{"id":3293,"date":"2025-05-22T10:05:33","date_gmt":"2025-05-22T08:05:33","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=3293"},"modified":"2025-05-22T10:05:36","modified_gmt":"2025-05-22T08:05:36","slug":"cestovni-pojisteni-v-tehotenstvi","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/cestovni-pojisteni-v-tehotenstvi\/","title":{"rendered":"Cestovn\u00ed poji\u0161t\u011bn\u00ed v t\u011bhotenstv\u00ed: Pojist\u011bte se bez omezen\u00ed a\u017e do 7. m\u011bs\u00edce"},"content":{"rendered":"\n

P\u0159ed p\u0159\u00edchodem vytou\u017een\u00e9ho miminka na sv\u011bt je pot\u0159eba \u0161et\u0159it s\u00edly a odpo\u010dinout si, ne\u017e se naplno rozb\u011bhne koloto\u010d rodi\u010dovsk\u00fdch starost\u00ed. T\u0159eba na dovolen\u00e9 v zahrani\u010d\u00ed. V t\u011bhotenstv\u00ed je ale nutn\u00e9 d\u00e1vat v\u011bt\u0161\u00ed pozor nejen na sebe, ale tak\u00e9 na v\u00fdb\u011br cestovn\u00edho poji\u0161t\u011bn\u00ed. Co sledovat, kdy\u017e vyb\u00edr\u00e1te cestovn\u00ed poji\u0161t\u011bn\u00ed v t\u011bhotenstv\u00ed?<\/p>\n\n\n\n

Cestov\u00e1n\u00ed v t\u011bhotenstv\u00ed<\/h2>\n\n\n\n

T\u011bhotenstv\u00ed nen\u00ed nemoc a obecn\u011b je tak mo\u017en\u00e9 \u0159\u00edct, \u017ee pokud se na cestu c\u00edt\u00edte, s klidem m\u016f\u017eete vyrazit. Aby v\u00e1s ale v cizin\u011b nezasko\u010dily n\u00e1hl\u00e9 komplikace, vyplat\u00ed se o vhodnosti cesty poradit<\/strong> s va\u0161\u00edm o\u0161et\u0159uj\u00edc\u00edm l\u00e9ka\u0159em<\/strong>. Nejlep\u0161\u00ed \u010das na cestov\u00e1n\u00ed je obecn\u011b v druh\u00e9m trimestru t\u011bhotenstv\u00ed<\/strong>, ale univerz\u00e1ln\u00ed doporu\u010den\u00ed nehledejte. V pr\u016fb\u011bhu se toti\u017e m\u016f\u017ee objevit \u0159ada varovn\u00fdch sign\u00e1l\u016f, kter\u00e9 budou hovo\u0159it sp\u00ed\u0161e pro klidov\u00fd re\u017eim ne\u017e v\u00fdlety do zahrani\u010d\u00ed. <\/p>\n\n\n\n

Rizika m\u016f\u017ee p\u0159in\u00e9st i v\u00fdb\u011br destinace<\/strong> – exotick\u00e9 zem\u011b nemus\u00ed b\u00fdt nejvhodn\u011bj\u0161\u00ed volbou nap\u0159\u00edklad kv\u016fli riziku n\u00e1kazy tamn\u00edmi nemocemi, kter\u00e9 mohou ohrozit jak matku, tak d\u00edt\u011b. Proti n\u011bkter\u00fdm z infek\u010dn\u00edch nemoc\u00ed se nav\u00edc v pr\u016fb\u011bhu t\u011bhotenstv\u00ed neo\u010dkuje, tud\u00ed\u017e se vyplat\u00ed pozn\u00e1v\u00e1n\u00ed Thajska nebo Zanzibaru odlo\u017eit.<\/p>\n\n\n\n

\u017deny ve vy\u0161\u0161\u00edm stupni t\u011bhotenstv\u00ed u\u017e na cestov\u00e1n\u00ed letadlem nemus\u00ed m\u00edt zrovna my\u0161lenky, ale i v p\u0159\u00edpad\u011b, \u017ee v\u00e1m je skv\u011ble, mohou v\u00e1s nep\u0159\u00edjemn\u011b p\u0159ekvapit podm\u00ednky aerolinek. Mnoho leteck\u00fdch p\u0159epravc\u016f po v\u00e1s bude u\u017e ve 28. t\u00fddnu t\u011bhotenstv\u00ed <\/strong>cht\u00edt dolo\u017eit l\u00e9ka\u0159skou zpr\u00e1vu<\/strong>, kter\u00e1 potvrzuje va\u0161i zdravotn\u00ed zp\u016fsobilost k letu. Pokud zpr\u00e1vu t\u011bhotn\u00e1 cestuj\u00edc\u00ed nedolo\u017e\u00ed, aerolinka m\u016f\u017ee nekompromisn\u011b n\u00e1stup na palubu zam\u00edtnout<\/strong>.<\/p>\n\n\n\n

