{"id":1822,"date":"2023-12-06T10:53:51","date_gmt":"2023-12-06T09:53:51","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=1822"},"modified":"2023-12-18T10:44:40","modified_gmt":"2023-12-18T09:44:40","slug":"cestovni-pojisteni-na-lyze","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/cestovni-pojisteni-na-lyze\/","title":{"rendered":"Najd\u011bte to nejlep\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed na ly\u017ee"},"content":{"rendered":"\n

Zimn\u00ed radov\u00e1nky na zasn\u011b\u017een\u00fdch kopc\u00edch si ka\u017edoro\u010dn\u011b u\u017e\u00edvaj\u00ed statis\u00edce \u010cech\u016f. Pokud v\u00e1m ale nab\u00eddka tuzemsk\u00fdch sjezdovek nesta\u010d\u00ed a rad\u011bji vyr\u00e1\u017e\u00edte za hranice, nem\u011bli byste zapom\u00ednat na cestovn\u00ed poji\u0161t\u011bn\u00ed. S na\u0161imi tipy budete p\u0159i v\u00fdb\u011bru v\u011bd\u011bt, na co se soust\u0159edit. A\u0165 u\u017e hodl\u00e1te na sjezdovky vz\u00edt ly\u017ee nebo snowboard.<\/p>\n\n\n\n

Kdo ma\u017ee, ten jede! Ale pozor, abyste nemuseli ze sjezdovky mazat hned do nemocnice. A\u0165 u\u017e vyr\u00e1\u017e\u00edte do rakousk\u00fdch, francouzsk\u00fdch nebo italsk\u00fdch Alp nebo \u201cjen\u201d do Vysok\u00fdch Tater, v\u017edy p\u0159ed cestou pro v\u0161echny \u00fa\u010dastn\u00edky z\u00e1jezdu nezapome\u0148te sjednat cestovn\u00ed poji\u0161t\u011bn\u00ed. Naj\u00edt kvalitn\u00ed a z\u00e1rove\u0148 v\u00fdhodn\u00e9 poji\u0161t\u011bn\u00ed na dovolenou, a\u0165 u\u017e na pl\u00e1\u017ei nebo na hor\u00e1ch, nen\u00ed nic t\u011b\u017ek\u00e9ho. Sta\u010d\u00ed si nab\u00eddky cestovn\u00edho poji\u0161t\u011bn\u00ed srovnat na RIXO.cz.<\/p>\n\n\n\n

\n
Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n\n\n\n

<\/p>\n\n\n\n

Pro\u010d m\u00edt jako ly\u017ea\u0159 cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/h2>\n\n\n\n

Na dovolenou rozhodn\u011b neodj\u00ed\u017ed\u00edte s o\u010dek\u00e1v\u00e1n\u00edm, \u017ee by se v\u00e1m v zahrani\u010d\u00ed m\u011blo cokoliv st\u00e1t. Mo\u017en\u00e1 v\u00e1s ale nep\u0159ekvap\u00ed statistiky poji\u0161\u0165oven, kter\u00e9 \u0159\u00edkaj\u00ed, \u017ee pr\u00e1v\u011b na hor\u00e1ch se st\u00e1v\u00e1 \u00faraz\u016f nejv\u00edce<\/strong>. P\u0159ece jen pln\u00e1 sjezdovka, zau\u010duj\u00edc\u00ed se nov\u00e1\u010dci a sem tam n\u011bjak\u00fd p\u0159iopil\u00fd turista je pom\u011brn\u011b nebezpe\u010dn\u00e1 kombinace. A to jak pro va\u0161e zdrav\u00ed<\/strong>, tak i pro va\u0161i pen\u011b\u017eenku<\/strong>. Nejen\u017ee toti\u017e m\u016f\u017ee doj\u00edt k o\u0161kliv\u00e9mu \u00farazu a va\u0161\u00ed hospitalizaci, ale i na zp\u016fsoben\u00ed \u00fajmy na zdrav\u00ed jin\u00e9mu ly\u017ea\u0159i. A takov\u00e9 ne\u0161\u0165astn\u00e9 ud\u00e1losti se v\u00e1m bez cestovn\u00edho poji\u0161t\u011bn\u00ed mohou p\u011bkn\u011b prodra\u017eit. <\/p>\n\n\n\n

