{"id":2578,"date":"2024-08-06T10:39:27","date_gmt":"2024-08-06T08:39:27","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2578"},"modified":"2024-08-09T10:11:59","modified_gmt":"2024-08-09T08:11:59","slug":"pojisteni-invalidity-vs-invalidni-duchod-rozdily-a-vyhody-zivotniho-pojisteni","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pojisteni-invalidity-vs-invalidni-duchod-rozdily-a-vyhody-zivotniho-pojisteni\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed invalidity vs. invalidn\u00ed d\u016fchod: Rozd\u00edly a v\u00fdhody \u017eivotn\u00edho poji\u0161t\u011bn\u00ed"},"content":{"rendered":"\n<p>T\u011b\u017ek\u00fd \u00faraz nebo v\u00e1\u017en\u00e1 nemoc mohou vy\u00fastit v dlouhodobou pracovn\u00ed neschopnost a n\u00e1sledn\u011b i invaliditu. Takov\u00fd sc\u00e9n\u00e1\u0159 si m\u00e1lokdo p\u0159ipust\u00ed, zvl\u00e1\u0161\u0165 v p\u0159\u00edpad\u011b, \u017ee je pr\u00e1v\u011b na vrcholu sv\u00fdch sil. Ot\u00e1zka ale zn\u00ed: co kdy\u017e v\u00e1s invalidita potk\u00e1? A bude v\u00e1m sta\u010dit invalidn\u00ed d\u016fchod, nebo je pot\u0159eba chr\u00e1nit se je\u0161t\u011b poji\u0161t\u011bn\u00edm?<\/p>\n\n\n\n<p>Poji\u0161t\u011bn\u00ed invalidity je spole\u010dn\u011b s poji\u0161t\u011bn\u00edm smrti, <a href=\"https:\/\/www.rixo.cz\/blog\/pojisteni-nemoci-jak-a-proc-si-pojistit-zavazna-onemocneni\/\">z\u00e1va\u017en\u00fdch onemocn\u011bn\u00ed<\/a> a trval\u00fdch n\u00e1sledk\u016f \u00farazu jedn\u00edm ze \u010dty\u0159 nejd\u016fle\u017eit\u011bj\u0161\u00edch poji\u0161t\u011bn\u00ed v r\u00e1mci \u017eivotka. V\u00edte, k \u010demu slou\u017e\u00ed a pro\u010d by si ho m\u011bl sjednat ka\u017ed\u00fd co nejd\u0159\u00edve?&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Invalidn\u00ed d\u016fchod a poji\u0161t\u011bn\u00ed invalidity<\/h2>\n\n\n\n<p>\u010cesk\u00fd soci\u00e1ln\u00ed syst\u00e9m zn\u00e1 invaliditu jako zdravotn\u00ed stav, kter\u00fd \u010dlov\u011bku <strong>neumo\u017e\u0148uje<\/strong> (v dlouhodob\u00e9m horizontu), aby si dok\u00e1zal prac\u00ed <strong>obstarat finan\u010dn\u00ed prost\u0159edky<\/strong>. Nemus\u00ed v\u0161ak j\u00edt o kompletn\u00ed<strong> ztr\u00e1tu schopnosti pracovat<\/strong>, m\u016f\u017ee j\u00edt i o m\u00edrn\u011bj\u0161\u00ed sn\u00ed\u017een\u00ed plnohodnotn\u00e9ho zapojen\u00ed do pracovn\u00edho \u017eivota. Pr\u00e1v\u011b podle m\u00edry <strong>poklesu pracovn\u00ed zp\u016fsobilosti<\/strong> se rozli\u0161uj\u00ed celkem <strong>3 stupn\u011b invalidity<\/strong>. Ty maj\u00ed vliv i na<strong> v\u00fd\u0161i <\/strong>p\u0159iznan\u00e9ho invalidn\u00edho d\u016fchodu.&nbsp;<\/p>\n\n\n\n<p>Kolik bude <strong>invalidn\u00ed d\u016fchod<\/strong> v konkr\u00e9tn\u00edm p\u0159\u00edpad\u011b \u010dinit, z\u00e1le\u017e\u00ed tak\u00e9 na tzv. dob\u011b poji\u0161t\u011bn\u00ed (tj. dob\u011b \u00fa\u010dasti na soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed) a v\u011bku \u017eadatele o invalidn\u00ed d\u016fchod. Jak vypadaj\u00ed pr\u016fm\u011brn\u00e9 invalidn\u00ed d\u016fchody a co jak\u00e9 stupn\u011b v\u016fbec znamenaj\u00ed?