{"id":2070,"date":"2024-03-26T09:07:20","date_gmt":"2024-03-26T08:07:20","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2070"},"modified":"2025-02-21T16:31:03","modified_gmt":"2025-02-21T15:31:03","slug":"pojisteni-skel-vozidla","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pojisteni-skel-vozidla\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed skel vozidla: Jak na kvalitn\u00ed a v\u00fdhodnou pojistku"},"content":{"rendered":"\n<p>Sta\u010d\u00ed jeden vymr\u0161t\u011bn\u00fd kam\u00ednek z vozovky a va\u0161e \u010deln\u00ed sklo m\u016f\u017ee b\u00fdt r\u00e1zem na odpis. V\u00edte, \u017ee ale m\u016f\u017eete pojistit i jin\u00e1 skla sv\u00e9ho vozidla a va\u0161e poji\u0161t\u011bn\u00ed skel v\u016fbec nemus\u00ed m\u00edt \u017e\u00e1dn\u00fd limit? Porad\u00edme, jak na spr\u00e1vn\u00fd v\u00fdb\u011br poji\u0161t\u011bn\u00ed skel, a\u0165 u\u017e si sjedn\u00e1v\u00e1te povinn\u00e9 ru\u010den\u00ed nebo havarijn\u00ed poji\u0161t\u011bn\u00ed.&nbsp;<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed skel najdete v nab\u00eddce p\u0159ipoji\u0161t\u011bn\u00ed k <a href=\"http:\/\/rixo.cz\/povinne-ruceni\/\" title=\"povinn\u00e9mu ru\u010den\u00ed\" target=\"_blank\" rel=\"noopener\">povinn\u00e9mu ru\u010den\u00ed<\/a> i v <a href=\"https:\/\/www.rixo.cz\/havarijni-pojisteni\/\" title=\"havarijn\u00edm poji\u0161t\u011bn\u00ed\">havarijn\u00edm poji\u0161t\u011bn\u00ed<\/a>. Na co byste m\u011bli d\u00e1vat pozor, ne\u017e si poji\u0161t\u011bn\u00ed sjedn\u00e1te, a co p\u0159ekvapiv\u00e9ho se m\u016f\u017eete do\u010d\u00edst v pojistn\u00fdch podm\u00ednk\u00e1ch? Se v\u0161emi detaily poji\u0161t\u011bn\u00ed skel v\u00e1s sezn\u00e1m\u00edme \u2013 poj\u010fme na to p\u011bkn\u011b popo\u0159\u00e1dku.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Co byste m\u011bli v\u011bd\u011bt o poji\u0161t\u011bn\u00ed skel?&nbsp;<\/h2>\n\n\n\n<p>Na poji\u0161t\u011bn\u00ed skel k autopoji\u0161t\u011bn\u00ed mysl\u00ed po\u010detn\u00e1 \u010d\u00e1st \u0159idi\u010d\u016f a jedn\u00e1 se tak o jedno z<strong> nej\u010dast\u011bji sjedn\u00e1van\u00fdch p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>. Minim\u00e1ln\u011b jednou za \u017eivot se toti\u017e v\u011bt\u0161ina motorist\u016f s po\u0161kozen\u00edm skla setk\u00e1. A to zpravidla na d\u00e1lnici, kde sta\u010d\u00ed, aby se od kola jednoho vozidla odrazil miniaturn\u00ed kam\u00ednek, kter\u00fd si to nam\u00ed\u0159\u00ed p\u0159\u00edmo do va\u0161eho \u010deln\u00edho skla.&nbsp;<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed skel se \u0159ad\u00ed mezi p\u0159ipoji\u0161t\u011bn\u00ed, nebudete moci ho tedy sjednat samostatn\u011b, ale jen s va\u0161\u00edm povinn\u00fdm ru\u010den\u00edm nebo havarijkem. A pro\u010d byste ho m\u011bli m\u00edt? Ochr\u00e1n\u00ed va\u0161i kapsu proti <strong>\u0161kod\u00e1m na \u010deln\u00edm a zadn\u00edm skle<\/strong>, z\u00e1rove\u0148 m\u016f\u017ee zahrnovat