{"id":2827,"date":"2024-12-19T18:20:56","date_gmt":"2024-12-19T17:20:56","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=2827"},"modified":"2024-12-19T18:20:58","modified_gmt":"2024-12-19T17:20:58","slug":"na-co-si-dat-pozor-pri-koupi-bytu","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/na-co-si-dat-pozor-pri-koupi-bytu\/","title":{"rendered":"Na co si d\u00e1t pozor p\u0159i koupi bytu"},"content":{"rendered":"\n

Koup\u011b bytu je jedn\u00edm z nejv\u00fdznamn\u011bj\u0161\u00edch rozhodnut\u00ed va\u0161eho \u017eivota a mo\u017en\u00e1 i tou nejv\u011bt\u0161\u00ed investic\u00ed, p\u0159i kter\u00e9 se ale d\u00e1 ud\u011blat hodn\u011b chyb. A ty v\u00e1s zpravidla tak\u00e9 vyjdou na spoustu pen\u011bz. Jak nechybovat p\u0159i v\u00fdb\u011bru a na co si d\u00e1t pozor p\u0159i koupi bytu? Ta nejd\u016fle\u017eit\u011bj\u0161\u00ed doporu\u010den\u00ed v\u00e1m zde p\u0159ehledn\u011b shrneme. <\/p>\n\n\n\n

Faktory, kter\u00e9 sledovat p\u0159i koupi bytu<\/h2>\n\n\n\n

Zal\u00edbila se v\u00e1m nab\u00eddka realitn\u00ed kancel\u00e1\u0159e, u\u017e b\u011b\u017e\u00edte vy\u0159izovat hypot\u00e9ku<\/a> a t\u011b\u0161\u00edte se na nov\u00e9 (a hlavn\u011b vlastn\u00ed) bydlen\u00ed? Ne tak rychle. Nejd\u0159\u00edve si v n\u011bkolika kroc\u00edch ov\u011b\u0159te, zda se v\u00e1\u0161 vysn\u011bn\u00fd byt neprom\u011bn\u00ed v no\u010dn\u00ed m\u016fru. <\/p>\n\n\n\n

Technick\u00fd stav nemovitosti<\/h3>\n\n\n\n

Z kr\u00e1sn\u011b naaran\u017eovan\u00fdch fotek bytu<\/strong> na inzertn\u00edm serveru nepozn\u00e1te tak\u0159ka nic. U byt\u016f jak\u00e9hokoliv st\u00e1\u0159\u00ed je proto pot\u0159eba se detailn\u011b a osobn\u011b sezn\u00e1mit se stavem<\/strong> bytu v\u010detn\u011b toho, co pouh\u00fdm okem neuvid\u00edte. Zam\u011b\u0159te se na stav rozvod\u016f vody, elekt\u0159iny \u010di plynu<\/strong>, stejn\u011b jako na okna, podlahy, zdi nebo izolaci<\/strong>. Nez\u016fst\u00e1vejte tak\u00e9 jen u samotn\u00e9ho bytu – zkontrolujte, jak je na tom samotn\u00fd d\u016fm, spole\u010dn\u00e9 prostory, sklep nebo t\u0159eba gar\u00e1\u017e<\/strong>. <\/p>\n\n\n\n

Ne\u010dekan\u00e9 v\u00fddaje na opravy bytu, kter\u00fd nen\u00ed v nejlep\u0161\u00ed kondici, v\u00e1s mohou pron\u00e1sledovat i roky po nast\u011bhov\u00e1n\u00ed. Nap\u0159\u00edklad pokud vinou neodhalen\u00e9ho havarijn\u00edho nebo zanedban\u00e9ho stavu rozvod\u016f<\/strong> dojde ke \u0161kod\u011b na va\u0161\u00ed dom\u00e1cnosti nebo bytu va\u0161eho souseda, ani to nejlep\u0161\u00ed poji\u0161t\u011bn\u00ed majetku<\/strong><\/a> v\u00e1m nemus\u00ed pomoci. <\/p>\n\n\n\n

Celkov\u00e9 n\u00e1klady<\/h3>\n\n\n\n

Aktu\u00e1ln\u011b se mo\u017en\u00e1 zam\u011b\u0159ujete p\u0159edev\u0161\u00edm na po\u010d\u00edt\u00e1n\u00ed v\u00fddaj\u016f spojen\u00fdch se samotnou koup\u00ed bytu, ale t\u00edm je\u0161t\u011b nic nekon\u010d\u00ed. A\u017e se stanete vlastn\u00edkem bytu (p\u0159\u00edpadn\u011b dru\u017estevn\u00edkem), budete se muset vypo\u0159\u00e1dat nejen s n\u00e1klady na mo\u017en\u00e9 opravy a \u00fapravy bytu<\/strong>, ale tak\u00e9 se budete pod\u00edlet na financov\u00e1n\u00ed r\u016fzn\u00fdch oprav stavby<\/strong>, a\u0165 u\u017e pl\u00e1novan\u00fdch \u010di akutn\u00edch<\/strong>. I s t\u00edm je dobr\u00e9 se dop\u0159edu sezn\u00e1mit! Pozornost v\u011bnujte i energetick\u00e9 n\u00e1ro\u010dnosti budovy<\/strong> – zaj\u00edmejte se, jak\u00e9 n\u00e1klady na energie m\u00e1 st\u00e1vaj\u00edc\u00ed majitel, abyste po zim\u011b nebyli p\u0159ekvapen\u00ed z nedoplatku na energi\u00edch<\/a>. <\/p>\n\n\n\n

