{"id":2490,"date":"2024-06-21T09:32:43","date_gmt":"2024-06-21T07:32:43","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2490"},"modified":"2024-06-21T09:33:30","modified_gmt":"2024-06-21T07:33:30","slug":"zivotni-pojisteni-pro-cizince-s-cim-pocitat-kdyz-nemate-ceske-obcanstvi","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/zivotni-pojisteni-pro-cizince-s-cim-pocitat-kdyz-nemate-ceske-obcanstvi\/","title":{"rendered":"\u017divotn\u00ed poji\u0161t\u011bn\u00ed pro cizince: S \u010d\u00edm po\u010d\u00edtat, kdy\u017e nem\u00e1te \u010desk\u00e9 ob\u010danstv\u00ed"},"content":{"rendered":"\n<p>Zdravotn\u00ed pot\u00ed\u017ee dlouhodob\u011bj\u0161\u00edho r\u00e1zu m\u016f\u017eou znamenat finan\u010dn\u00ed probl\u00e9m pro ka\u017ed\u00e9ho &#8211; a\u0165 u\u017e m\u00e1te ob\u010danstv\u00ed jak\u00e9koliv zem\u011b. Pr\u00e1v\u011b proto je tu \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. U cizinc\u016f ale m\u00e1 sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed n\u011bkolik specifik, kter\u00e1 mohou b\u00fdt p\u0159ekvapiv\u00e1. Shr\u0148me si je.&nbsp;<\/p>\n\n\n\n<p>Na RIXO.cz si mohou jednodu\u0161e srovnat a sjednat <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a> cizinci \u017eij\u00edc\u00ed v \u010cesku i rodil\u00ed \u010ce\u0161i s \u010desk\u00fdm ob\u010danstv\u00edm. Nemus\u00ed to ale platit univerz\u00e1ln\u011b pro v\u0161echny. A to zejm\u00e9na proto, \u017ee cizinc\u016f se mohou t\u00fdkat r\u016fzn\u00e9 pr\u00e1vn\u00ed regulace i podm\u00ednky jednotliv\u00fdch \u017eivotn\u00edch poji\u0161\u0165oven. Kdo to m\u00e1 nejjednodu\u0161\u0161\u00ed a kdo se naopak mus\u00ed p\u0159ipravit na administrativn\u00ed kole\u010dko?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Zdravotn\u00ed vs. \u017eivotn\u00ed poji\u0161t\u011bn\u00ed cizinc\u016f<\/h2>\n\n\n\n<p>Ud\u011blejme si nejprve p\u0159ehled v tom, co cizinc\u016fm zaji\u0161\u0165uje zdravotn\u00ed poji\u0161t\u011bn\u00ed, a kdy m\u016f\u017ee p\u0159ij\u00edt na \u0159adu \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. <strong>Ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong> mus\u00ed m\u00edt v \u010cR ka\u017ed\u00fd cizinec s trval\u00fdm pobytem v \u010cR, p\u0159\u00edpadn\u011b cizinec zam\u011bstnan\u00fd u \u010desk\u00e9ho zam\u011bstnavatele (tedy se s\u00eddlem v \u010cR), OSV\u010c v \u010cR a rodinn\u00ed p\u0159\u00edslu\u0161n\u00edci v\u00fd\u0161e zm\u00edn\u011bn\u00fdch osob, pokud se jedn\u00e1 o ob\u010dany EU. V takov\u00e9m p\u0159\u00edpad\u011b cizinec vyu\u017e\u00edv\u00e1 zdravotnick\u00fdch slu\u017eeb za stejn\u00fdch podm\u00ednek, jako ob\u010dan \u010cR.&nbsp;<\/p>\n\n\n\n<p>V\u0161ichni ostatn\u00ed cizinci, kte\u0159\u00ed nespl\u0148uj\u00ed podm\u00ednky pro \u00fa\u010dast na ve\u0159ejn\u00e9m ZP, si pak mus\u00ed p\u0159i dlouhodob\u011bj\u0161\u00edm pobytu v \u010cR sjednat <strong>komer\u010dn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>, kter\u00e9 stoj\u00ed mimo ve\u0159ejn\u00fd syst\u00e9m. To funguje trochu jinak &#8211; poji\u0161t\u011bn\u00ed se vztahuje jen na ur\u010dit\u00e1 rizika a tak\u00e9 smlouvy obsahuj\u00ed \u0159adu v\u00fdluk, ale st\u00e1le se jedn\u00e1 o poji\u0161t\u011bn\u00ed zaji\u0161\u0165uj\u00edc\u00ed \u00fahradu l\u00e9ka\u0159sk\u00e9 p\u00e9\u010de.