&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Stupe\u0148 invalidity<\/strong><\/td><td>I. stupe\u0148 invalidity<\/td><td>II. stupe\u0148 invalidity<\/td><td>III. stupe\u0148 invalidity<\/td><\/tr><tr><td><strong>Pokles pracovn\u00ed schopnosti<\/strong><\/td><td>35-49 %<\/td><td>50-69 %<\/td><td>70 % a v\u00edce<\/td><\/tr><tr><td><strong>Pr\u016fm\u011brn\u00fd m\u011bs\u00ed\u010dn\u00ed d\u016fchod (2023-2024)<\/strong><\/td><td>9 685 K\u010d<\/td><td>11 412 K\u010d<\/td><td>17 014 K\u010d<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\"><em>Zdroj v\u00fd\u0161e invalidn\u00edch d\u016fchod\u016f: port\u00e1l kurzy.cz<\/em><\/figcaption><\/figure>\n\n\n\n<p>Z invalidn\u00edch d\u016fchod\u016f, kter\u00e9 jsou hluboko pod \u00farovn\u00ed pr\u016fm\u011brn\u00fdch mezd, vy\u017eij\u00ed prakticky jen ti, kte\u0159\u00ed maj\u00ed <strong>dostate\u010dn\u011b naspo\u0159eno<\/strong> na hor\u0161\u00ed \u010dasy, nebo je\u0161t\u011b n\u011bjak\u00fd ten<strong> p\u0159iv\u00fdd\u011blek zvl\u00e1dnou<\/strong>. Finan\u010dn\u00ed podporou ale v tomto p\u0159\u00edpad\u011b m\u016f\u017ee b\u00fdt i <strong>\u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/strong>, respektive jeho d\u00edl\u010d\u00ed poji\u0161t\u011bn\u00ed invalidity. Pr\u00e1v\u011b jeho \u00fakolem je <strong>dorovnat p\u0159\u00edjem k invalidn\u00edmu d\u016fchodu na \u00farove\u0148<\/strong>, na kterou jste byli p\u0159ed vznikem dlouhodob\u00e9ho zdravotn\u00edho omezen\u00ed <strong>zvykl\u00ed, <\/strong>nebo pomoci s \u00fahradou pravideln\u00fdch v\u00fddaj\u016f.<\/p>\n\n\n\n<p>V\u00fdhodou poji\u0161t\u011bn\u00ed invalidity je nejen p\u0159\u00edjem nav\u00edc k invalidn\u00edmu d\u016fchodu, ale narozd\u00edl od n\u011bj se pojistn\u00e9 pln\u011bn\u00ed zpravidla <strong>nevypl\u00e1c\u00ed formou pravideln\u00e9 renty<\/strong>. Pojistnou \u010d\u00e1stku, kterou si p\u0159i sjedn\u00e1v\u00e1n\u00ed sami ur\u010d\u00edte, dostanete od <strong>poji\u0161\u0165ovny nar\u00e1z<\/strong>. Finan\u010dn\u00ed injekce z \u017eivotn\u00edho poji\u0161t\u011bn\u00ed m\u016f\u017ee znamenat velkou v\u00fdhodu v p\u0159\u00edpad\u011b nutnosti <strong>\u00fapravy bydlen\u00ed<\/strong>, <strong>nadstandardn\u00ed l\u00e9ka\u0159sk\u00e9 p\u00e9\u010de<\/strong>, zaji\u0161t\u011bn\u00ed <strong>dlouhodob\u00e9 asistence <\/strong>a jin\u00fdch ne\u010dekan\u00fdch pot\u0159eb, kter\u00e9 vy\u017eaduj\u00ed velkou investici.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Poji\u0161t\u011bn\u00ed invalidity: Jak to funguje?&nbsp;<\/h2>\n\n\n\n<p>Stejn\u011b jako st\u00e1t rozli\u0161uje r\u016fzn\u00e9 stupn\u011b invalidity, i v <strong>\u017eivotn\u00edm poji\u0161t\u011bn\u00ed<\/strong> se tyto kategorie uplat\u0148uj\u00ed. Pojistit se toti\u017e m\u016f\u017eete na ka\u017ed\u00fd stupe\u0148 invalidity zvl\u00e1\u0161\u0165. M\u016f\u017eete si nap\u0159\u00edklad vybrat, <strong>zda se v\u016fbec chcete<\/strong> <strong>na ten nejm\u00e9n\u011b z\u00e1va\u017en\u00fd stupe\u0148 invalidity pojistit<\/strong> a samoz\u0159ejm\u011b si tak\u00e9 nastavit u ka\u017ed\u00e9ho stupn\u011b invalidity <strong>jin\u00e9 pojistn\u00e9 \u010d\u00e1stky<\/strong>.