Pr\u00e1vn\u00ed stav nemovitosti<\/h3>\n\n\n\n

Pap\u00edrov\u00e1n\u00ed spojen\u00e9 s koup\u00ed nemovitost\u00ed bav\u00ed m\u00e1lokoho, ale pr\u00e1v\u011b zde m\u016f\u017ee doj\u00edt k t\u011bm nejv\u011bt\u0161\u00edm omyl\u016fm. Mo\u017en\u00e1 v\u00e1s l\u00e1k\u00e1 u\u0161et\u0159it za slu\u017eby advok\u00e1ta<\/strong> a vrhnout se do sepisov\u00e1n\u00ed smluv podle vzor\u016f z internetu, ale v\u011bzte, \u017ee p\u00e1r<\/strong> uspo\u0159en\u00fdch tis\u00edcovek za zbyte\u010dnou chybu<\/strong> p\u0159i mnohamilionov\u00e9 transakci nestoj\u00ed. <\/p>\n\n\n\n

Co m\u016f\u017ee b\u00fdt p\u0159i koupi bytu stopkou? Ty nejz\u00e1sadn\u011bj\u0161\u00ed informace v\u00e1m odhal\u00ed katastr nemovitost\u00ed<\/strong>, respektive dokument zvan\u00fd \u201clist vlastnictv\u00ed\u201d. Ov\u011b\u0159te si, \u017ee nemovitost nen\u00ed zat\u00ed\u017eena z\u00e1stavn\u00edm pr\u00e1vem banky \u010di jin\u00e9ho v\u011b\u0159itele<\/strong>, v\u011bcn\u00fdmi b\u0159emeny<\/strong> a dal\u0161\u00edmi omezen\u00edmi vlastnick\u00e9ho pr\u00e1va<\/strong>. A samoz\u0159ejm\u011b si zde m\u016f\u017eete zkontrolovat, \u017ee prod\u00e1vaj\u00edc\u00ed je opravdu vlastn\u00edkem<\/strong>, kter\u00fd s nemovitost\u00ed m\u016f\u017ee voln\u011b nakl\u00e1dat.   <\/p>\n\n\n\n

Okol\u00ed bytu<\/h3>\n\n\n\n

Mo\u017en\u00e1 je dostupnost ve\u0159ejn\u00e9 dopravy, obchod\u016f nebo sportovi\u0161\u0165<\/strong> jednou z prvn\u00edch v\u011bc\u00ed, kter\u00e9 p\u0159i v\u00fdb\u011bru bytu berete v potaz. Vyplat\u00ed se ale v\u011bnovat trochu \u010dasu hlub\u0161\u00edmu pozn\u00e1n\u00ed m\u00edsta, v n\u011bm\u017e budete tr\u00e1vit podstatnou \u010d\u00e1st va\u0161eho ve\u0161ker\u00e9ho \u010dasu. Informujte se nejen u majitele, ale vyhled\u00e1vejte informace o \u017eivot\u011b v m\u00edst\u011b i sami. <\/p>\n\n\n\n

Nepl\u00e1nuj\u00ed se v lokalit\u011b n\u011bjak\u00e9 v\u00fdznamn\u011bj\u0161\u00ed stavebn\u00ed \u010dinnosti<\/strong>? Nebude v\u00e1m vadit ruch p\u0159ilehl\u00e9 silnice nebo \u0161koly pod okny? Nebudete po p\u00e1r t\u00fddnech otr\u00e1ven\u00ed z v\u00fdhledu do oken sousedn\u00edho panel\u00e1ku? Zva\u017ete ve\u0161ker\u00e1 pro a proti vybran\u00e9ho bytu<\/strong>, a\u0165 se va\u0161e budouc\u00ed realita maxim\u00e1ln\u011b p\u0159ibl\u00ed\u017e\u00ed va\u0161im sou\u010dasn\u00fdm p\u0159edstav\u00e1m. Okol\u00ed bytu a jeho pl\u00e1novan\u00fd rozvoj nav\u00edc m\u016f\u017ee m\u00edt v\u00fdrazn\u00fd vliv na hodnotu nemovitosti<\/strong> v budoucnu.\u00a0<\/p>\n\n\n\n

