{"id":2655,"date":"2024-09-25T09:21:26","date_gmt":"2024-09-25T07:21:26","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2655"},"modified":"2024-09-27T10:42:42","modified_gmt":"2024-09-27T08:42:42","slug":"asistence-k-zivotnimu-pojisteni","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/asistence-k-zivotnimu-pojisteni\/","title":{"rendered":"Asistence k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed pom\u016f\u017ee s ka\u017edodenn\u00edmi \u010dinnostmi, kdy\u017e onemocn\u00edte"},"content":{"rendered":"\n

\u017divotn\u00ed poji\u0161t\u011bn\u00ed je nej\u010dast\u011bji spojov\u00e1no s finan\u010dn\u00edm zaji\u0161t\u011bn\u00edm rodiny v p\u0159\u00edpad\u011b smrti nebo kompenzac\u00ed u\u0161l\u00fdch p\u0159\u00edjm\u016f a zv\u00fd\u0161en\u00fdch n\u00e1klad\u016f v p\u0159\u00edpad\u011b \u00farazu a nemoci. Krom\u011b pen\u011b\u017en\u00ed v\u00fdpomoci ale tak\u00e9 m\u016f\u017eete ocenit, kdy\u017e v\u00e1m n\u011bkdo pom\u016f\u017ee s n\u00e1kupem, ven\u010den\u00edm psa nebo zaji\u0161t\u011bn\u00edm l\u00e9ka\u0159e. M\u016f\u017ee v\u00e1m pomoci nejen rodina, ale i asistence k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed.\u00a0<\/p>\n\n\n\n

P\u0159i sjedn\u00e1v\u00e1n\u00ed \u017eivotn\u00edho poji\u0161t\u011bn\u00ed v\u00e1s budou nejv\u00edce zaj\u00edmat ta nejv\u00e1\u017en\u011bj\u0161\u00ed rizika<\/strong>, jako je poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad smrti, poji\u0161t\u011bn\u00ed invalidity<\/a>, poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu<\/a> a poji\u0161t\u011bn\u00ed z\u00e1va\u017en\u00fdch onemocn\u011bn\u00ed<\/a>, p\u0159\u00edpadn\u011b tak\u00e9 poji\u0161t\u011bn\u00ed pracovn\u00ed neschopnosti<\/a>. Z\u00edskat ale m\u016f\u017eete je\u0161t\u011b v\u00fdhodu v podob\u011b asisten\u010dn\u00edch slu\u017eeb<\/strong>, kter\u00e9 v\u00e1m mohou vytrhnout trn z paty p\u0159i zaji\u0161\u0165ov\u00e1n\u00ed ka\u017edodenn\u00edch pot\u0159eb. <\/p>\n\n\n\n

Jak\u00e9 slu\u017eby m\u016f\u017ee zahrnovat asistence k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed? <\/h2>\n\n\n\n

Asisten\u010dn\u00ed slu\u017eby souvisej\u00edc\u00ed se zdrav\u00edm a pomoc\u00ed p\u0159i \u00farazu a nemoci mohou m\u00edt mnoho podob. S \u010d\u00edm v\u00e1m mohou poji\u0161\u0165ovny v r\u00e1mci \u017eivotn\u00edho poji\u0161t\u011bn\u00ed pomoci? <\/p>\n\n\n\n

Zdravotn\u00ed asistence<\/strong><\/p>\n\n\n\n

Pot\u0159ebujete poradit s postupem \u0159e\u0161en\u00ed<\/strong> va\u0161ich zdravotn\u00edch pot\u00ed\u017e\u00ed? Nev\u00edte, jak\u00fd l\u00e9\u010div\u00fd p\u0159\u00edpravek <\/strong>si vy\u017e\u00e1dat v l\u00e9k\u00e1rn\u011b, nebo m\u00e1te jak\u00fdkoliv jin\u00fd dotaz t\u00fdkaj\u00edc\u00ed se va\u0161eho zdrav\u00ed? Nehledejte rady v internetov\u00fdch diskuz\u00edch, vyu\u017eijte m\u00edsto toho individualizovanou zdravotn\u00ed asistenci<\/strong> na telefonu.\u00a0<\/p>\n\n\n\n