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">V\u00fd\u0161e pojistn\u00e9 \u010d\u00e1stky&nbsp;<\/h3>\n\n\n\n<p>Je logick\u00e9, \u017ee \u010d\u00edm <strong>vy\u0161\u0161\u00ed<\/strong> (neboli z\u00e1va\u017en\u011bj\u0161\u00ed) <strong>stupe\u0148 invalidity<\/strong> poji\u0161\u0165ujete, t\u00edm <strong>vy\u0161\u0161\u00ed by m\u011bla b\u00fdt i pojistn\u00e1 \u010d\u00e1stka<\/strong>. Zat\u00edmco s m\u00edrn\u011bj\u0161\u00edm poklesem pracovn\u00ed schopnosti si je\u0161t\u011b dok\u00e1\u017eete zajistit ob\u017eivu sami (t\u0159eba i za cenu zm\u011bny profese), v p\u0159\u00edpad\u011b invalidity vy\u0161\u0161\u00edho stupn\u011b u\u017e mohou b\u00fdt va\u0161e mo\u017enosti velmi omezen\u00e9. A nav\u00edc se hod\u00ed zm\u00ednit, \u017ee ani invalidita u lid\u00ed p\u0159ed \u010dty\u0159ic\u00edtkou nen\u00ed ni\u010d\u00edm vz\u00e1cn\u00fdm.<\/p>\n\n\n\n<p>Vzhledem k tomu, \u017ee invalidita je nav\u00e1z\u00e1na na schopnost pracovat, d\u00edl\u010d\u00ed poji\u0161t\u011bn\u00ed invalidity I., II. a III. stupn\u011b zpravidla zanikaj\u00ed <strong>dosa\u017een\u00edm 65 let v\u011bku<\/strong>, proto\u017ee se p\u0159edpokl\u00e1d\u00e1, \u017ee \u00falohu dal\u0161\u00edho zaji\u0161t\u011bn\u00ed p\u0159ebere starobn\u00ed d\u016fchod. Pojistn\u00e1 \u010d\u00e1stka by tedy m\u011bla reflektovat i v\u00e1\u0161 v\u011bk a p\u0159edpokl\u00e1danou dobu odchodu do starobn\u00edho d\u016fchodu.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Jak se vypl\u00e1c\u00ed pln\u011bn\u00ed<\/h3>\n\n\n\n<p>A kdy v\u016fbec pln\u011bn\u00ed z poji\u0161t\u011bn\u00ed invalidity m\u016f\u017eete dostat? Pen\u00edze poji\u0161\u0165ovna vypl\u00e1c\u00ed na z\u00e1klad\u011b <strong>p\u0159izn\u00e1n\u00ed invalidn\u00edho d\u016fchodu<\/strong> \u010ceskou spr\u00e1vou soci\u00e1ln\u00edho zabezpe\u010den\u00ed. Na to by m\u011bli myslet p\u0159i sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed p\u0159edev\u0161\u00edm<strong> cizinci<\/strong>, kte\u0159\u00ed nemus\u00ed m\u00edt v\u017edy<strong> \u010desk\u00e9 soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed<\/strong>, kter\u00e9 je pro p\u0159izn\u00e1n\u00ed invalidn\u00edho d\u016fchodu pot\u0159eba. V\u00edce se dozv\u00edte v na\u0161em \u010dl\u00e1nku <a href=\"https:\/\/www.rixo.cz\/blog\/zivotni-pojisteni-pro-cizince-s-cim-pocitat-kdyz-nemate-ceske-obcanstvi\/\"><strong>\u017divotn\u00ed poji\u0161t\u011bn\u00ed pro cizince<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Nastaven\u00ed poji\u0161t\u011bn\u00ed<\/h3>\n\n\n\n<p>V poji\u0161t\u011bn\u00ed invalidity se stejn\u011b jako u jin\u00fdch d\u016fle\u017eit\u00fdch rizik (nap\u0159\u00edklad v poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad smrti nebo poji\u0161t\u011bn\u00ed z\u00e1va\u017en\u00fdch onemocn\u011bn\u00ed) setk\u00e1te s dv\u011bma typy nastaven\u00ed pojistn\u00fdch \u010d\u00e1stek. Ty naz\u00fdv\u00e1me jako <strong>konstantn\u00ed a