Poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla doznalo v pr\u016fb\u011bhu roce 2024 hned n\u011bkolika v\u00fdznamn\u00fdch zm\u011bn. V\u0161echny zm\u011bny z novelizovan\u00e9ho z\u00e1kona ale je\u0161t\u011b zat\u00edm nejsou \u00fa\u010dinn\u00e9. Na ty, kter\u00e9 \u0159idi\u010de ovlivn\u00ed a\u017e od 1. \u0159\u00edjna, se nyn\u00ed zam\u011b\u0159\u00edme. <\/p>\n\n\n\n
Na podzim za\u010dne fungovat vyhled\u00e1v\u00e1n\u00ed v online evidenci (ne)poji\u0161t\u011bn\u00fdch vozidel \u010cesk\u00e9 kancel\u00e1\u0159e pojistitel\u016f v re\u00e1ln\u00e9m \u010dase. Policie bude moci p\u0159i silni\u010dn\u00ed kontrole ihned ov\u011b\u0159it<\/strong>, zda m\u00e1te sjednan\u00e9 a platn\u00e9 povinn\u00e9 ru\u010den\u00ed<\/strong>, z \u010deho\u017e vypl\u00fdvaj\u00ed dv\u011b z\u00e1sadn\u00ed zm\u011bny: nebudete u\u017e s sebou muset vozit zelenou kartu<\/strong>, ale tak\u00e9 si budete muset zvyknout na nov\u00e1 pravidla sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed<\/strong>. <\/p>\n\n\n\n O tom, \u017ee zelenou kartu s sebou nemus\u00edte vozit, u\u017e bylo v pr\u016fb\u011bhu leto\u0161n\u00edho roku naps\u00e1no mnoh\u00e9. A n\u011bkte\u0159\u00ed \u0159idi\u010di u\u017e mo\u017en\u00e1 vlivem zmaten\u00ed z tolika zm\u011bn nechali zelenou kartu doma. Pravdou nicm\u00e9n\u011b je, \u017ee zelen\u00e1 karta je do 1. 10. 2024 je\u0161t\u011b pot\u0159eba, a\u0165 u\u017e v pap\u00edrov\u00e9, nebo elektronick\u00e9 podob\u011b. Od \u0159\u00edjna <\/strong>v\u00e1m pak sta\u010d\u00ed m\u00edt jen jak\u00fdkoliv pr\u016fkaz toto\u017enosti<\/strong>. Ji\u017e od 1. 1. 2024 s sebou toti\u017e v aut\u011b nemus\u00edte vozit ani techni\u010d\u00e1k, ani \u0159idi\u010d\u00e1k. Pozor ale na cesty do zahrani\u010d\u00ed<\/strong>. Tam by se v\u00e1m absence jak\u00e9hokoliv z dokument\u016f mohla vymst\u00edt. <\/p>\n\n\n\n Tato zm\u011bna se dotkne p\u0159edev\u0161\u00edm t\u011bch, kte\u0159\u00ed si kupuj\u00ed nov\u00e9 vozidlo<\/strong> a pot\u0159ebuj\u00ed poji\u0161t\u011bn\u00ed ihned<\/strong>, p\u0159i\u010dem\u017e poji\u0161t\u011bn\u00ed \u0159e\u0161\u00ed v online prost\u0159ed\u00ed, kde se smlouva uzav\u00edr\u00e1 zaplacen\u00edm<\/strong> a nikoliv fyzick\u00fdm podpisem. Nejde nav\u00edc o margin\u00e1ln\u00ed \u010d\u00e1st \u0159idi\u010d\u016f – ze zku\u0161enosti se sjedn\u00e1v\u00e1n\u00edm povinn\u00e9ho ru\u010den\u00ed<\/a> v\u00edme, \u017ee velk\u00e1 \u010d\u00e1st \u0159idi\u010d\u016f po\u017eaduje po\u010d\u00e1tek poji\u0161t\u011bn\u00ed ihned. <\/p>\n\n\n\n \u0158idi\u010di byli dosud zvykl\u00ed povinn\u00e9 ru\u010den\u00ed uzav\u00edrat v online prost\u0159ed\u00ed s platbou odlo\u017eenou a\u017e o 14 dn\u00ed po po\u010d\u00e1tku poji\u0161t\u011bn\u00ed<\/strong>. Na to u\u017e ale pomalu mus\u00ed zapomenout, pokud cht\u011bj\u00ed, aby jejich poji\u0161t\u011bn\u00ed bylo platn\u00e9 ihned. Do zvolen\u00e9ho data po\u010d\u00e1tku poji\u0161t\u011bn\u00ed toti\u017e bude muset b\u00fdt