<\/p>\n\n\n\n<p>Oproti tomu <strong>\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/strong> je zcela <strong>dobrovoln\u00e9<\/strong> a m\u00e1 za \u00fakol zajistit poji\u0161t\u011bn\u00e9ho, p\u0159\u00edpadn\u011b jeho rodinu, v p\u0159\u00edpad\u011b <strong>z\u00e1va\u017en\u011bj\u0161\u00edch zdravotn\u00edch pot\u00ed\u017e\u00ed<\/strong>. M\u016f\u017ee pokr\u00fdvat rizika invalidity, z\u00e1va\u017en\u00e9 nemoci, trval\u00fdch n\u00e1sledk\u016f \u00farazu a smrti. V \u017eivotn\u00edm poji\u0161t\u011bn\u00ed se d\u00e1le sjedn\u00e1vaj\u00ed i <strong>p\u0159ipoji\u0161t\u011bn\u00ed kr\u00e1tkodob\u00fdch dopad\u016f<\/strong> nemoci a \u00farazu, mezi kter\u00e9 pat\u0159\u00ed pracovn\u00ed neschopnost, hospitalizace nebo t\u0159eba denn\u00ed od\u0161kodn\u00e9 za l\u00e9\u010den\u00ed \u00farazu. Pln\u011bn\u00ed z poji\u0161t\u011bn\u00ed zde neslou\u017e\u00ed k okam\u017eit\u00e9 \u00fahrad\u011b l\u00e9ka\u0159sk\u00e9 p\u00e9\u010de nebo l\u00e9k\u016f, ale jako <strong>kompenzace finan\u010dn\u00edch dopad\u016f<\/strong>, kter\u00e9 samotn\u00e1 nemoc nebo \u00faraz &#8211; a\u0165 u\u017e p\u0159\u00edmo nebo nep\u0159\u00edmo &#8211; zp\u016fsob\u00ed.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u017divotn\u00ed poji\u0161t\u011bn\u00ed pro cizince: Obecn\u00e9 informace<\/h2>\n\n\n\n<p>Se sjedn\u00e1n\u00edm \u017eivotn\u00edho poji\u0161t\u011bn\u00ed pro cizince jsou spojeny r\u016fzn\u00e9 podm\u00ednky, kter\u00e9 \u010cechy v\u016fbec nemus\u00ed tr\u00e1pit. Stejn\u011b pohodln\u011b si mohou \u017eivotn\u00ed poji\u0161t\u011bn\u00ed v \u010cesku sjednat i ob\u010dan\u00e9 Slovenska. Co ale mus\u00ed spl\u0148ovat ob\u010dan jin\u00e9ho st\u00e1tu, kdy\u017e sjedn\u00e1v\u00e1 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed?&nbsp;<\/p>\n\n\n\n<ul>\n<li>Cizinec, kter\u00fd poji\u0161t\u011bn\u00ed sjedn\u00e1v\u00e1, mus\u00ed m\u00edt na \u00fazem\u00ed \u010cR <strong>bydli\u0161t\u011b<\/strong>. Nemus\u00ed j\u00edt o trval\u00fd pobyt (zejm\u00e9na pokud jde o ob\u010dana \u010dlensk\u00e9 zem\u011b EU), je ale pot\u0159eba uv\u00e9st \u010deskou <strong>koresponden\u010dn\u00ed adresu<\/strong>, na kter\u00e9 se zdr\u017euje.\u00a0<\/li>\n\n\n\n<li>Poji\u0161\u0165ovny vy\u017eaduj\u00ed, aby m\u011bl cizinec sjedn\u00e1vaj\u00edc\u00ed \u017eivotn\u00ed poji\u0161t\u011bn\u00ed v \u010cR \u00famysl se zde dlouhodob\u011b <strong>zdr\u017eovat, pracovat<\/strong> a posuzuj\u00ed se tak\u00e9 <strong>p\u0159\u00edbuzensk\u00e9 \u010di rodinn\u00e9 vazby<\/strong> v \u010cR. Pro\u010d? Je to pom\u011brn\u011b logick\u00e9, \u017eivotn\u00ed poji\u0161t\u011bn\u00ed je dlouhodob\u00fd produkt a pokud se cizinec b\u011bhem p\u00e1r let p\u0159est\u011bhuje zp\u011bt do vlasti, nebude mu \u010desk\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed nic platn\u00e9.