tak\u00e9 <strong>bo\u010dn\u00ed skla<\/strong> i <strong>prosklen\u00e1 st\u0159e\u0161n\u00ed okna<\/strong> nebo panoramatick\u00e9 st\u0159echy. A\u010dkoliv \u010deln\u00ed skla jsou nej\u010dast\u011bj\u0161\u00ed ob\u011bt\u00ed po\u0161kozen\u00ed, i dal\u0161\u00ed skla mohou p\u0159i ne\u0161t\u011bst\u00ed vz\u00edt za sv\u00e9. T\u0159eba v d\u016fsledku <strong>hav\u00e1rie<\/strong>, <strong>vandalismu<\/strong>, <strong>po\u0161kozen\u00ed vozidla zv\u00ed\u0159etem<\/strong> nebo<strong> \u017eiveln\u00ed katastrofy<\/strong>, jako je t\u0159eba vich\u0159ice nebo krupobit\u00ed. Proti v\u0161em t\u011bmto rizik\u016fm v\u00e1m kvalitn\u00ed poji\u0161t\u011bn\u00ed dok\u00e1\u017ee poskytnout ochranu.&nbsp;<\/p>\n\n\n\n<p>Sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed skel m\u00e1 je\u0161t\u011b jednu podstatnou v\u00fdhodu. Pokud by v\u00e1s n\u011bjak\u00e1 ne\u0161\u0165astn\u00e1 ud\u00e1lost s n\u00e1sledkem po\u0161kozen\u00ed skla potkala, p\u0159i uplatn\u011bn\u00ed n\u00e1roku z poji\u0161t\u011bn\u00ed skel <strong>nep\u0159ijdete <\/strong>o sv\u00e9 <strong>dlouholet\u00e9 bonusy<\/strong>. \u0160kody hrazen\u00e9 z poji\u0161t\u011bn\u00ed skel se nepova\u017euj\u00ed za n\u00e1sledek zavin\u011bn\u00e9 ud\u00e1losti, va\u0161e <a href=\"https:\/\/www.rixo.cz\/povinne-ruceni\/\" title=\"povinn\u00e9 ru\u010den\u00ed\">povinn\u00e9 ru\u010den\u00ed<\/a> se v\u00e1m tedy v dal\u0161\u00edch letech nezdra\u017e\u00ed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Na co myslet p\u0159i sjedn\u00e1n\u00ed pojistky? Na limit!<\/h2>\n\n\n\n<p>Nejd\u016fle\u017eit\u011bj\u0161\u00edm a nej\u010dast\u011bji opravovan\u00fdm sklem je to \u010deln\u00ed. Rozhodn\u011b tedy v\u011bnujte pozornost hlavn\u011b jemu. U poji\u0161t\u011bn\u00ed \u010deln\u00edho skla si m\u016f\u017eete vybrat limit od <strong>5 000 korun<\/strong>, s n\u00edm\u017e opravu \u010di v\u00fdm\u011bnu hrav\u011b pokryj\u00ed majitel\u00e9 vozidel s \u201cklasick\u00fdmi\u201d skly bez vyh\u0159\u00edv\u00e1n\u00ed a dal\u0161\u00edch funkc\u00ed. Pokud ov\u0161em m\u00e1te nov\u00e9 auto p\u0159ekypuj\u00edc\u00ed modern\u00edmi technologiemi nebo dra\u017e\u0161\u00ed model s panoramatickou st\u0159echou, m\u016f\u017eete p\u0159ij\u00edt na to, \u017ee takov\u00e1 \u010d\u00e1stka by na opravu nebo dokonce v\u00fdm\u011bnu skla <strong>nevysta\u010dila<\/strong>. Pozor d\u00e1vejte i na omezen\u00ed pln\u011bn\u00ed, kter\u00e9 by do limitu po\u010d\u00edtalo v\u0161echny pojistn\u00e9 ud\u00e1losti v pr\u016fb\u011bhu roku. Ide\u00e1ln\u011b by m\u011bl limit pokr\u00fdvat v\u017edy jen konkr\u00e9tn\u00ed jednotlivou \u0161kodu.&nbsp;<\/p>\n\n\n\n<p>Limit si na\u0161t\u011bst\u00ed m\u016f\u017eete nastavit p\u0159i sjedn\u00e1v\u00e1n\u00ed poji\u0161t\u011bn\u00ed a\u017e do <strong>100 000 korun<\/strong>, p\u0159\u00edpadn\u011b vyu\u017e\u00edt i poji\u0161t\u011bn\u00ed zcela<strong> bez limitu<\/strong>. Tato varianta s sebou sice p\u0159in\u00e1\u0161\u00ed m\u00edrn\u011b vy\u0161\u0161\u00ed cenu, ale v servisu se nebudete muset tr\u00e1pit s t\u00edm, zda v\u00e1m poji\u0161\u0165ovna bude moci celou opravu proplatit.