{"id":2416,"date":"2024-05-24T10:50:33","date_gmt":"2024-05-24T08:50:33","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2416"},"modified":"2024-05-24T10:51:13","modified_gmt":"2024-05-24T08:51:13","slug":"jak-ochranit-elektroniku-pred-zkratem-a-prepetim-nebezpeci-ciha-i-mimo-bourkovou-sezonu","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/jak-ochranit-elektroniku-pred-zkratem-a-prepetim-nebezpeci-ciha-i-mimo-bourkovou-sezonu\/","title":{"rendered":"Jak ochr\u00e1nit elektroniku p\u0159ed zkratem a p\u0159ep\u011bt\u00edm? Nebezpe\u010d\u00ed \u010d\u00edh\u00e1 i mimo bou\u0159kovou sez\u00f3nu"},"content":{"rendered":"\n<p>V ka\u017ed\u00e9 dom\u00e1cnosti se to dnes elektronikou jen hem\u017e\u00ed a bez televize, po\u010d\u00edta\u010de i osv\u011btlen\u00ed, kter\u00e9 pova\u017eujeme za samoz\u0159ejmost, se m\u00e1lokdo obejde. Sta\u010d\u00ed ale jen chvilka a m\u016f\u017eete se kv\u016fli po\u0161kozen\u00ed spot\u0159ebi\u010d\u016f nebo cel\u00e9 elektroinstalace zkratem a p\u0159ep\u011bt\u00edm ocitnout ve tm\u011b (nebo i v plamenech). Tomuto ne\u0161t\u011bst\u00ed ale m\u016f\u017eete bohud\u00edk s vysokou \u00fasp\u011b\u0161nost\u00ed p\u0159edej\u00edt.&nbsp;<\/p>\n\n\n\n<p>Elekt\u0159ina je na\u0161\u00edm ka\u017edodenn\u00edm pomocn\u00edkem, kdy\u017e se ale n\u011bco pokaz\u00ed, m\u016f\u017ee stisknut\u00ed sp\u00edna\u010de znamenat i no\u010dn\u00ed m\u016fru. A co d\u011bl\u00e1 v dom\u00e1cnosti tu nejv\u011bt\u0161\u00ed paseku? Pod\u00edvejme se, jak\u00e9 p\u0159\u00ed\u010diny a n\u00e1sledky m\u00e1 p\u0159ep\u011bt\u00ed, podp\u011bt\u00ed a zkrat.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Co je p\u0159ep\u011bt\u00ed, podp\u011bt\u00ed, zkrat a jak\u00e9 rozd\u00edly mezi nimi jsou?<\/h2>\n\n\n\n<p>V tomto \u010dl\u00e1nku se v\u00e1m mo\u017en\u00e1 z fyzik\u00e1ln\u00edch term\u00edn\u016f zamot\u00e1 hlava. Ale nebojte, v\u0161e v\u00e1m vysv\u011btl\u00edme. Rozhodn\u011b se zde ale neobejdeme bez vysv\u011btlen\u00ed <strong>nap\u011bt\u00ed<\/strong>. Tato veli\u010dina uv\u00e1d\u011bn\u00e1 ve voltech zjednodu\u0161en\u011b zna\u010d\u00ed<strong> tlak proudu <\/strong>proch\u00e1zej\u00edc\u00edho elektrick\u00fdm obvodem. Zn\u00ed to slo\u017eit\u011b? Elektrick\u00e9 nap\u011bt\u00ed v z\u00e1sad\u011b nen\u00ed p\u0159\u00edli\u0161 odli\u0161n\u00e9 od <strong>tlaku vody<\/strong>, kter\u00fd si m\u016f\u017eete p\u0159edstavit podstatn\u011b snadn\u011bji.