V\u00fdhodou cestovn\u00edho poji\u0161t\u011bn\u00ed je tak\u00e9 fakt, \u017ee stoj\u00ed jen p\u00e1r korun.<\/strong> T\u0159eba takov\u00e9 cestovko na v\u00edkend v rakousk\u00fdch Alp\u00e1ch s kryt\u00edm l\u00e9\u010debn\u00fdch v\u00fdloh, odpov\u011bdnosti za \u0161kodu i p\u0159ipoji\u0161t\u011bn\u00edm rizikov\u00fdch sport\u016f vyjde jednoho dosp\u011bl\u00e9ho cestuj\u00edc\u00edho na necelou stovku. <\/p>\n\n\n\n

Nespol\u00e9hejte se jen na svou karti\u010dku zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC). Ta plat\u00ed po cel\u00e9 EU a m\u00e1te d\u00edky n\u00ed n\u00e1rok na akutn\u00ed p\u00e9\u010di<\/strong> ve zdravotnick\u00fdch za\u0159\u00edzen\u00ed v zahrani\u010d\u00ed. Karti\u010dka v\u00e1m sice m\u016f\u017ee zajistit dostate\u010dnou zdravotn\u00ed p\u00e9\u010di, neuchr\u00e1n\u00ed v\u00e1s ale p\u0159ed placen\u00edm spolu\u00fa\u010dasti <\/strong>nebo poplatk\u016f<\/strong>, kter\u00e9 mus\u00ed platit i m\u00edstn\u00ed ob\u010dan\u00e9<\/strong>. Z\u00e1rove\u0148 v\u00e1m nezajist\u00ed ani p\u0159evoz zp\u011bt do \u010ceska (tzv. repatriaci.) <\/p>\n\n\n\n

Co v\u0161e zahrnuje cestovn\u00ed poji\u0161t\u011bn\u00ed?<\/h2>\n\n\n\n

Cestovn\u00ed poji\u0161t\u011bn\u00ed se nej\u010dast\u011bji skl\u00e1d\u00e1 z n\u011bkolika rizik. T\u00edm nejz\u00e1sadn\u011bj\u0161\u00edm je poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh<\/strong>. Pom\u016f\u017ee v\u00e1m v cel\u00e9 \u0159ad\u011b situac\u00ed \u2013 nap\u0159\u00edklad p\u0159i hrazen\u00ed n\u00e1klad\u016f na o\u0161et\u0159en\u00ed, p\u0159evoz sanitkou, pobyt v nemocnici nebo repatriaci do \u010ceska. Sou\u010d\u00e1st\u00ed pojistn\u00e9ho kryt\u00ed je tak\u00e9 hrazen\u00ed z\u00e1sahu zahrani\u010dn\u00ed horsk\u00e9 slu\u017eby <\/strong>a p\u0159\u00edpadn\u00fd leteck\u00fd transport do nemocnice. <\/p>\n\n\n\n

S n\u00e1hradou p\u0159\u00edpadn\u00e9 \u0161kody na ciz\u00edm majetku nebo \u00fajmy na zdrav\u00ed pom\u016f\u017ee poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/strong>, kter\u00e9 je tak\u00e9 jednou ze slo\u017eek cestovn\u00edho poji\u0161t\u011bn\u00ed. Bude se hodit, pokud svou nepozornost\u00ed na sjezdovce sraz\u00edte<\/strong> jin\u00e9ho ly\u017ea\u0159e \u010di snowboardistu nebo kdy\u017e nedopat\u0159en\u00edm po\u0161kod\u00edte vybaven\u00ed penzionu.  <\/p>\n\n\n\n