&nbsp;<\/p>\n\n\n\n<p>Krom\u011b \u010deln\u00edho skla m\u016f\u017ee (ale nemus\u00ed) z\u00e1kladn\u00ed nab\u00eddka poji\u0161t\u011bn\u00ed skel zahrnovat i<strong> bo\u010dn\u00ed, zadn\u00ed nebo st\u0159e\u0161n\u00ed<\/strong> okna. Zkontrolujte si proto rozsah poji\u0161t\u011bn\u00ed a p\u0159\u00edpadn\u011b si dal\u0161\u00ed skla p\u0159ipojist\u011bte podle sv\u00e9ho p\u0159\u00e1n\u00ed.&nbsp;<\/p>\n\n\n\n<p>Tip RIXO.cz: P\u0159ed sjedn\u00e1n\u00edm poji\u0161t\u011bn\u00ed se pod\u00edvejte, kolik stoj\u00ed <strong>celkov\u00e1 v\u00fdm\u011bna skel<\/strong> va\u0161eho automobilu v <strong>profesion\u00e1ln\u00edm servisu<\/strong>, tedy kolik \u010din\u00ed sou\u010det n\u00e1klad\u016f za materi\u00e1l a pr\u00e1ci. Dojdete tak k odpov\u00eddaj\u00edc\u00edmu limitu pojistn\u00e9ho pln\u011bn\u00ed p\u0159esn\u011b pro v\u00e1s!&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group has-text-color is-vertical is-content-justification-center is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex\" style=\"color:#605db5\">\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background is-style-wide\" style=\"background-color:#d8d8fc;color:#d8d8fc\" \/>\n\n\n\n<p class=\"has-text-align-center has-text-color\" style=\"color:#605db5;font-size:18px\">Nev\u00edte si s poji\u0161t\u011bn\u00edm skel rady? Srovnejte si povinn\u00e9 ru\u010den\u00ed nebo havarijn\u00ed poji\u0161t\u011bn\u00ed na RIXO.cz a my v\u00e1m limit na z\u00e1klad\u011b technick\u00fdch \u00fadaj\u016f vozidla navrhneme. Sta\u010d\u00ed jen zadat registra\u010dn\u00ed zna\u010dku vozu, p\u00e1r \u00fadaj\u016f o v\u00e1s a nab\u00eddky poji\u0161t\u011bn\u00ed najdeme cobydup.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"450\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/vehicle-insurance-form\/\"><\/iframe>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-3 wp-block-group-is-layout-flex\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-text-color has-alpha-channel-opacity has-background is-style-wide\" style=\"background-color:#d8d8fc;color:#d8d8fc\" \/>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Oprava, nebo v\u00fdm\u011bna? Poji\u0161\u0165ovna neuhrad\u00ed v\u0161e jen tak<\/h2>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed je tu pro situace, kter\u00e9 jsou v\u017edy vyjmenovan\u00e9 v <strong>pojistn\u00fdch podm\u00ednk\u00e1ch<\/strong>. Dob\u0159e si tedy p\u0159ed sjedn\u00e1n\u00edm poji\u0161t\u011bn\u00ed p\u0159e\u010dtete, co podepisujete. Nem\u011bla by v\u00e1s pak p\u0159ekvapit t\u0159eba informace, \u017ee <strong>v\u00fdm\u011bnu skla<\/strong> poji\u0161\u0165ovna neuhrad\u00ed, dokud to skute\u010dn\u011b <strong>nen\u00ed nutn\u00e9<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Je