&nbsp;<\/p>\n\n\n\n<p>Stejn\u011b jako vodovodn\u00ed potrub\u00ed i elektrick\u00e1 kabel\u00e1\u017e ve va\u0161\u00ed dom\u00e1cnosti <strong>p\u0159edpokl\u00e1d\u00e1 ur\u010dit\u00fd tlak proudu (= nap\u011bt\u00ed)<\/strong> optim\u00e1ln\u00ed pro nap\u00e1jen\u00ed va\u0161ich elektrick\u00fdch za\u0159\u00edzen\u00ed. Spr\u00e1vn\u00fd fyzik by toto optimum pro konkr\u00e9tn\u00ed spot\u0159ebi\u010d nebo s\u00ed\u0165 nazval jako <strong>jmenovit\u00e9 nap\u011bt\u00ed<\/strong>. Probl\u00e9m ov\u0161em nast\u00e1v\u00e1, kdy\u017e je nap\u011bt\u00ed v\u00fdrazn\u011b vy\u0161\u0161\u00ed, ne\u017e by b\u00fdt m\u011blo. A t\u00edm se dost\u00e1v\u00e1me k\u2026<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ep\u011bt\u00ed<\/h3>\n\n\n\n<p>P\u0159ep\u011bt\u00ed nast\u00e1v\u00e1 ve chv\u00edli, kdy va\u0161\u00ed kabel\u00e1\u017e\u00ed proud\u00ed <strong>elekt\u0159ina pod v\u011bt\u0161\u00edm<\/strong> ne\u017e jmenovit\u00fdm <strong>nap\u011bt\u00edm<\/strong>. Jak k tomu v\u016fbec m\u016f\u017ee doj\u00edt? Sta\u010d\u00ed, aby ve va\u0161em okol\u00ed ude\u0159il <strong>blesk do elektrick\u00e9ho veden\u00ed<\/strong>, takov\u00fd stav pak m\u016f\u017eeme nazvat jako p\u0159echodn\u00e9 p\u0159ep\u011bt\u00ed atmosf\u00e9rick\u00e9ho p\u016fvodu. Vzhledem k tomu, \u017ee blesk je \u201cnosi\u010dem\u201d proudu s nap\u011bt\u00edm v \u0159\u00e1du <strong>stovek milion\u016f volt\u016f<\/strong> (b\u011b\u017en\u011b nap\u0159\u00edklad 300-500 MV), va\u0161e spot\u0159ebi\u010de v dom\u00e1cnosti, kter\u00e9 po\u010d\u00edtaj\u00ed s nap\u011bt\u00edm 230 V nebo men\u0161\u00edm, tuto z\u00e1t\u011b\u017e nezvl\u00e1dnou.&nbsp;<\/p>\n\n\n\n<p>P\u0159ep\u011bt\u00ed se m\u016f\u017ee objevit samoz\u0159ejm\u011b i bez \u00faderu blesku, sta\u010d\u00ed \u201cposlat\u201d do kabel\u00e1\u017ee p\u00e1r volt\u016f nav\u00edc. K tomu sta\u010d\u00ed z\u00e1vada v elektr\u00e1rn\u011b \u010di transform\u00e1toru. A pro\u010d je p\u0159ep\u011bt\u00ed takov\u00fd stra\u0161\u00e1k? Nap\u011bt\u00ed je zde oproti norm\u00e1ln\u00edmu stavu p\u0159\u00edli\u0161 vysok\u00e9, co\u017e m\u016f\u017ee m\u00edt za n\u00e1sledek <strong>vypnut\u00ed spot\u0159ebi\u010de, zkrat<\/strong> a proho\u0159en\u00ed izolace kabel\u00e1\u017ee, co\u017e v n\u011bkter\u00fdch p\u0159\u00edpadech znamen\u00e1 i<strong> vzn\u00edcen\u00ed<\/strong>. Jak\u00fd bude m\u00edt p\u0159ep\u011bt\u00ed d\u016fsledek, z\u00e1le\u017e\u00ed zpravidla na tepeln\u00e9 odolnosti materi\u00e1lu.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Podp\u011bt\u00ed&nbsp;<\/h3>\n\n\n\n<p>U\u017e v\u00edte, co je p\u0159ep\u011bt\u00ed a asi tu\u0161\u00edte, \u017ee <strong>podp\u011bt\u00ed<\/strong> je jeho prav\u00fdm opakem. <strong>Mal\u00fd tlak<\/strong> ve vodi\u010d\u00edch v\u00e1s ale nemus\u00ed p\u0159\u00edli\u0161 tr\u00e1pit. V dom\u00e1cnosti se s n\u00edm tak\u0159ka nesetk\u00e1te, n\u00edzk\u00e1 volt\u00e1\u017e se zpravidla dorovn\u00e1 <strong>v distribu\u010dn\u00ed soustav\u011b<\/strong> je\u0161t\u011b d\u0159\u00edve, ne\u017e proud doraz\u00ed k v\u00e1m