\"na<\/figure>\n\n\n\n

Smlouvy a v\u0161e kolem<\/h3>\n\n\n\n

Ob\u00e1v\u00e1te se toho, \u017ee kdy\u017e se ihned nezav\u00e1\u017eete ke koupi, n\u011bkdo jin\u00fd v\u00e1m byt vyfoukne? Nepodepisujte nic za podm\u00ednek, se kter\u00fdmi nejste spokojeni a rad\u011bji dojd\u011bte s prod\u00e1vaj\u00edc\u00edm ke kompromisu. Na co si d\u00e1t pozor? <\/p>\n\n\n\n

V z\u00e1vazn\u00e9 rezerva\u010dn\u00ed smlouv\u011b<\/strong> v\u00e1s m\u016f\u017ee p\u0159ekvapit ustanoven\u00ed o rezerva\u010dn\u00ed lh\u016ft\u011b v d\u00e9lce nap\u0159. 1 m\u011bs\u00edce, kter\u00e1 nemus\u00ed b\u00fdt dostate\u010dn\u00e1, pokud teprve vy\u0159izujete hypot\u00e9ku. Mohlo by se tak st\u00e1t, \u017ee kv\u016fli zbr\u017ed\u011bn\u00ed schvalov\u00e1n\u00ed hypot\u00e9ky v bance term\u00edn koup\u011b nestihnete a budete muset platit smluvn\u00ed pokutu<\/strong>. Proto se v\u017edy doporu\u010duje domluvit si del\u0161\u00ed rezerva\u010dn\u00ed lh\u016ftu, a to alespo\u0148 v d\u00e9lce 3 m\u011bs\u00edc\u016f. <\/p>\n\n\n\n

Rezerva\u010dn\u00ed smlouva tak\u00e9 ur\u010duje z\u00e1kladn\u00ed podm\u00ednky, kter\u00fdmi se bude \u0159\u00eddit n\u00e1sledn\u00e1 kupn\u00ed smlouva. V\u0161echny z\u00e1sadn\u00ed parametry<\/strong>, jako je ur\u010den\u00ed nemovitosti, ceny a dal\u0161\u00ed n\u00e1le\u017eitosti si proto p\u0159esn\u011b stanovte ji\u017e v rezerva\u010dn\u00ed smlouv\u011b<\/strong>, abyste z koup\u011b nemuseli couvat, kdy\u017e dojde na \u201costr\u00fd podpis\u201d. <\/p>\n\n\n\n

Podpis jak\u00e9hokoliv dokumentu, a\u0165 u\u017e jde o rezerva\u010dn\u00ed nebo kupn\u00ed smlouvu, si v\u017edy dob\u0159e p\u0159e\u010dt\u011bte<\/strong>, vyjasn\u011bte si ve\u0161ker\u00e9 nejasnosti<\/strong> a nechte si v\u0161e p\u0159ed podpisem zkontrolovat pr\u00e1vn\u00edkem<\/strong> – mo\u017en\u00e1 odhal\u00ed nen\u00e1padn\u00e9 kli\u010dky nebo slep\u00e1 m\u00edsta, kde by mohl vyvstat ne\u010dekan\u00fd probl\u00e9m. <\/p>\n\n\n\n

Jste si jist\u00ed, \u017ee m\u00e1te dob\u0159e vybr\u00e1no a \u0159e\u0161\u00edte u\u017e jen mo\u017enosti financov\u00e1n\u00ed<\/strong>? Najd\u011bte nejv\u00fdhodn\u011bj\u0161\u00ed hypot\u00e9ku<\/strong><\/a> v nez\u00e1vazn\u00e9m a bezplatn\u00e9m srovn\u00e1n\u00ed na RIXO.cz. Sta\u010d\u00ed zadat n\u011bkolik z\u00e1kladn\u00edch \u00fadaj\u016f a my v\u00e1m do minuty uk\u00e1\u017eeme p\u0159ehled aktu\u00e1ln\u00edch nab\u00eddek renomovan\u00fdch bank. <\/p>\n\n\n\n

\n
Srovnat nab\u00eddky hypot\u00e9k<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Koup\u011b bytu je jedn\u00edm z nejv\u00fdznamn\u011bj\u0161\u00edch rozhodnut\u00ed va\u0161eho \u017eivota a mo\u017en\u00e1 i tou nejv\u011bt\u0161\u00ed investic\u00ed, p\u0159i kter\u00e9 se ale d\u00e1 ud\u011blat hodn\u011b chyb. A ty v\u00e1s zpravidla tak\u00e9 vyjdou na spoustu pen\u011bz. Jak nechybovat p\u0159i v\u00fdb\u011bru a na co si d\u00e1t pozor p\u0159i koupi bytu? Ta nejd\u016fle\u017eit\u011bj\u0161\u00ed doporu\u010den\u00ed v\u00e1m zde p\u0159ehledn\u011b shrneme.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":2828,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[14,15,9],"tags":[52],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2827"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=2827"}],"version-history":[{"count":1,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2827\/revisions"}],"predecessor-version":[{"id":2830,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/2827\/revisions\/2830"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/2828"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=2827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=2827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=2827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}