Cestovn\u00ed poji\u0161t\u011bn\u00ed pro t\u011bhotn\u00e9: \u010c\u00edm se li\u0161\u00ed?<\/h2>\n\n\n\n

Cestov\u00e1n\u00ed v po\u017eehnan\u00e9m stavu nen\u00ed ni\u010d\u00edm zvl\u00e1\u0161tn\u00edm a zcela bez probl\u00e9mu si sjedn\u00e1te jak\u00e9koliv cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a> – tedy alespo\u0148 do okam\u017eiku, kdy zah\u00e1j\u00edte 26. t\u00fdden t\u011bhotenstv\u00ed<\/strong>. Poji\u0161\u0165ovny b\u011b\u017en\u011b od t\u00e9to chv\u00edle uplat\u0148uj\u00ed r\u016fzn\u00e1 omezen\u00ed a v\u00fdluky <\/strong>z poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh na ve\u0161ker\u00e9 zdravotn\u00ed komplikace souvisej\u00edc\u00ed s t\u011bhotenstv\u00edm. Najdete ale i hrstku poji\u0161\u0165oven, kter\u00e9 bez probl\u00e9m\u016f a v\u00fdluk pojist\u00ed i t\u011bhotn\u00e9 do 30. a\u017e 32. t\u00fddne<\/strong>. <\/p>\n\n\n\n

Pamatujte, \u017ee ve\u0161ker\u00e1 omezen\u00ed se t\u00fdkaj\u00ed pouze t\u011bhotenstv\u00ed<\/strong>, p\u0159\u00edpadn\u00e9ho porodu a souvisej\u00edc\u00edch obt\u00ed\u017e\u00ed<\/strong> – v\u0161e ostatn\u00ed (tedy \u00farazy i nemoci) cestovn\u00ed poji\u0161t\u011bn\u00ed po 26. t\u00fddnu t\u011bhotenstv\u00ed kryje standardn\u011b. Pokud si tedy nap\u0159\u00edklad v zahrani\u010d\u00ed vymknete kotn\u00edk a budete pot\u0159ebovat zajistit a uhradit l\u00e9ka\u0159sk\u00e9 o\u0161et\u0159en\u00ed, nenech\u00e1 v\u00e1s poji\u0161\u0165ovna na holi\u010dk\u00e1ch ani ve chv\u00edli, kdy m\u00e1te t\u011bsn\u011b p\u0159ed term\u00ednem porodu. <\/p>\n\n\n\n

Co cestovn\u00ed poji\u0161t\u011bn\u00ed po 26. t\u00fddnu t\u011bhotenstv\u00ed nekryje? <\/h2>\n\n\n\n

Pokud si sjedn\u00e1te cestovn\u00ed poji\u0161t\u011bn\u00ed s v\u00fdlukami na t\u011bhotenstv\u00ed, poji\u0161\u0165ovna nebude kr\u00fdt jak preventivn\u00ed, tak ani akutn\u00ed o\u0161et\u0159en\u00ed a z\u00e1kroky<\/strong>. Spadat sem m\u016f\u017ee vy\u0161et\u0159en\u00ed ultrazvukem, kontrola v\u00fdvoje plodu, l\u00e9\u010dba komplikac\u00ed rizikov\u00e9ho t\u011bhotenstv\u00ed nebo samotn\u00fd porod a n\u00e1sledn\u00e1 neonatologick\u00e1 p\u00e9\u010de. <\/p>\n\n\n\n