mo\u017en\u00e9 sklo navr\u00e1tit do p\u016fvodn\u00edho stavu nekomplikovanou opravou nebo m\u00e1te na autoskle \u0161kr\u00e1banec, kter\u00fd nijak neohro\u017euje bezpe\u010dnost provozu? Pak v\u00e1m poji\u0161\u0165ovna v\u00fdm\u011bnu neproplat\u00ed, v\u0161e toti\u017e z\u00e1le\u017e\u00ed na <strong>posouzen\u00ed konkr\u00e9tn\u00edho po\u0161kozen\u00ed<\/strong> poji\u0161\u0165ovnou. Pokud je mo\u017en\u00e9 dos\u00e1hnout n\u00e1pravy <strong>scelen\u00edm<\/strong> skla, bude poji\u0161\u0165ovna takovou variantu <strong>up\u0159ednost\u0148ovat<\/strong> p\u0159ed v\u00fdm\u011bnou. Ale nebojte, v\u00fdm\u011bnu skla s obrovsk\u00fdm \u201cpavoukem\u201d p\u0159es cel\u00e9 zorn\u00e9 pole \u0159idi\u010de poji\u0161\u0165ovna rozhodn\u011b rozporovat nebude.&nbsp;<\/p>\n\n\n\n<p>P\u0159i \u0159e\u0161en\u00ed pojistn\u00e9 ud\u00e1losti s poji\u0161\u0165ovnou tak\u00e9 m\u016f\u017eete narazit na podm\u00ednku opravy nebo v\u00fdm\u011bny skla ve <strong>smluvn\u00edm \u010di partnersk\u00e9m servisu<\/strong>. Ty zpravidla v\u017edy naleznete na webov\u00fdch str\u00e1nk\u00e1ch poji\u0161\u0165ovny. Pokud byste si m\u00edsto poji\u0161\u0165ovnou doporu\u010den\u00e9ho servisu za\u0159\u00eddili opravu \u201cna vlastn\u00ed p\u011bst\u201d, \u00fahrady od poji\u0161\u0165ovny byste se nedo\u010dkali. Nen\u00ed to ov\u0161em p\u0159\u00edpad v\u0161ech poji\u0161\u0165oven. Nap\u0159\u00edklad s poji\u0161t\u011bn\u00edm skel od poji\u0161\u0165ovny Direct v\u00e1m bude sta\u010dit jen dolo\u017eit <strong>doklad s cenou<\/strong> za opravu nebo v\u00fdm\u011bnu tak\u0159ka odkudkoliv.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Na co se poji\u0161t\u011bn\u00ed skel nevztahuje? Prozrad\u00ed to v\u00fdluky<\/h2>\n\n\n\n<p>N\u011bkter\u00e9 poji\u0161\u0165ovny <strong>z kryt\u00ed vylu\u010duj\u00ed<\/strong> vedlej\u0161\u00ed technologie souvisej\u00edc\u00ed s \u010deln\u00edm sklem, jako jsou nap\u0159\u00edklad senzory nebo vnit\u0159n\u00ed zrc\u00e1tka <strong>povinn\u011b m\u011bn\u011bn\u00e9 s cel\u00fdm sklem<\/strong> (podle manu\u00e1lu v\u00fdrobce). D\u0159\u00edve jmenovan\u00e1 poji\u0161\u0165ovna Direct nebo Pillow poji\u0161\u0165ovna nap\u0159\u00edklad tato omezen\u00ed nemaj\u00ed. V\u00fdluky se u <strong>ka\u017ed\u00e9 poji\u0161\u0165ovny li\u0161\u00ed<\/strong>, rozhodn\u011b jim tedy p\u0159ed sjedn\u00e1n\u00ed v\u011bnujte dostate\u010dnou pozornost.&nbsp;<\/p>\n\n\n\n<p>Nikde v\u0161ak zpravidla nepochod\u00edte s <strong>vedlej\u0161\u00edmi \u0161kodami<\/strong>, kter\u00e9 vzniknou p\u0159i po\u0161kozen\u00ed skel, jako je t\u0159eba \u0161kr\u00e1banec na laku auta. Poji\u0161\u0165ovna nezaplat\u00ed ani drobn\u00e9 nedostatky na skle, kter\u00e9 vznikaj\u00ed <strong>b\u011b\u017en\u00fdm opot\u0159eben\u00edm<\/strong>. Stejn\u011b tak se na pojistku nespol\u00e9hejte ani v p\u0159\u00edpad\u011b po\u0161kozen\u00ed skel<strong> p\u0159i nakl\u00e1d\u00e1n\u00ed nebo vykl\u00e1d\u00e1n\u00ed <\/strong>v\u011bc\u00ed ve vozidle.