klesaj\u00edc\u00ed<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Konstantn\u00ed \u010d\u00e1stka z\u016fst\u00e1v\u00e1 po <strong>celou dobu poji\u0161t\u011bn\u00ed stejn\u00e1<\/strong>, zato <strong>klesaj\u00edc\u00ed je nastaven\u00e1 zpo\u010d\u00e1tku na vy\u0161\u0161\u00ed \u010d\u00e1stku<\/strong> a <strong>postupn\u011b se <\/strong>b\u011bhem doby poji\u0161t\u011bn\u00ed<strong> sni\u017euje<\/strong>, co\u017e s sebou nese tak\u00e9 v\u00fdhodu<strong> levn\u011bj\u0161\u00edho poji\u0161t\u011bn<\/strong>\u00ed. Kombinaci konstantn\u00edch a klesaj\u00edc\u00edch \u010d\u00e1stek je vhodn\u00e9 zvolit v\u017edy, zvl\u00e1\u0161t\u011b ale v p\u0159\u00edpad\u011b, \u017ee m\u00e1te finan\u010dn\u00ed z\u00e1vazky jako nap\u0159. <strong>hypot\u00e9ku<\/strong>. Po\u010d\u00edt\u00e1 se zde toti\u017e s t\u00edm, \u017ee \u010d\u00edm pozd\u011bji k invalidit\u011b dojde, t\u00edm m\u00e9n\u011b finan\u010dn\u00edch prost\u0159edk\u016f budete pro udr\u017een\u00ed finan\u010dn\u00ed stability d\u00edky ni\u017e\u0161\u00edm v\u00fddaj\u016fm pot\u0159ebovat.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Na co myslet, kdy\u017e vyb\u00edr\u00e1te poji\u0161t\u011bn\u00ed invalidity?&nbsp;<\/h2>\n\n\n\n<ul>\n<li>Poji\u0161t\u011bn\u00ed invalidity se nab\u00edz\u00ed jak v <strong>\u00farazov\u00e9m, tak \u017eivotn\u00edm poji\u0161t\u011bn\u00ed<\/strong>. Pozor ale na pouh\u00e9 \u00farazov\u00e9 poji\u0161t\u011bn\u00ed, kde poji\u0161t\u011bn\u00ed kryje jen invaliditu z d\u016fvodu \u00farazu. A\u010dkoliv k invalidit\u011b m\u016f\u017ee doj\u00edt p\u0159i sportu nebo autonehod\u011b, za cel\u00fdch 95 procent p\u0159\u00ed\u010din invalidity je zodpov\u011bdn\u00e1 nemoc. Hledejte proto p\u0159i nastavov\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed riziko nazvan\u00e9 jako \u201c<strong>Invalidita ze v\u0161ech (jak\u00fdchkoliv) p\u0159\u00ed\u010din<\/strong>\u201d.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Pozorn\u011b se za\u010dt\u011bte do <strong>pojistn\u00fdch podm\u00ednek<\/strong> a p\u0159i sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed je m\u011bjte na pam\u011bti. Nenechte se zasko\u010dit zejm\u00e9na<strong> v\u00fdlukami z poji\u0161t\u011bn\u00ed.<\/strong> Nejen\u017ee poji\u0161\u0165ovna apriori vylou\u010d\u00ed n\u011bkter\u00e9 p\u0159\u00ed\u010diny invalidity z n\u00e1roku na pln\u011bn\u00ed, ale tak\u00e9 v\u00e1m na z\u00e1klad\u011b posuzov\u00e1n\u00ed va\u0161eho zdravotn\u00edho stavu m\u016f\u017ee rozsah poji\u0161t\u011bn\u00ed omezit. Co to znamen\u00e1? Z poji\u0161t\u011bn\u00ed invalidity nap\u0159\u00edklad b\u00fdvaj\u00ed <strong>automaticky vylou\u010den\u00e9 psychiatrick\u00e9 diagn\u00f3zy<\/strong> krom\u011b organick\u00fdch poruch (demence u Alzheimerovy choroby apod.). Nav\u00edc ale je\u0161t\u011b m\u016f\u017eete o\u010dek\u00e1vat <strong>individu\u00e1ln\u00ed v\u00fdluky<\/strong> na probl\u00e9my, kter\u00e9 v\u00e1s <strong>u\u017e p\u0159i sjedn\u00e1v\u00e1n\u00ed poji\u0161t\u011bn\u00ed tr\u00e1p\u00ed<\/strong>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Poji\u0161t\u011bn\u00ed