dom\u016f. Pokud by v\u00e1s p\u0159ece jen podp\u011bt\u00ed v dom\u00e1cnosti potkalo, v\u011bzte, \u017ee k po\u017e\u00e1r\u016fm v tomto p\u0159\u00edpad\u011b nedoch\u00e1z\u00ed. <\/p>\n\n\n\n<p>\u201cL\u00edn\u00fd\u201d proud, kter\u00fd je pod mal\u00fdm tlakem, zap\u0159\u00ed\u010din\u00ed jen to, \u017ee v\u00e1\u0161 <strong>spot\u0159ebi\u010d se vypne<\/strong>, p\u0159\u00edpadn\u011b nebude fungovat spr\u00e1vn\u011b. \u017d\u00e1dan\u00fd jev to ale nen\u00ed, p\u0159i v\u00fdrazn\u011bj\u0161\u00edm podp\u011bt\u00ed m\u016f\u017ee toti\u017e doj\u00edt k trval\u00e9mu po\u0161kozen\u00ed sou\u010d\u00e1stek ve spot\u0159ebi\u010di. Jak u\u017e ale bylo \u0159e\u010deno, pro dom\u00e1cnost toto riziko nen\u00ed \u00fapln\u011b relevantn\u00ed.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Zkrat<\/h3>\n\n\n\n<p>Zkrat u\u017e se s nejvy\u0161\u0161\u00ed pravd\u011bpodobnost\u00ed u n\u011bkter\u00e9ho z va\u0161ich spot\u0159ebi\u010d\u016f objevil. U elektroniky s mal\u00fdm p\u0159\u00edkonem energie si toti\u017e nemus\u00edte zkratu krom\u011b drobn\u00e9ho prob\u00edjen\u00ed ani v\u0161imnout. Ale nep\u0159edb\u00edhejme, co v\u016fbec zkrat je? Jedn\u00e1 se o nep\u0159edpokl\u00e1dan\u00e9 <strong>uzav\u0159en\u00ed elektrick\u00e9ho obvodu<\/strong>, p\u0159i\u010dem\u017e obvod nen\u00ed uzav\u0159en p\u0159ipojen\u00edm n\u011bjak\u00e9ho nap\u00e1jen\u00e9ho za\u0159\u00edzen\u00ed, jako je to obvykl\u00e9, ale spoj\u00ed se<strong> samotn\u00e9 p\u00f3ly vodi\u010d\u016f <\/strong>za velmi n\u00edzk\u00e9ho elektrick\u00e9ho odporu. Moc slo\u017eit\u00e9? Zkusme to na p\u0159\u00edkladu.&nbsp;<\/p>\n\n\n\n<p>Va\u0161e elektrick\u00e1 z\u00e1suvka spole\u010dn\u011b s \u201cvnit\u0159nostmi\u201d elektroinstalace, kter\u00e9 nevid\u00edte (vodi\u010de, zdroj energie a dal\u0161\u00ed sou\u010d\u00e1sti) tvo\u0159\u00ed neuzav\u0159en\u00fd elektrick\u00fd obvod. Pokud do z\u00e1suvky stejn\u011b jako ka\u017ed\u00fd den <strong>zapoj\u00edte<\/strong> nap\u0159\u00edklad varnou konvici, elektrick\u00fd <strong>obvod se t\u00edm uzav\u00edr\u00e1<\/strong>. Sta\u010d\u00ed jen konvici zapnout, do konvice m\u00ed\u0159\u00ed proud, ten se zde <strong>spot\u0159ebov\u00e1v\u00e1<\/strong> a u\u017e se v\u00e1m va\u0159\u00ed voda na \u010daj.&nbsp;<\/p>\n\n\n\n<p>Ov\u0161em co se stane, pokud v\u00e1m do z\u00e1suvky uk\u00e1pne p\u016fl mililitru vody? Tekutina je vodiv\u00e1, proud j\u00ed proch\u00e1z\u00ed a <strong>uzav\u0159e tedy krat\u0161\u00ed elektrick\u00fd obvod<\/strong> ne\u017e se spot\u0159ebi\u010dem. Proud se nepot\u00fdk\u00e1 s obvykl\u00fdm elektrick\u00fdm odporem a proud jde cestou nejmen\u0161\u00edho odporu. Vznik\u00e1 tedy zkrat (nebo tak\u00e9 kr\u00e1tk\u00e9 spojen\u00ed). Proud se ov\u0161em <strong>spot\u0159ebov\u00e1v\u00e1 <\/strong>tam, kde nem\u00e1. A to je pr\u00e1v\u011b probl\u00e9m, kter\u00fd p\u0159i zkratu zp\u016fsobuje selh\u00e1n\u00ed a poru\u0161en\u00ed vodi\u010d\u016f, sp\u00e1len\u00fd z\u00e1pach nebo op\u011bt po\u017e\u00e1r. Zkrat m\u016f\u017ee b\u00fdt zp\u016fsoben nejen vodou, ale zm\u00edn\u011bn\u00fdm p\u0159ep\u011bt\u00edm, po\u0161kozen\u00edm izolace kabel\u016f a celou \u0159adou dal\u0161\u00edch p\u0159\u00ed\u010din.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Jak p\u0159edej\u00edt po\u0161kozen\u00ed elektroniky zkratem a p\u0159ep\u011bt\u00edm<\/h2>\n\n\n\n<p>Nikdo v\u00e1m nem\u016f\u017ee zaru\u010dit, \u017ee va\u0161i dom\u00e1cnost zkrat nebo p\u0159ep\u011bt\u00ed nikdy nepotk\u00e1. N\u011bkter\u00fdmi kroky ale m\u016f\u017eete podstatn\u011b sn\u00ed\u017eit pravd\u011bpodobnost, \u017ee va\u0161e elektronika p\u0159ed\u010dasn\u011b odejde do k\u0159em\u00edkov\u00e9ho nebe.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">P\u0159ep\u011b\u0165ov\u00e1 ochrana<\/h3>\n\n\n\n<p><strong>P\u0159ep\u011b\u0165ov\u00e1 ochrana<\/strong> je v\u00e1\u0161 kamar\u00e1d. Jedn\u00e1 se o za\u0159\u00edzen\u00ed do z\u00e1suvky, kter\u00e9 kontroluje proch\u00e1zej\u00edc\u00ed nap\u011bt\u00ed a v p\u0159\u00edpad\u011b p\u0159ep\u011bt\u00ed ho nepust\u00ed d\u00e1l do va\u0161ich spot\u0159ebi\u010d\u016f. Takov\u00e1 vychyt\u00e1vka stoj\u00ed zhruba <strong>300-500 K\u010d<\/strong>, co\u017e v\u00e1m m\u016f\u017ee p\u0159ipadat mnoho, ale rozhodn\u011b se vyplat\u00ed pro ochranu zejm\u00e9na <strong>dra\u017e\u0161\u00ed a citliv\u00e9 elektroniky<\/strong>. U z\u00e1suvek, kter\u00e9 pou\u017e\u00edv\u00e1te pro nap\u00e1jen\u00ed mobiln\u00edch telefon\u016f, tablet\u016f nebo televize, lze pou\u017eit\u00ed p\u0159ep\u011b\u0165ov\u00e9 ochrany jen doporu\u010dit. Funkci p\u0159ep\u011b\u0165ov\u00e9 ochrany k va\u0161emu po\u010d\u00edta\u010di pln\u00ed jeho nap\u00e1jec\u00ed zdroj, ale nic nebr\u00e1n\u00ed tomu, abyste je\u0161t\u011b bezpe\u010dnostn\u00ed ochranu pos\u00edlili dal\u0161\u00edm za\u0159\u00edzen\u00edm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u00daklidov\u00e1 prevence<\/h3>\n\n\n\n<p>Mnoha nehod\u00e1m spo\u010d\u00edvaj\u00edc\u00edm ve zkratu m\u016f\u017eete snadno p\u0159edej\u00edt udr\u017eov\u00e1n\u00edm spot\u0159ebi\u010d\u016f v <strong>suchu a \u010distot\u011b<\/strong>. Spot\u0159ebi\u010de i samotn\u00e9 elektrick\u00e9 z\u00e1suvky by nem\u011bly b\u00fdt <strong>zapr\u00e1\u0161en\u00e9, zama\u0161t\u011bn\u00e9 nebo vlhk\u00e9<\/strong>. Probl\u00e9m ov\u0161em b\u00fdv\u00e1 \u010dast\u011bji se samotn\u00fdmi z\u00e1suvkami, ne\u017e spot\u0159ebi\u010di. Jen si vzpome\u0148te, kolik z\u00e1suvek m\u00e1te doma