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"999\" height=\"599\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1.jpg\" alt=\"Poji\u0161t\u011bn\u00ed skel vozidla\" class=\"wp-image-2073\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1.jpg 999w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1-300x180.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1-768x460.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1-100x60.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/02\/glass-broken-cracks-splinters-front-car-filtered-image-1-1-1-700x420.jpg 700w\" data-sizes=\"(max-width: 999px) 100vw, 999px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed skel a jak na n\u011bm u\u0161et\u0159it?&nbsp;<\/h2>\n\n\n\n<p>Jakou cenu m\u00e1te u poji\u0161t\u011bn\u00ed skel o\u010dek\u00e1vat? Pokud budete od poji\u0161t\u011bn\u00ed po\u017eadovat adekv\u00e1tn\u00ed ochranu, po\u010d\u00edtejte s ro\u010dn\u00edm pojistn\u00fdm v rozmez\u00ed<strong> 600 a\u017e 1500 korun<\/strong>. Do v\u00fdsledn\u00e9 ceny vstupuje mnoho faktor\u016f, mezi nimi\u017e hraje roli samoz\u0159ejm\u011b <strong>zvolen\u00fd limit a rozsah <\/strong>pojistn\u00e9ho kryt\u00ed i <strong>nastaven\u00ed spolu\u00fa\u010dasti<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Zpravidla je spolu\u00fa\u010dast nastaven\u00e1 vy\u0161\u0161\u00ed v <strong>prvn\u00edch t\u0159ech m\u011bs\u00edc\u00edch poji\u0161t\u011bn\u00ed<\/strong> (obvykle ve v\u00fd\u0161i 30-50 % ze sjednan\u00e9ho limitu), ov\u0161em i t\u00e9 se m\u016f\u017eete leckde vyhnout v\u010dasnou <strong>prohl\u00eddkou vozu<\/strong> v poji\u0161\u0165ovn\u011b nebo <strong>dolo\u017een\u00edm fotodokumentace.<\/strong> Po celou dobu poji\u0161t\u011bn\u00ed pak plat\u00ed spolu\u00fa\u010dast ve v\u00fd\u0161i<strong> 500-1000 korun<\/strong> (nap\u0159. u poji\u0161\u0165ovny \u010cPP), p\u0159\u00edpadn\u011b se <strong>po prvn\u00edch t\u0159ech m\u011bs\u00edc\u00edch<\/strong> spolu\u00fa\u010dast <strong>neuplat\u0148uje v\u016fbec.<\/strong> To je t\u0159eba p\u0159\u00edpad Poji\u0161\u0165ovny VZP, Direct nebo Pillow.&nbsp;<\/p>\n\n\n\n<p>Zaj\u00edm\u00e1 v\u00e1s, jak ceny p\u0159ipoji\u0161t\u011bn\u00ed vozidel k povinn\u00e9mu ru\u010den\u00ed vypadaj\u00ed? P\u0159edstavu z\u00edsk\u00e1te na p\u0159\u00edkladu star\u0161\u00edho vozidla (\u0160koda Octavia, rok v\u00fdroby 2000), jeho\u017e majitel si chce pojistit skla na z\u00e1kladn\u00ed hodnotu 5 000 K\u010d. Jak\u00e9 cenov\u00e9 nab\u00eddky mu na RIXO.cz uk\u00e1\u017eeme? Pod\u00edvejte se na jejich v\u00fdb\u011br.