v\u017edy platba pojistn\u00e9ho p\u0159ips\u00e1na na \u00fa\u010det poji\u0161\u0165ovny. P\u0159ipom\u00edn\u00e1me, \u017ee jen n\u011bkter\u00e9 banky um\u00ed okam\u017eit\u00e9 platby<\/strong>, p\u0159i\u010dem\u017e aby byl p\u0159evod skute\u010dn\u011b okam\u017eit\u00fd, mus\u00ed to um\u011bt jak va\u0161e banka<\/strong>, tak i banka p\u0159\u00edjemce<\/strong>. <\/p>\n\n\n\n Ilustrujme nov\u00e1 pravidla p\u0159\u00edkladem. Pokud si chcete do 1. 10. 2024 sjednat povinn\u00e9 ru\u010den\u00ed<\/a> s dne\u0161n\u00edm datem po\u010d\u00e1tku poji\u0161t\u011bn\u00ed, ve \u201cstar\u00e9m re\u017eimu\u201d v\u00e1m nic nebr\u00e1n\u00ed, abyste si ve smlouv\u011b ur\u010dili po\u010d\u00e1tek poji\u0161t\u011bn\u00ed s dne\u0161n\u00edm datem <\/strong>a zaplatili pojistn\u00e9 t\u0159eba za t\u00fdden. Od zadan\u00e9ho po\u010d\u00e1tku poji\u0161t\u011bn\u00ed ve smlouv\u011b jste pak poji\u0161t\u011bni, i kdy\u017e jste je\u0161t\u011b smlouvu nezaplatili<\/strong>. A za tu dobu stihnete pohodln\u011b zaplatit kartou, okam\u017eitou platbou, p\u0159evodem i slo\u017eenkou. <\/p>\n\n\n\n Tyto mo\u017enosti se ale klient\u016fm poji\u0161\u0165oven od 1. \u0159\u00edjna<\/strong> v\u00fdrazn\u011b z\u00fa\u017e\u00ed. V p\u0159\u00edpad\u011b, \u017ee se po\u010d\u00e1tek poji\u0161t\u011bn\u00ed p\u0159i sjedn\u00e1n\u00ed nastav\u00ed na ten sam\u00fd den, je nutn\u00e9 tak\u0159ka ihned, jak z\u00edsk\u00e1te platebn\u00ed \u00fadaje<\/strong>, uhradit pojistn\u00e9 kartou p\u0159es platebn\u00ed br\u00e1nu<\/strong> poji\u0161\u0165ovny nebo okam\u017eitou platbou<\/strong> z va\u0161eho bankovnictv\u00ed. Poji\u0161\u0165ovna platbu sp\u00e1ruje s \u010d\u00edslem smlouvy a automaticky za\u0161le do evidence \u010cKP<\/strong> nejen den, ale i p\u0159esnou hodinu<\/strong>, kdy bylo poji\u0161t\u011bn\u00ed sjedn\u00e1no. <\/p>\n\n\n\n Klienti, kte\u0159\u00ed s poji\u0161t\u011bn\u00edm nap\u0159\u00edklad kv\u016fli p\u0159episu vozidla sp\u011bchaj\u00ed, tedy nemaj\u00ed p\u0159\u00edli\u0161 na v\u00fdb\u011br. Ve chv\u00edli, kdy poji\u0161t\u011bn\u00ed okam\u017eit\u011b nezaplat\u00ed, se p\u016fvodn\u011b zadan\u00fd po\u010d\u00e1tek m\u016f\u017ee odsunout na n\u00e1sleduj\u00edc\u00ed den<\/strong>. Takto m\u016f\u017ee poji\u0161\u0165ovna \u010dekat a\u017e t\u00fdden<\/strong>, ne\u017e nezaplacen\u00fd n\u00e1vrh smlouvy zru\u0161\u00ed. Z toho samoz\u0159ejm\u011b mohou vzniknout nemal\u00e9 probl\u00e9my. Nejen\u017ee se nepoji\u0161t\u011bn\u00fd \u0159idi\u010d vystavuje nebezpe\u010d\u00ed pokuty od \u010cKP a policie<\/strong>, je\u0161t\u011b v\u011bt\u0161\u00ed pot\u00ed\u017ee by mohlo p\u0159in\u00e9st zp\u016fsoben\u00ed dopravn\u00ed nehody<\/strong>. <\/p>\n\n\n\n Pokud tedy v\u00edte, \u017ee v\u00e1s za t\u0159i dny \u010dek\u00e1 n\u00e1v\u0161t\u011bva \u00fa\u0159adu za \u00fa\u010delem p\u0159episu vozidla, rad\u011bji si poji\u0161t\u011bn\u00ed v klidu vyberte, sjednejte smlouvu u\u017e dnes s po\u010d\u00e1tkem