invalidity je ned\u00edlnou sou\u010d\u00e1st\u00ed kvalitn\u00edho \u017eivotn\u00edho poji\u0161t\u011bn\u00ed, ne ka\u017ed\u00fd ale pot\u0159ebuje pojistit v\u0161echny stupn\u011b invalidity. Poji\u0161t\u011bn\u00ed<strong> I. stupn\u011b invalidity<\/strong> se doporu\u010duje p\u0159edev\u0161\u00edm <strong>manu\u00e1ln\u011b pracuj\u00edc\u00edm lidem<\/strong>. Administrativn\u00ed pracovn\u00edky toti\u017e v\u011bt\u0161inou m\u00edrn\u011bj\u0161\u00ed omezen\u00ed v kari\u00e9rn\u00edm \u017eivot\u011b nelimituje. Poji\u0161t\u011bn\u00ed II. a III. stupn\u011b invalidity u\u017e je ale tak\u0159ka nepostradateln\u00e9.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>Nem\u00e1te moc velkou finan\u010dn\u00ed rezervu na hor\u0161\u00ed \u010dasy? V\u011bzte, \u017ee invalidit\u011b \u010dasto p\u0159edch\u00e1z\u00ed <strong>dlouhodob\u00e1 pracovn\u00ed neschopnost<\/strong>. Pokud v\u00e1s zdravotn\u00ed pot\u00ed\u017ee limituj\u00ed natolik, \u017ee v <strong>pracovn\u00ed neschopnosti setrv\u00e1te rok<\/strong>, \u017e\u00e1dost o invalidn\u00ed d\u016fchod je spr\u00e1vn\u00fdm krokem. Dok\u00e1\u017eete ale z neschopenky a \u00faspor platit ve\u0161ker\u00e9 \u00fa\u010dty cel\u00fd rok? Pojistit si m\u016f\u017eete i <a href=\"https:\/\/www.rixo.cz\/blog\/nemocenske-pojisteni-a-pracovni-neschopnost-v-zivotku\/\">pracovn\u00ed neschopnost<\/a>.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Je\u0161t\u011b \u017eivotn\u00ed poji\u0161t\u011bn\u00ed nem\u00e1te? Srovnejte si ho co nejd\u0159\u00edve a u\u0161et\u0159ete. Na vypln\u011bn\u00ed dotazn\u00edku v\u00e1m sta\u010d\u00ed jen 2 minuty! A my v\u00e1m rovnou spo\u010d\u00edt\u00e1me nab\u00eddky \u017eivotn\u00edho poji\u0161t\u011bn\u00ed od 8 poji\u0161\u0165oven. Jednodu\u0161e, rychle, online.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size aligncenter\" style=\"font-size:18px\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"http:\/\/rixo.cz\/pojisteni-zivota\" style=\"background-color:#605db5\" target=\"_blank\" rel=\"noopener\">Srovnat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>T\u011b\u017ek\u00fd \u00faraz nebo v\u00e1\u017en\u00e1 nemoc mohou vy\u00fastit v dlouhodobou pracovn\u00ed neschopnost a n\u00e1sledn\u011b i invaliditu. Takov\u00fd sc\u00e9n\u00e1\u0159 si m\u00e1lokdo p\u0159ipust\u00ed, zvl\u00e1\u0161\u0165 v p\u0159\u00edpad\u011b, \u017ee je pr\u00e1v\u011b na vrcholu sv\u00fdch sil. Sta\u010d\u00ed invalidn\u00ed d\u016fchod?<\/p>\n","protected":false},"author":10,"featured_media":2579,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,8],"tags":[30],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2578"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2578"}],"version-history":[{"count":3,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2578\/revisions"}],"predecessor-version":[{"id":2589,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2578\/revisions\/2589"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2579"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}