&nbsp;<\/p>\n\n\n\n<p><strong>Modelov\u00e1 kalkulace povinn\u00e9ho ru\u010den\u00ed s poji\u0161t\u011bn\u00edm skel<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Direct poji\u0161\u0165ovna<\/strong><\/td><td><strong>UNIQA<\/strong><\/td><td><strong>Poji\u0161\u0165ovna VZP<\/strong><\/td><td><strong>Pillow poji\u0161\u0165ovna<\/strong><\/td><td><strong>\u010cSOB Poji\u0161\u0165ovna<\/strong><\/td><\/tr><tr><td>Celkov\u00e1 ro\u010dn\u00ed cena POV s poji\u0161t\u011bn\u00edm skel<\/td><td>3599 K\u010d<\/td><td>3333 K\u010d<\/td><td>2997 K\u010d<\/td><td>2844 K\u010d<\/td><td>1840 K\u010d<\/td><\/tr><tr><td>Ro\u010dn\u00ed cena POV bez poji\u0161t\u011bn\u00ed skel<\/td><td>2909 K\u010d<\/td><td>2280 K\u010d<\/td><td>2356 K\u010d<\/td><td>1980 K\u010d<\/td><td>1430 K\u010d<\/td><\/tr><tr><td>Limit pojistn\u00e9ho pln\u011bn\u00ed poji\u0161t\u011bn\u00ed skel<\/td><td>5000 k\u010d<\/td><td>bez limitu<\/td><td>5000 K\u010d<\/td><td>bez limitu<\/td><td>5000 K\u010d<\/td><\/tr><tr><td>Spolu\u00fa\u010dast<\/td><td>Prvn\u00ed 3 m\u011bs\u00edce 50 %, pot\u00e9 bez spolu\u00fa\u010dasti<\/td><td>Do dod\u00e1n\u00ed fotodokumentace 90 %, ve smluvn\u00edm servisu bez spolu\u00fa\u010dasti, jinak 2000 K\u010d<\/td><td>Prvn\u00ed 3 m\u011bs\u00edce 50 %, pot\u00e9 bez spolu\u00fa\u010dasti<\/td><td>Prvn\u00ed 3 m\u011bs\u00edce 50 %, pot\u00e9 bez spolu\u00fa\u010dasti<\/td><td>Prvn\u00ed 3 m\u011bs\u00edce 50 %, pot\u00e9 10 %<\/td><\/tr><tr><td><strong>Ro\u010dn\u00ed cena poji\u0161t\u011bn\u00ed skel<\/strong><\/td><td><strong>690 K\u010d<\/strong><\/td><td><strong>1053 K\u010d<\/strong><\/td><td><strong>641 K\u010d<\/strong><\/td><td><strong>864 K\u010d<\/strong><\/td><td><strong>410 K\u010d<\/strong><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>Kalkulace pojistn\u00e9ho vych\u00e1z\u00ed z nab\u00eddek srovn\u00e1va\u010de RIXO.cz na z\u00e1klad\u011b pojistn\u00fdch produkt\u016f spolupracuj\u00edc\u00edch poji\u0161\u0165oven a pojistn\u00fdch podm\u00ednek v dob\u011b publikace.&nbsp;<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Jak naj\u00edt \u201cto prav\u00e9\u201d poji\u0161t\u011bn\u00ed skel?&nbsp;<\/h2>\n\n\n\n<p>Z p\u0159edchoz\u00edch odstavc\u016f vypl\u00fdv\u00e1 jedin\u00e9. Ka\u017ed\u00e1 poji\u0161\u0165ovna se k poji\u0161t\u011bn\u00ed skel stav\u00ed jinak, co\u017e se odr\u00e1\u017e\u00ed p\u0159edev\u0161\u00edm v pojistn\u00fdch podm\u00ednk\u00e1ch produkt\u016f. Pokud nehodl\u00e1te tr\u00e1vit dny studiem dokument\u016f, ale rad\u011bji si jednodu\u0161e, rychle a online chcete ud\u011blat p\u0159ehled o nab\u00eddk\u00e1ch jednotliv\u00fdch poji\u0161\u0165oven, <strong>srovnejte si autopoji\u0161t\u011bn\u00ed <\/strong>s poji\u0161t\u011bn\u00edm skel na RIXO.cz. To nejd\u016fle\u017eit\u011bj\u0161\u00ed z podm\u00ednek uvid\u00edte na prvn\u00ed pohled.&nbsp;<\/p>\n\n\n\n<p>Zapamatujte si na\u0161ich <strong>5 rad<\/strong>, co p\u0159i v\u00fdb\u011bru poji\u0161t\u011bn\u00ed skel sledovat.<\/p>\n\n\n\n<ul>\n<li>P\u0159i v\u00fdb\u011bru zkontrolujte, <strong>co v\u0161e pojistka kryje<\/strong>. Jsou poji\u0161t\u011bn\u00e1 v\u0161echna skla, nebo jen \u010deln\u00ed sklo? Doporu\u010dujeme vybrat poji\u0161t\u011bn\u00ed, kter\u00e9 zahrnuje ve\u0161ker\u00e1 skla.