L\u00e9ka\u0159 na telefonu<\/strong><\/p>\n\n\n\n

L\u00e9ka\u0159sk\u00e9 slu\u017eby se m\u011bn\u00ed – u\u017e nemus\u00edte sed\u011bt s ka\u017edou bol\u00edstkou dlouh\u00e9 hodiny v \u010dek\u00e1rn\u011b va\u0161eho praktick\u00e9ho l\u00e9ka\u0159e. M\u016f\u017eete se obr\u00e1tit i na doktora na telefonu. A\u0165 u\u017e pot\u0159ebujete konzultaci, doporu\u010den\u00ed spr\u00e1vn\u00e9ho postupu<\/strong> nebo t\u0159eba vystaven\u00ed l\u00e9ka\u0159sk\u00e9 zpr\u00e1vy<\/strong> \u010di dokonce receptu<\/strong>, v neakutn\u00edch situac\u00edch v\u00e1m dok\u00e1\u017ee asistence u\u0161et\u0159it \u010das a nav\u00edc se nemus\u00edte vzdalovat z domova. <\/p>\n\n\n\n

Osobn\u00ed asistence<\/strong><\/p>\n\n\n\n

Nem\u00e1te se na koho obr\u00e1tit, kdy\u017e pot\u0159ebujete odvoz na kontrolu u l\u00e9ka\u0159e<\/strong> nebo se nem\u00e1te jak dostat zp\u011bt po ukon\u010den\u00ed hospitalizace dom\u016f? S t\u00edm v\u00e1m stejn\u011b jako s dovozem l\u00e9k\u016f<\/strong> nebo n\u00e1kupem potravin<\/strong> m\u016f\u017ee pomoci asistence. U n\u011bkter\u00fdch poji\u0161\u0165oven dokonce s asistenc\u00ed vy\u0159e\u0161\u00edte hl\u00edd\u00e1n\u00ed d\u011bt\u00ed<\/strong>, odvoz d\u011bt\u00ed do \u0161koly a ze \u0161koly<\/strong>, zaji\u0161t\u011bn\u00ed p\u00e9\u010de o jin\u00e9ho \u010dlena va\u0161\u00ed rodiny<\/strong>, \u00faklid dom\u00e1cnosti<\/strong> nebo ven\u010den\u00ed dom\u00e1c\u00edho mazl\u00ed\u010dka,<\/strong> o kter\u00e9ho se pr\u00e1v\u011b z d\u016fvodu \u00farazu nebo nemoci nem\u016f\u017eete postarat. <\/p>\n\n\n\n

Psychologick\u00e1 pomoc<\/strong><\/p>\n\n\n\n

Na du\u0161evn\u00ed \u00fatrapy tu nemus\u00edte b\u00fdt sami. N\u011bkter\u00e9 poji\u0161\u0165ovny nab\u00edz\u00ed sv\u00fdm klient\u016fm tak\u00e9 pomocnou ruku psycholog\u016f \u010di psychiatr\u016f <\/strong>formou hovoru \u010di videohovoru. Vzhledem k nedostate\u010dn\u00e9 kapacit\u011b specialist\u016f na psychick\u00e9 zdrav\u00ed v \u010cesku a dlouh\u00fdm objednac\u00edm lh\u016ft\u00e1m m\u016f\u017ee b\u00fdt asistence velmi \u0161ikovn\u00fdm pomocn\u00edkem, a to zvl\u00e1\u0161\u0165 v akutn\u00ed situaci.\u00a0<\/p>\n\n\n\n