dlouhodob\u011b nepou\u017e\u00edvan\u00fdch a schovan\u00fdch t\u0159eba za n\u00e1bytkem. Tam se vrstvy prachu, pavu\u010diny nebo jin\u00e9 \u201c\u0161p\u00edny\u201d usazuj\u00ed snadno a mohou zp\u016fsobit <strong>zkrat a zaho\u0159en\u00ed <\/strong>z\u00e1suvky p\u0159i p\u0159ipojen\u00ed spot\u0159ebi\u010de i samovoln\u011b (zvl\u00e1\u0161\u0165 u pr\u016fb\u011b\u017en\u00fdch z\u00e1suvek k TV). Pak m\u016f\u017eete rovnou nejen objedn\u00e1vat n\u00e1v\u0161t\u011bvu elektrik\u00e1\u0159e, ale i kupovat nov\u00fd spot\u0159ebi\u010d.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Kontrola elektroinstalace<\/h3>\n\n\n\n<p>Zdrav\u00ed elektroinstalace je pro p\u0159edch\u00e1zen\u00ed nehod\u00e1m souvisej\u00edc\u00edm s elekt\u0159inou z\u00e1sadn\u00ed. Nem\u011bli byste proto zanedb\u00e1vat <strong>revizi elektroinstalace<\/strong>, kterou m\u016f\u017ee prov\u00e1d\u011bt jen certifikovan\u00fd revizn\u00ed technik. B\u011b\u017en\u011b se v rodinn\u00fdch domech prov\u00e1d\u00ed p\u0159ed kolaudac\u00ed a pot\u00e9 v\u017edy <strong>jednou za p\u011bt let<\/strong>, p\u0159\u00edpadn\u011b je\u0161t\u011b p\u0159i z\u00e1saz\u00edch a \u00faprav\u00e1ch elektroinstalace, nap\u0159\u00edklad po <strong>rekonstrukc\u00edch<\/strong>. Bydl\u00edte v byt\u011b? M\u016f\u017ee b\u00fdt zr\u00e1dn\u00e9, \u017ee tuto povinnost nemaj\u00ed majitel\u00e9 bytov\u00fdch jednotek, ale pouze spole\u010denstv\u00ed vlastn\u00edk\u016f nebo dru\u017estva v r\u00e1mci spole\u010dn\u00fdch prostor\u016f. Kontrolu rozvod\u016f ve sv\u00e9m byt\u011b byste ale rozhodn\u011b tak\u00e9 nem\u011bli podce\u0148ovat.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jen certifikovan\u00e9 v\u00fdrobky<\/h3>\n\n\n\n<p>Na bezpe\u010dnost spot\u0159ebi\u010d\u016f se spol\u00e9hejte jen v p\u0159\u00edpad\u011b, \u017ee m\u00e1te dostate\u010dn\u00e9 informace o p\u016fvodu za\u0159\u00edzen\u00ed a z\u00e1ruku v podob\u011b <strong>certifikace s p\u00edsmenky \u201cCE\u201d<\/strong>. U produkt\u016f prod\u00e1van\u00fdch v EU je toto ozna\u010den\u00ed <strong>povinn\u00e9<\/strong>, ov\u0161em mohli byste b\u00fdt nep\u0159\u00edjemn\u011b p\u0159ekvapeni, pokud kupujete jak\u00e9koliv elektronick\u00e9 v\u00fdrobky z asijsk\u00fdch tr\u017ei\u0161\u0165, a to i z druh\u00e9 ruky. <\/p>\n\n\n\n<p>S v\u00fdhodn\u00fdmi elektronick\u00fdmi vychyt\u00e1vkami z \u010c\u00edny sice m\u016f\u017eete uspo\u0159it hezk\u00fd pen\u00edz, ale radost v\u00e1m nemus\u00ed dlouho vydr\u017eet. Nekvalitn\u00ed <strong>izolaci vodi\u010d\u016f, prob\u00edjen\u00ed a p\u0159\u00edpadn\u00fd po\u017e\u00e1r <\/strong>je zkr\u00e1tka lep\u0161\u00ed neriskovat v\u016fbec. To samoz\u0159ejm\u011b plat\u00ed i pro v\u00fd\u0161e zm\u00edn\u011bnou p\u0159ep\u011b\u0165ovou ochranu.