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Odpov\u00edd\u00e1 <strong>limit pojistn\u00e9ho pln\u011bn\u00ed <\/strong>va\u0161im pot\u0159eb\u00e1m, respektive cen\u011b, kterou byste za opravu a v\u00fdm\u011bnu skel museli vynalo\u017eit? V\u011bnujte mu pozornost, abyste p\u0159\u00edpadnou opravu \u010di v\u00fdm\u011bnu nemuseli dopl\u00e1cet ze sv\u00e9ho.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>M\u016f\u017eete vyu\u017e\u00edt pro opravy sv\u016fj <strong>nejbli\u017e\u0161\u00ed servis<\/strong>? Koukn\u011bte na webov\u00e9 str\u00e1nky poji\u0161\u0165oven, aby v\u00e1s nep\u0159ekvapilo, \u017ee kv\u016fli oprav\u011b budete muset nav\u0161t\u00edvit servis v \u00fapln\u011b jin\u00e9m kraji.<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Za jak\u00fdch podm\u00ednek v\u00e1m poji\u0161\u0165ovna <strong>odpust\u00ed spolu\u00fa\u010dast<\/strong>? M\u016f\u017eete za\u010d\u00edt \u0161et\u0159it ihned po sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed, pokud dod\u00e1te poji\u0161\u0165ovn\u011b fotodokumentaci nebo dojedete s autem na prohl\u00eddku.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Nev\u00edte si s podm\u00ednkami rady? Ne\u017e si sjedn\u00e1te novou pojistku, po\u017e\u00e1dejte o radu <strong>specialisty <\/strong>RIXO. Jsou tu pro v\u00e1s 24\/7 a r\u00e1di s v\u00e1mi zdarma projdou v\u00fdhody i nev\u00fdhody poji\u0161t\u011bn\u00ed, kter\u00fdm sami nerozum\u00edte.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>U\u017e v\u00edte, jak na kvalitn\u00ed a v\u00fdhodnou pojistku skel va\u0161eho vozidla? Tak jdeme na to!&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-4 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"450\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/vehicle-insurance-form\/\"><\/iframe>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sta\u010d\u00ed jeden vymr\u0161t\u011bn\u00fd kam\u00ednek z vozovky a va\u0161e \u010deln\u00ed sklo m\u016f\u017ee b\u00fdt r\u00e1zem na odpis. V\u00edte, \u017ee ale m\u016f\u017eete pojistit i jin\u00e1 skla sv\u00e9ho vozidla a va\u0161e poji\u0161t\u011bn\u00ed skel v\u016fbec nemus\u00ed m\u00edt \u017e\u00e1dn\u00fd limit? Porad\u00edme, jak na spr\u00e1vn\u00fd v\u00fdb\u011br.<\/p>\n","protected":false},"author":11,"featured_media":2072,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,6],"tags":[17],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2070"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2070"}],"version-history":[{"count":5,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2070\/revisions"}],"predecessor-version":[{"id":3085,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2070\/revisions\/3085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2072"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2070"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2070"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}