\u00a0<\/li>\n\n\n\n<li>Ve\u0161ker\u00e1 komunikace s poji\u0161\u0165ovnou prob\u00edh\u00e1 v<strong> \u010desk\u00e9m jazyce<\/strong>, stejn\u011b tak smlouva a souvisej\u00edc\u00ed dokumenty jsou pouze v \u010de\u0161tin\u011b. Je tedy nutn\u00e9, aby m\u011bl pojistn\u00edk (tedy sjedn\u00e1vaj\u00edc\u00ed) dobrou znalost jazyka. Google p\u0159eklada\u010d se zde nepo\u010d\u00edt\u00e1.\u00a0<\/li>\n\n\n\n<li>V\u017edy je tak\u00e9 nutn\u00e9 po\u010d\u00edtat s t\u00edm, \u017ee p\u0159i sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed m\u016f\u017ee doj\u00edt o ov\u011b\u0159ov\u00e1n\u00ed zdravotn\u00edho stavu a dokl\u00e1d\u00e1n\u00ed l\u00e9ka\u0159sk\u00fdch zpr\u00e1v. Vy\u017eaduje se proto, aby poji\u0161t\u011bn\u00fd cizinec m\u011bl<strong> o\u0161et\u0159uj\u00edc\u00edho l\u00e9ka\u0159e v \u010cR<\/strong>.<\/li>\n\n\n\n<li>Poji\u0161\u0165ovny vy\u017eaduj\u00ed mimo jin\u00e9 uveden\u00ed <strong>\u010desk\u00e9ho bankovn\u00edho \u00fa\u010dtu<\/strong> pojistn\u00edka. Jednak m\u016f\u017ee b\u00fdt platbou pojistn\u00e9ho z \u00fa\u010dtu ov\u011b\u0159ov\u00e1na identita, zadruh\u00e9 se tak\u00e9 na \u010desk\u00fd \u00fa\u010det vypl\u00e1c\u00ed p\u0159\u00edpadn\u00e9 pln\u011bn\u00ed.\u00a0<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1.jpg\" alt=\"\u017eivotn\u00ed poji\u0161t\u011bn\u00ed pro cizince\" class=\"wp-image-2495\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1-300x200.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1-768x512.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1-100x67.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2024\/06\/passports-witn-schengen-visa-1-1-1-675x450.jpg 675w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Na co u \u017eivotn\u00edho poji\u0161t\u011bn\u00ed pro cizince d\u00e1vat pozor<\/h2>\n\n\n\n<p>Obecn\u00e9 po\u017eadavky poji\u0161\u0165oven na klienty maj\u00ed je\u0161t\u011b spoustu v\u00fdjimek. Podm\u00ednky si ka\u017ed\u00e1 z poji\u0161\u0165oven stanovuje podle sv\u00e9ho uv\u00e1\u017een\u00ed. Na nej\u010dast\u011bj\u0161\u00ed \u00faskal\u00ed sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed se te\u010f pod\u00edv\u00e1me.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">St\u0159\u00eddav\u011b v \u010cesku, st\u0159\u00eddav\u011b v zahrani\u010d\u00ed? M\u016f\u017ee nastat probl\u00e9m<\/h3>\n\n\n\n<p>\u017divotn\u00ed poji\u0161t\u011bn\u00ed m\u00e1 obecn\u011b <strong>neomezenou \u00fazemn\u00ed platnost, <\/strong>neplat\u00ed to ale univerz\u00e1ln\u011b u v\u0161ech d\u00edl\u010d\u00edch poji\u0161t\u011bn\u00ed. Kdy\u017e dojde na pln\u011bn\u00ed, mohou se vyskytnout komplikace. Nap\u0159\u00edklad u <strong>rizika invalidity<\/strong> je v\u017edy vy\u017eadov\u00e1no uzn\u00e1n\u00ed n\u00e1roku na <strong>invalidn\u00ed d\u016fchod<\/strong> \u010ceskou spr\u00e1vou soci\u00e1ln\u00edho zabezpe\u010den\u00ed. To m\u016f\u017ee b\u00fdt probl\u00e9m u ob\u010dan\u016f st\u00e1t\u016f mimo EU s nezapo\u010d\u00edtan\u00fdmi dobami soci\u00e1ln\u00edho poji\u0161t\u011bn\u00ed ze zahrani\u010d\u00ed. Podobn\u011b to m\u016f\u017ee b\u00fdt i u <strong>poji\u0161t\u011bn\u00ed pracovn\u00ed neschopnosti<\/strong>, kde je v p\u0159\u00edpad\u011b nahl\u00e1\u0161en\u00ed pojistn\u00e9 ud\u00e1losti nutn\u00e9 p\u0159edlo\u017een\u00ed <strong>neschopenky vystaven\u00e9 \u010desk\u00fdm o\u0161et\u0159uj\u00edc\u00edm l\u00e9ka\u0159em<\/strong> (p\u0159\u00edpadn\u011b l\u00e9ka\u0159em v zem\u00edch EU). To u\u017e ale m\u016f\u017ee ka\u017ed\u00e1 poji\u0161\u0165ovna posoudit jinak a je d\u016fle\u017eit\u00e9 se p\u0159edem sezn\u00e1mit se <strong>v\u0161emi podm\u00ednkami<\/strong> konkr\u00e9tn\u00ed poji\u0161\u0165ovny.