odlo\u017een\u00fdm na po\u017eadovan\u00e9 datum a zapla\u0165te pojistn\u00e9 co nejd\u0159\u00edve. <\/p>\n\n\n\n Zm\u011bny ve sjedn\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed u\u017e se vyplat\u00ed zn\u00e1t nyn\u00ed. N\u011bkter\u00e9 poji\u0161\u0165ovny toti\u017e nov\u00fd re\u017eim za\u010daly aplikovat s p\u0159edstihem<\/strong>. P\u0159i uzav\u00edr\u00e1n\u00ed nov\u00e9ho autopoji\u0161t\u011bn\u00ed je nutn\u00e9 nejen dob\u0159e prostudovat kvalitu nab\u00edzen\u00e9ho pojistn\u00e9ho kryt\u00ed<\/strong> a pojistn\u00e9 podm\u00ednky<\/strong>, ale nov\u011b i pozorn\u011b p\u0159e\u010d\u00edst platebn\u00ed informace a d\u016fsledky pozd\u011bj\u0161\u00ed platby<\/strong>. <\/p>\n\n\n\n A\u010dkoliv se tato zm\u011bna dotkne p\u0159edev\u0161\u00edm t\u011bch, kte\u0159\u00ed pot\u0159ebuj\u00ed pojistku sjednat rychle<\/strong>, nov\u00e1 \u00faprava m\u016f\u017ee dopadnout i na ty, kte\u0159\u00ed na platbu pojistn\u00e9ho maj\u00ed je\u0161t\u011b \u010das, ale \u00fahradu odlo\u017e\u00ed<\/strong> nebo na ni zkr\u00e1tka zapomenou<\/strong>. I nad\u00e1le proto plat\u00ed doporu\u010den\u00ed, \u017ee ve\u0161ker\u00e9 platby je nejbezpe\u010dn\u011bj\u0161\u00ed zadat ihned – pokuta v \u0159\u00e1du desetitis\u00edc\u016f korun nebo n\u00e1hrada \u0161kody za zp\u016fsoben\u00ed \u0161kody nepoji\u0161t\u011bn\u00fdm vozidlem za to zkr\u00e1tka nestoj\u00ed.\u00a0 Poji\u0161t\u011bn\u00ed odpov\u011bdnosti z provozu vozidla doznalo v pr\u016fb\u011bhu roce 2024 hned n\u011bkolika v\u00fdznamn\u00fdch zm\u011bn. V\u0161echny zm\u011bny z novelizovan\u00e9ho z\u00e1kona ale je\u0161t\u011b zat\u00edm nejsou \u00fa\u010dinn\u00e9. Na ty, kter\u00e9 \u0159idi\u010de ovlivn\u00ed a\u017e od 1. \u0159\u00edjna, se nyn\u00ed zam\u011b\u0159\u00edme.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":2613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,6],"tags":[17],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2612"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2612"}],"version-history":[{"count":2,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2612\/revisions"}],"predecessor-version":[{"id":3106,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2612\/revisions\/3106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2613"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2612"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2612"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2612"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Zelen\u00e1 karta m\u016f\u017ee z\u016fstat doma<\/h2>\n\n\n\n
Poji\u0161t\u011bn\u00ed je pot\u0159eba m\u00edt zaplacen\u00e9 p\u0159ed datem po\u010d\u00e1tku<\/h2>\n\n\n\n
Jak to bude vypadat v praxi<\/h2>\n\n\n\n
Na co myslet p\u0159i sjedn\u00e1v\u00e1n\u00ed povinn\u00e9ho ru\u010den\u00ed v nov\u00e9m re\u017eimu<\/h2>\n\n\n\n
Zdroj: https:\/\/www.porovnejsito.cz\/ptate-se\/slovnik-pojmu\/zelena-karta<\/a><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"