Pokud se nespokoj\u00edte s klasickou sjezdovkou, ale chcete si vyzkou\u0161et i n\u00e1ro\u010dn\u011bj\u0161\u00ed discipl\u00edny, v\u011bnujte pozornost poji\u0161t\u011bn\u00ed rizikov\u00fdch sport\u016f<\/strong>. Ly\u017eov\u00e1n\u00ed, snowboarding nebo b\u011b\u017ekov\u00e1n\u00ed, kter\u00e9 provozujete na vyzna\u010den\u00fdch tras\u00e1ch<\/strong> se pova\u017euj\u00ed za rekrea\u010dn\u00ed sporty, kter\u00e9 jsou do kryt\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed zahrnut\u00e9 v\u017edy. Mezi rizikov\u00e9 sporty, kter\u00e9 jsou obsahem p\u0159ipoji\u0161t\u011bn\u00ed, se \u0159ad\u00ed nap\u0159\u00edklad freeskiing, j\u00edzda na snowboardu mimo vyzna\u010den\u00e9 trasy, skialpinismus a dal\u0161\u00ed aktivity. V\u011bnujte p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed pozornost pojistn\u00fdm podm\u00ednk\u00e1m<\/strong> konkr\u00e9tn\u00edho poji\u0161t\u011bn\u00ed. Ka\u017ed\u00e1 poji\u0161\u0165ovna toti\u017e m\u016f\u017ee do rizikov\u00fdch a rekrea\u010dn\u00edch sport\u016f za\u0159azovat jin\u00e9 sporty. <\/p>\n\n\n\n

V nab\u00eddce cestovn\u00edho poji\u0161t\u011bn\u00ed najdete i dopl\u0148kovou \u00farazovou pojistku.<\/strong> Pokud m\u00e1te sjednan\u00e9 klasick\u00e9 \u017eivotn\u00ed a \u00farazov\u00e9 poji\u0161t\u011bn\u00ed, m\u016f\u017eete ho s klidem p\u0159esko\u010dit. Hodit se v\u00e1m ale mohou jin\u00e1 dopl\u0148kov\u00e1 p\u0159ipoji\u0161t\u011bn\u00ed. Nap\u0159\u00edklad v p\u0159\u00edpad\u011b pot\u00ed\u017e\u00ed s va\u0161\u00edm vozidlem ocen\u00edte asistenci k vozidlu<\/strong>, pokud do zahrani\u010d\u00ed vyr\u00e1\u017e\u00edte autem.<\/p>\n\n\n\n

Na co nezapomenout v poji\u0161t\u011bn\u00ed na ly\u017ee?<\/h2>\n\n\n\n

Pl\u00e1nujete dobrodru\u017en\u011bj\u0161\u00ed aktivity ne\u017e jen ly\u017eov\u00e1n\u00ed? Seznamte se nejen s v\u00fd\u010dtem rizikov\u00fdch sport\u016f, ale i t\u011bch nepojistiteln\u00fdch<\/strong>. Jedn\u00e1 se o extr\u00e9mn\u00ed a vysoce nebezpe\u010dn\u00e9 sporty, kter\u00e9 pojistit nelze. To znamen\u00e1, \u017ee pokud byste se p\u0159i t\u00e9to aktivit\u011b zranili, s \u00fahradou l\u00e9\u010debn\u00fdch v\u00fdloh ani repatriac\u00ed v\u00e1m cestovko nepom\u016f\u017ee<\/strong>. Jde nap\u0159\u00edklad o sjezd na sn\u011b\u017en\u00e9m sk\u00fatru, skoky a lety na ly\u017e\u00edch a dal\u0161\u00ed podobn\u00e9 aktivity milovn\u00edk\u016f adrenalinu. <\/p>\n\n\n\n