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Vysoce rizikov\u00e9 zem\u011b a pravidla pro jejich ob\u010dany<\/h3>\n\n\n\n<p>P\u0159\u00edsn\u011bj\u0161\u00ed regulace a vy\u0161\u0161\u00ed \u00farove\u0148 ov\u011b\u0159ov\u00e1n\u00ed p\u0159i sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed plat\u00ed pro ob\u010dany zem\u00ed, kde hroz\u00ed vy\u0161\u0161\u00ed <strong>riziko financov\u00e1n\u00ed terorismu<\/strong> nebo<strong> pran\u00ed \u0161pinav\u00fdch pen\u011bz<\/strong>. To si neur\u010duj\u00ed samy poji\u0161\u0165ovny, ale ukl\u00e1daj\u00ed jim to (nej\u010dast\u011bji) <strong>evropsk\u00e9 p\u0159edpisy<\/strong>. Seznam rizikov\u00fdch zem\u00ed se v pr\u016fb\u011bhu \u010dasu m\u011bn\u00ed a aktu\u00e1ln\u00ed seznam je v\u017edy k nalezen\u00ed na str\u00e1nk\u00e1ch <a href=\"https:\/\/fau.gov.cz\/seznam-vysoce-rizikovych-tretich-zemi\" target=\"_blank\" rel=\"noopener\">Finan\u010dn\u00edho analytick\u00e9ho \u00fa\u0159adu<\/a>. Pozor, nejde jen o africk\u00e9 a arabsk\u00e9 st\u00e1ty, mohou se tam objevit i zem\u011b EU &#8211; na po\u010d\u00e1tku roku 2024 sem byly za\u0159azeny zem\u011b jako Bulharsko nebo Chorvatsko. Ob\u010dan\u00e9 t\u011bchto st\u00e1t\u016f mohou b\u00fdt p\u0159i sjedn\u00e1n\u00ed na z\u00e1klad\u011b pravidel poji\u0161\u0165oven i odm\u00edtnut\u00ed.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bez p\u0159id\u011blen\u00e9ho rodn\u00e9ho \u010d\u00edsla se pojist\u00edte jen n\u011bkde<\/h3>\n\n\n\n<p>Rodn\u00e9 \u010d\u00edslo v \u010cesku p\u0159edstavuje <strong>hlavn\u00ed \u00fadaj pro identifikaci osoby<\/strong> a nem\u00e9n\u011b d\u016fle\u017eit\u00fd je tak\u00e9 pro poji\u0161\u0165ovny. Rodn\u00e9 \u010d\u00edslo cizinc\u016fm p\u0159id\u011bluje Ministerstvo vnitra \u010cR v p\u0159\u00edpad\u011b vyd\u00e1n\u00ed povolen\u00ed k trval\u00e9mu pobytu nebo povolen\u00ed k p\u0159echodn\u00e9mu pobytu ob\u010dan\u016f EU a jejich rodinn\u00fdch p\u0159\u00edslu\u0161n\u00edk\u016f. O p\u0159id\u011blen\u00ed rodn\u00e9ho \u010d\u00edsla tak\u00e9 cizinec m\u016f\u017ee <strong>s\u00e1m po\u017e\u00e1dat<\/strong>, kdy\u017e se nap\u0159\u00edklad nach\u00e1z\u00ed v \u010cR z d\u016fvodu zam\u011bstn\u00e1n\u00ed nebo studia. M\u016f\u017ee se ale st\u00e1t, \u017ee \u010desk\u00e9 rodn\u00e9 \u010d\u00edslo z mnoha d\u016fvod\u016f cizinec nem\u00e1. Co pak? V<strong> n\u011bkter\u00fdch poji\u0161\u0165ovn\u00e1ch<\/strong> je mo\u017en\u00e9 sjednat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed na z\u00e1klad\u011b data narozen\u00ed bez R\u010c, neplat\u00ed to ale pro v\u0161echny. Ur\u010dit\u011b se proto vyplat\u00ed <strong>srovnat si podm\u00ednky v\u00edce poji\u0161\u0165oven<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Pro sjedn\u00e1n\u00ed je pot\u0159eba