\"asistence<\/figure>\n\n\n\n

Kdy s asistenc\u00ed nepo\u010d\u00edtat? <\/h2>\n\n\n\n

Asisten\u010dn\u00ed slu\u017eby k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed z podstaty nemohou nahradit standardn\u00ed l\u00e9ka\u0159skou p\u00e9\u010di <\/strong>nebo dokonce z\u00e1chrannou zdravotnickou slu\u017ebu<\/strong>. Krom\u011b toho ale poji\u0161\u0165ovna tak\u00e9 poskytnut\u00ed asisten\u010dn\u00edch slu\u017eeb podmi\u0148uje nap\u0159\u00edklad dolo\u017een\u00edm l\u00e9ka\u0159sk\u00fdch zpr\u00e1v prokazuj\u00edc\u00ed nemo\u017enost obstarat si sv\u00e9 ka\u017edodenn\u00ed \u010dinnosti s\u00e1m. Zkr\u00e1tka se s asistenc\u00ed ned\u00e1 po\u010d\u00edtat, kdy\u017e se v\u00e1m nechce na n\u00e1kup kv\u016fli ang\u00edn\u011b. <\/p>\n\n\n\n

Jak si pojistit asistenci k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed?<\/h2>\n\n\n\n

Asisten\u010dn\u00ed slu\u017eby b\u00fdvaj\u00ed standardn\u011b automaticky zahrnut\u00e9 <\/strong>v poji\u0161t\u011bn\u00fdch rizic\u00edch a nemus\u00edte si je p\u0159ipoji\u0161\u0165ovat zvl\u00e1\u0161\u0165. Dobr\u00e9 je tak\u00e9 v\u011bd\u011bt, \u017ee zpravidla se objem slu\u017eeb<\/strong> poskytovan\u00fdch v r\u00e1mci asistence stanovuje na z\u00e1klad\u011b v\u00fd\u0161e pojistn\u00e9ho<\/strong>, tak\u017ee se nebojte sjednat si robustn\u011bj\u0161\u00ed pojistku pokr\u00fdvaj\u00edc\u00ed v\u0161echna d\u016fle\u017eit\u00e1 rizika – \u010d\u00edm lep\u0161\u00ed pojistn\u00e1 ochrana, t\u00edm lep\u0161\u00ed asistence. Pamatujte ale na to, \u017ee ka\u017ed\u00e1 poji\u0161\u0165ovna nastavuje asisten\u010dn\u00ed slu\u017eby jinak<\/strong>. N\u011bkter\u00e9 z nich asisten\u010dn\u00ed slu\u017eby nab\u00edz\u00ed v pln\u00e9m rozsahu, n\u011bkter\u00e9 zase velmi omezen\u011b a\u017e v\u016fbec. <\/p>\n\n\n\n

A kde tu nejlep\u0161\u00ed asistenci k va\u0161emu \u017eivotku hledat? Sta\u010d\u00ed si srovnat nab\u00eddky \u017eivotn\u00edho poji\u0161t\u011bn\u00ed<\/a> od cel\u00e9 \u0159ady poji\u0161\u0165oven na RIXO.cz. Sta\u010d\u00ed v\u00e1m k tomu jen zadat p\u00e1r d\u016fle\u017eit\u00fdch \u00fadaj\u016f do dotazn\u00edku, podle kter\u00fdch v\u00e1m b\u011bhem minutky online najdeme ty nejlep\u0161\u00ed nab\u00eddky<\/strong> na m\u00edru pro v\u00e1s. Jdeme na to?\u00a0<\/p>\n\n\n\n

\n
Srovnat \u017eivotn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

\u017divotn\u00ed poji\u0161t\u011bn\u00ed je nej\u010dast\u011bji spojov\u00e1no s finan\u010dn\u00edm zaji\u0161t\u011bn\u00edm rodiny v p\u0159\u00edpad\u011b \u00farazu a nemoci. Krom\u011b pen\u011b\u017en\u00ed v\u00fdpomoci ale tak\u00e9 m\u016f\u017eete ocenit, kdy\u017e v\u00e1m n\u011bkdo pom\u016f\u017ee s n\u00e1kupem, ven\u010den\u00edm psa nebo zaji\u0161t\u011bn\u00edm l\u00e9ka\u0159e. Pom\u016f\u017ee rodina, nebo t\u0159eba asistence k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":2658,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,8],"tags":[30],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2655"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2655"}],"version-history":[{"count":6,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2655\/revisions"}],"predecessor-version":[{"id":2684,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2655\/revisions\/2684"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2658"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}