Nezapome\u0148te cestovn\u00ed poji\u0161t\u011bn\u00ed na hory<\/a> <\/strong>uzav\u0159\u00edt je\u0161t\u011b p\u0159ed odjezdem<\/strong>. N\u011bkter\u00e9 poji\u0161\u0165ovny toti\u017e nemus\u00ed pova\u017eovat cestovn\u00ed poji\u0161t\u011bn\u00ed za platn\u00e9, pokud ho uzav\u0159ete ve chv\u00edli, kdy p\u0159ejedete \u010desk\u00e9 hranice. Sjedn\u00e1n\u00ed cestovn\u00edho poji\u0161t\u011bn\u00ed ale nen\u00ed nic slo\u017eit\u00e9ho. Sta\u010d\u00ed v\u00e1m jen p\u00e1r minutek, ve kter\u00fdch si stihnete poji\u0161t\u011bn\u00ed srovnat, vybrat si tu nejlep\u0161\u00ed nab\u00eddku a rovnou i sjednat smlouvu.   <\/p>\n\n\n\n

Poji\u0161t\u011bn\u00ed odpov\u011bdnosti doporu\u010dujeme v r\u00e1mci cestovn\u00edho poji\u0161t\u011bn\u00ed sjednat v\u017edy, speci\u00e1ln\u00ed pozornost mu ale v\u011bnujte v p\u0159\u00edpad\u011b, \u017ee se vyd\u00e1v\u00e1te na hory do It\u00e1lie. Hod\u00ed se sice kdekoliv, v It\u00e1lii je ale od roku 2022 povinn\u00e9<\/strong>. M\u011bli byste proto m\u00edt i potvrzen\u00ed o va\u0161\u00ed pojistce, a to v anglick\u00e9m jazyce. Automaticky v\u00e1m ho po sjedn\u00e1n\u00ed vystav\u00ed poji\u0161\u0165ovna. Pokud potvrzen\u00ed v angli\u010dtin\u011b od sv\u00e9 poji\u0161\u0165ovny nedostanete ihned, vy\u017e\u00e1dejte si ho. <\/p>\n\n\n\n

M\u011bjte v\u017edy po ruce asisten\u010dn\u00ed karti\u010dku<\/strong>, kterou v\u00e1m poji\u0161\u0165ovna vyd\u00e1 po sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed. Neud\u011bl\u00e1te chybu, pokud si ji vytisknete a schov\u00e1te do pen\u011b\u017eenky, nebo si ji t\u0159eba ulo\u017e\u00edte do mobilu. Pokud si nav\u00edc sjedn\u00e1te cestovko na RIXO.cz, asisten\u010dn\u00ed karti\u010dku v\u00e1m automaticky nahrajeme do va\u0161eho \u00fa\u010dtu mobiln\u00ed aplikace RIXO. St\u00e1hnout si ji m\u016f\u017eete za p\u00e1r sekund zde<\/a>. Ale je\u0161t\u011b p\u0159edt\u00edm si nezapome\u0148te nab\u00eddky cestovn\u00edho poji\u0161t\u011bn\u00ed srovnat!<\/p>\n\n\n\n

\n
Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Zimn\u00ed radov\u00e1nky na zasn\u011b\u017een\u00fdch kopc\u00edch si ka\u017edoro\u010dn\u011b u\u017e\u00edvaj\u00ed statis\u00edce \u010cech\u016f. Pokud v\u00e1m ale nab\u00eddka tuzemsk\u00fdch sjezdovek nesta\u010d\u00ed a rad\u011bji vyr\u00e1\u017e\u00edte za hranice, nem\u011bli byste zapom\u00ednat na cestovn\u00ed poji\u0161t\u011bn\u00ed. S na\u0161imi tipy budete p\u0159i v\u00fdb\u011bru v\u011bd\u011bt, na co se soust\u0159edit.\u00a0A\u0165 u\u017e hodl\u00e1te na sjezdovky vz\u00edt ly\u017ee nebo snowboard.<\/p>\n","protected":false},"author":11,"featured_media":1826,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[10,7],"tags":[23],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1822"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=1822"}],"version-history":[{"count":5,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1822\/revisions"}],"predecessor-version":[{"id":1845,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/1822\/revisions\/1845"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/1826"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=1822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=1822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=1822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}