p\u0159ipravit si p\u00e1r doklad\u016f<\/h3>\n\n\n\n<p>Zm\u00ednili jsme u\u017e v\u00fd\u0161e, \u017ee lid\u00e9 bez \u010desk\u00e9ho a slovensk\u00e9ho ob\u010danstv\u00ed to maj\u00ed s uzav\u00edr\u00e1n\u00edm pojistn\u00fdch smluv trochu slo\u017eit\u011bj\u0161\u00ed. Nejde ale o nic, co by se nedalo zvl\u00e1dnout. I s t\u00edm v\u00e1m p\u0159i <a href=\"http:\/\/rixo.cz\/pojisteni-zivota\" target=\"_blank\" rel=\"noopener\">srovn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed<\/a> na RIXO.cz pom\u016f\u017eeme.&nbsp;<\/p>\n\n\n\n<p>Kter\u00e9 dokumenty od v\u00e1s <strong>m\u016f\u017ee (ale nemus\u00ed) <\/strong>poji\u0161\u0165ovna a zprost\u0159edkovatel po\u017eadovat? M\u016f\u017eete b\u00fdt po\u017e\u00e1d\u00e1ni o p\u0159edlo\u017een\u00ed <strong>dokladu toto\u017enosti<\/strong> s fotografi\u00ed (pas), <strong>povolen\u00ed k pobytu<\/strong>, potvrzen\u00ed o vlastnictv\u00ed <strong>\u010desk\u00e9ho bankovn\u00edho \u00fa\u010dtu<\/strong> nebo pr\u016fkazn\u00fd doklad k va\u0161\u00ed <strong>\u010desk\u00e9 koresponden\u010dn\u00ed adrese<\/strong> (nap\u0159. faktura za slu\u017eby ad.), p\u0159\u00edpadn\u011b i <strong>pracovn\u00ed smlouva<\/strong>. N\u011bkdy m\u016f\u017ee b\u00fdt se sjedn\u00e1n\u00edm \u017eivotn\u00edho poji\u0161t\u011bn\u00ed cizincem tak\u00e9 spojena podm\u00ednka ov\u011b\u0159en\u00ed identity na Czech Pointu nebo elektronicky pomoc\u00ed Bank ID.&nbsp;<\/p>\n\n\n\n<p>Hled\u00e1te kvalitn\u00ed a p\u0159esto v\u00fdhodn\u00e9 \u017eivotn\u00ed poji\u0161t\u011bn\u00ed? A\u0165 u\u017e jste se v \u010cesku narodili nebo jste zde teprve p\u00e1r let, nev\u00e1hejte si <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">srovnat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a> na m\u00edru s RIXO.cz. Je to jednoduch\u00e9, tak do toho!\u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size aligncenter\" style=\"font-size:18px\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"http:\/\/rixo.cz\/pojisteni-zivota\" style=\"background-color:#605db5\" target=\"_blank\" rel=\"noopener\">Srovnat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Zdravotn\u00ed pot\u00ed\u017ee dlouhodob\u011bj\u0161\u00edho r\u00e1zu m\u016f\u017eou znamenat finan\u010dn\u00ed probl\u00e9m pro ka\u017ed\u00e9ho, a\u0165 u\u017e m\u00e1te ob\u010danstv\u00ed jak\u00e9koliv zem\u011b. Pr\u00e1v\u011b proto je tu \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. U cizinc\u016f ale m\u00e1 sjedn\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed n\u011bkolik specifik.<\/p>\n","protected":false},"author":11,"featured_media":2494,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,8],"tags":[30],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2490"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2490"}],"version-history":[{"count":6,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2490\/revisions"}],"predecessor-version":[{"id":2513,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2490\/revisions\/2513"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2494"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2490"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}