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1.jpg\" alt=\"Ochr\u00e1nit elektroniku p\u0159ed zkratem a p\u0159ep\u011bt\u00edm se vyplat\u00ed\" class=\"wp-image-2434\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1-300x200.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1-768x512.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1-100x67.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/05\/usb-charging-gadgets-blurred-background-room-close-up-concept-technology-everyday-life-2-1-675x450.jpg 675w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed proti po\u0161kozen\u00ed zkratem a p\u0159ep\u011bt\u00edm stoj\u00ed p\u00e1r korun<\/h2>\n\n\n\n<p>Riziko po\u0161kozen\u00ed spot\u0159ebi\u010d\u016f zkratem a p\u0159ep\u011bt\u00edm nem\u016f\u017eete v\u017edy eliminovat \u00fapln\u011b. P\u0159ece jen sta\u010d\u00ed chvilka nepozornosti nebo ne\u0161\u0165astn\u00e1 n\u00e1hoda a u\u017e je \u0161koda na sv\u011bt\u011b. Z\u00e1da v\u00e1m ale v jak\u00e9koliv situaci m\u016f\u017ee kr\u00fdt <a href=\"https:\/\/www.rixo.cz\/pojisteni-nemovitosti\/\"><strong>poji\u0161t\u011bn\u00ed nemovitosti<\/strong><\/a><strong> <\/strong>nebo<strong> <\/strong><a href=\"https:\/\/www.rixo.cz\/pojisteni-domacnosti\/\"><strong>poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/strong><\/a><strong> <\/strong>s <strong>p\u0159ipoji\u0161t\u011bn\u00edm spot\u0159ebi\u010d\u016f<\/strong> zkratem, p\u0159ep\u011bt\u00edm a podp\u011bt\u00edm.&nbsp;<\/p>\n\n\n\n<p>Va\u0161e poji\u0161t\u011bn\u00ed slou\u017e\u00ed k pokryt\u00ed \u0161kod vznikl\u00fdch nejen na <strong>spot\u0159ebi\u010d\u00edch v\u0161eho druhu<\/strong>, ale tak\u00e9 na <strong>elektromotorech<\/strong> \u010di <strong>\u0159\u00eddic\u00edch jednotk\u00e1ch<\/strong> u sou\u010d\u00e1st\u00ed stavby (nap\u0159\u00edklad <a href=\"https:\/\/www.rixo.cz\/blog\/solary-a-pozary-jak-na-pojisteni-fotovoltaiky-a-tepelneho-cerpadla\/\"><strong>fotovoltaiky a tepeln\u00e9ho \u010derpadla<\/strong><\/a>). To se hod\u00ed, pokud m\u00e1te sjednan\u00e9 tak\u00e9 poji\u0161t\u011bn\u00ed nemovitosti s t\u00edmto rizikem. Na rozsah pojistn\u00e9ho kryt\u00ed se ov\u0161em v\u017edy informujte p\u0159ed sjedn\u00e1n\u00edm konkr\u00e9tn\u00ed pojistn\u00e9 smlouvy.  Mezi poji\u0161\u0165ovnami se toti\u017e mohou podm\u00ednky v\u00fdrazn\u011b li\u0161it.