Co kdy\u017e budete n\u00e1hodou gynekologa nebo rovnou porodn\u00edka v zahrani\u010d\u00ed pot\u0159ebovat? Vzhledem k tomu, \u017ee i o\u0161et\u0159en\u00ed ban\u00e1ln\u00edch zlomenin m\u016f\u017ee v zahrani\u010d\u00ed st\u00e1t desetitis\u00edce korun, komplikovan\u011bj\u0161\u00ed l\u00e9\u010dba, hospitalizace nebo dokonce opera\u010dn\u00ed z\u00e1krok m\u016f\u017ee vyj\u00edt na \u010d\u00e1stku v \u0159\u00e1du statis\u00edc\u016f, kter\u00e9 pak zkr\u00e1tka mus\u00edte zaplatit z vlastn\u00ed kapsy. V EU<\/strong> v\u00e1m nicm\u00e9n\u011b m\u016f\u017ee je\u0161t\u011b pomoci karti\u010dka poji\u0161t\u011bnce (EHIC)<\/strong>, kter\u00e1 v\u00e1m zaji\u0161\u0165uje p\u0159\u00edstup k l\u00e9ka\u0159sk\u00e9 p\u00e9\u010di stejn\u00e9ho standardu a ceny, kterou vyu\u017e\u00edvaj\u00ed ob\u010dan\u00e9 onoho konkr\u00e9tn\u00edho st\u00e1tu. Pokud tedy m\u00edstn\u00ed plat\u00ed za ur\u010dit\u00e9 o\u0161et\u0159en\u00ed spolu\u00fa\u010dast 30 procent z celkov\u00e9 \u00fahrady a zbytek je kryt\u00fd ve\u0159ejn\u00fdm zdravotn\u00edm poji\u0161t\u011bn\u00edm, i vy jako cizinci zaplat\u00edte stejnou \u010d\u00e1stku.<\/p>\n\n\n\n

\"cestovn\u00ed<\/figure>\n\n\n\n

Poji\u0161t\u011bn\u00ed storna z\u00e1jezdu a t\u011bhotenstv\u00ed<\/h2>\n\n\n\n

\u0158\u00edk\u00e1te si, \u017ee objedn\u00e1te dovolenou s poji\u0161t\u011bn\u00edm storna cesty <\/strong>a kdyby se n\u00e1hodou n\u011bjak\u00e9 t\u011bhotensk\u00e9 komplikace objevily, jednodu\u0161e z\u00e1jezd zru\u0161\u00edte<\/strong>? I tady naraz\u00edte v posledn\u00edm trimestru na p\u0159ek\u00e1\u017eku. <\/p>\n\n\n\n

Zru\u0161en\u00ed cesty kv\u016fli rizikov\u00e9mu t\u011bhotenstv\u00ed<\/strong> nebo jin\u00fdm komplikac\u00edm v t\u011bhotenstv\u00ed po 26. t\u00fddnu<\/strong> m\u016f\u017ee b\u00fdt v pojistn\u00fdch podm\u00ednk\u00e1ch vylou\u010deno<\/strong>. St\u00e1le zde nicm\u00e9n\u011b plat\u00ed, \u017ee pokud nem\u016f\u017eete odcestovat kv\u016fli n\u011b\u010demu jin\u00e9mu (nap\u0159\u00edklad kv\u016fli v\u00e1\u017en\u00e9 akutn\u00ed nemoci, \u00farazu, \u00famrt\u00ed bl\u00edzk\u00e9 osoby nebo z jin\u00e9ho z\u00e1va\u017en\u00e9ho d\u016fvodu), poji\u0161\u0165ovna vznikl\u00e9 storno poplatky pokryje.  <\/p>\n\n\n\n

U\u017e za\u010d\u00edn\u00e1te pl\u00e1novat dovolenou jako \u201cdva v jednom\u201d? Najd\u011bte to nejlep\u0161\u00ed cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a>, kter\u00e9 ochr\u00e1n\u00ed v\u00e1s i va\u0161e miminko ve srovn\u00e1n\u00ed na RIXO.cz. Nenechte nic n\u00e1hod\u011b a rovnou si porovnejte nab\u00eddky od ov\u011b\u0159en\u00fdch poji\u0161\u0165oven – za minutu m\u00e1te hotovo!\u00a0<\/p>\n\n\n\n

\n
\n
Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

P\u0159ed p\u0159\u00edchodem vytou\u017een\u00e9ho miminka na sv\u011bt je pot\u0159eba \u0161et\u0159it s\u00edly a odpo\u010dinout si, ne\u017e se naplno rozb\u011bhne koloto\u010d rodi\u010dovsk\u00fdch starost\u00ed. T\u0159eba na dovolen\u00e9 v zahrani\u010d\u00ed. V t\u011bhotenstv\u00ed je ale nutn\u00e9 d\u00e1vat v\u011bt\u0161\u00ed pozor nejen na sebe, ale tak\u00e9 na v\u00fdb\u011br cestovn\u00edho poji\u0161t\u011bn\u00ed. Co sledovat, kdy\u017e vyb\u00edr\u00e1te cestovn\u00ed poji\u0161t\u011bn\u00ed v t\u011bhotenstv\u00ed?<\/p>\n","protected":false},"author":11,"featured_media":3295,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,10],"tags":[23],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3293"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=3293"}],"version-history":[{"count":3,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3293\/revisions"}],"predecessor-version":[{"id":3306,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3293\/revisions\/3306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/3295"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=3293"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=3293"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=3293"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}