":[42],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1606"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=1606"}],"version-history":[{"count":2,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1606\/revisions"}],"predecessor-version":[{"id":1612,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1606\/revisions\/1612"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/1607"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=1606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=1606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=1606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}