\u00a0<\/p>\n\n\n\n<p>Ne\u017e se vrhnete na sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed, m\u011bli byste tak\u00e9 v\u011bd\u011bt, \u017ee z kryt\u00ed jsou zpravidla vylou\u010den\u00e9 \u0161kody vznikl\u00e9 <strong>nepovolenou manipulac\u00ed<\/strong> se spot\u0159ebi\u010di. Co m\u016f\u017eete a nem\u016f\u017eete se sv\u00fdm elektrick\u00fdm za\u0159\u00edzen\u00edm d\u011blat, se v\u017edy do\u010dtete v <strong>p\u0159ilo\u017een\u00e9m manu\u00e1lu<\/strong>. To sice moc lid\u00ed ned\u011bl\u00e1, na druhou stranu v\u00e1s ale zak\u00e1zan\u00e9 \u010dinnosti m\u00e1lokdy p\u0159ekvap\u00ed. Pozor tedy d\u00e1vejte p\u0159edev\u0161\u00edm na <strong>zv\u00eddav\u00e9 d\u011bti <\/strong>a <strong>dom\u00e1c\u00ed opravy spot\u0159ebi\u010d\u016f<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed v\u00e1s nespas\u00ed v p\u0159\u00edpad\u011b <strong>zanedban\u00e9ho stavu rozvod\u016f<\/strong> nebo nedodr\u017een\u00ed odborn\u00fdch postup\u016f v r\u00e1mci instalace za\u0159\u00edzen\u00ed. Pokud nejste sami dr\u017eiteli opr\u00e1vn\u011bn\u00ed naz\u00fdvan\u00e9ho jako \u201cvyhl\u00e1\u0161ka 50\u201d, nechte rad\u011bji v\u0161e na profesion\u00e1lech. Za jejich slu\u017eby si sice p\u0159iplat\u00edte, ale v p\u0159\u00edpad\u011b \u0161kody alespo\u0148 m\u016f\u017eete vyu\u017e\u00edt sv\u00e9 pr\u00e1vo na reklamaci.&nbsp;<\/p>\n\n\n\n<p>Te\u010f u\u017e v\u00edte o mo\u017en\u00fdch rizic\u00edch p\u0159ep\u011bt\u00ed a zkratu v dom\u00e1cnosti t\u00e9m\u011b\u0159 v\u0161e. A pokud je\u0161t\u011b nem\u00e1te sjednan\u00e9 sv\u00e9 <a href=\"https:\/\/www.rixo.cz\/pojisteni-domacnosti\/\">poji\u0161t\u011bn\u00ed majetku<\/a>, ne\u010dekejte, a\u017e v\u00e1s n\u011bjak\u00e9 dom\u00e1c\u00ed ne\u0161t\u011bst\u00ed potk\u00e1. Nab\u00eddky poji\u0161t\u011bn\u00ed od cel\u00e9 \u0159ady poji\u0161\u0165oven si m\u016f\u017eete srovnat b\u011bhem minutky na RIXO.cz. Tak do toho!<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"300\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/property-insurance-form\/\"><\/iframe>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sta\u010d\u00ed jen chvilka a m\u016f\u017eete se kv\u016fli po\u0161kozen\u00ed spot\u0159ebi\u010d\u016f nebo cel\u00e9 elektroinstalace zkratem a p\u0159ep\u011bt\u00edm ocitnout ve tm\u011b (nebo i v plamenech). Tomuto ne\u0161t\u011bst\u00ed ale m\u016f\u017eete bohud\u00edk s vysokou \u00fasp\u011b\u0161nost\u00ed p\u0159edej\u00edt.\u00a0<\/p>\n","protected":false},"author":10,"featured_media":2417,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[12,11,9,7],"tags":[43,51],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2416"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2416"}],"version-history":[{"count":4,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2416\/revisions"}],"predecessor-version":[{"id":2436,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2416\/revisions\/2436"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2417"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2416"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2416"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}