{"id":3579,"date":"2025-09-09T10:32:47","date_gmt":"2025-09-09T08:32:47","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=3579"},"modified":"2025-09-09T10:32:50","modified_gmt":"2025-09-09T08:32:50","slug":"alkohol-na-dovolene-cestovni-pojisteni","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/alkohol-na-dovolene-cestovni-pojisteni\/","title":{"rendered":"Alkohol na dovolen\u00e9 a cestovn\u00ed poji\u0161t\u011bn\u00ed: Co v\u011bd\u011bt, ne\u017e si d\u00e1te drink na pl\u00e1\u017ei?"},"content":{"rendered":"\n<p>B\u011b\u017en\u011b mo\u017en\u00e1 nem\u00e1te ka\u017ed\u00fd den chu\u0165 na pivo, v\u00edno nebo m\u00edchan\u00fd drink, na dovolen\u00e9 si ale dop\u0159ejete v\u0161e, co si doma odp\u00edr\u00e1te. Alkohol na dovolen\u00e9 m\u00e1lokdo vynech\u00e1 a nedat si ouzo v \u0158ecku, prosecco v It\u00e1lii nebo sangriu ve \u0160pan\u011blsku je t\u00e9m\u011b\u0159 h\u0159\u00edch. M\u016f\u017eete se i po p\u00e1r sklenk\u00e1ch bez obav spolehnout na sv\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed? V\u0161e se dozv\u00edte v na\u0161em \u010dl\u00e1nku.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#alkohol-a-cestovni-pojisteni-co-vedet\">Alkohol a cestovn\u00ed poji\u0161t\u011bn\u00ed: Co v\u011bd\u011bt?<\/a><\/li><li class=\"\"><a href=\"#kdy-vam-skodu-pojistovna-nezaplati\">Kdy v\u00e1m \u0161kodu poji\u0161\u0165ovna nezaplat\u00ed?<\/a><\/li><li class=\"\"><a href=\"#jak-si-alkohol-na-dovolene-muzete-pripojistit\">Jak si alkohol na dovolen\u00e9 m\u016f\u017eete p\u0159ipojistit?<\/a><\/li><li class=\"\"><a href=\"#muzete-ridit-kdyz-si-date-alkohol-na-dovolene\">M\u016f\u017eete \u0159\u00eddit, kdy\u017e si d\u00e1te alkohol na dovolen\u00e9?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p>Konzumaci alkoholu v\u00e1m v z\u00e1jmu va\u0161eho vlastn\u00edho zdrav\u00ed samoz\u0159ejm\u011b nikdo nedoporu\u010d\u00ed, a to zvl\u00e1\u0161\u0165 <strong>p\u0159i pobytu na slunci<\/strong> &#8211; zvy\u0161uje se toti\u017e riziko dehydratace a zv\u00fd\u0161en\u00e9 z\u00e1t\u011b\u017ee pro organismus. S alkoholem se nemus\u00edte zcela rozlou\u010dit, m\u011bjte ale na pam\u011bti souvisej\u00edc\u00ed nebezpe\u010d\u00ed a tak\u00e9 pravidla sv\u00e9ho <a href=\"https:\/\/www.rixo.cz\/cestovni-pojisteni\/\">cestovn\u00edho poji\u0161t\u011bn\u00ed<\/a>. Pr\u00e1v\u011b \u00farazy nebo t\u0159eba zp\u016fsoben\u00ed \u0161kody po pit\u00ed alkoholu pat\u0159\u00ed k nej\u010dast\u011bj\u0161\u00edm \u201epastem\u201c, na kter\u00e9 \u010ce\u0161i v r\u00e1mci cestovn\u00edho poji\u0161t\u011bn\u00ed nar\u00e1\u017eej\u00ed.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"alkohol-a-cestovni-pojisteni-co-vedet\">Alkohol a cestovn\u00ed poji\u0161t\u011bn\u00ed: Co v\u011bd\u011bt?<\/h2>\n\n\n\n<p>Poji\u0161\u0165ovny tak\u0159ka u ve\u0161ker\u00fdch poji\u0161t\u011bn\u00ed v\u010detn\u011b <a href=\"https:\/\/www.rixo.cz\/pojisteni-vozidel\/\">poji\u0161t\u011bn\u00ed vozidel<\/a>, <a href=\"https:\/\/www.rixo.cz\/pojisteni-nemovitosti\/\">poji\u0161t\u011bn\u00ed majetku a odpov\u011bdnosti<\/a> nebo <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">\u017eivotn\u00edho a \u00farazov\u00e9ho poji\u0161t\u011bn\u00ed<\/a>, vylu\u010duj\u00ed pln\u011bn\u00ed u ud\u00e1lost\u00ed nastal\u00fdch po po\u017eit\u00ed alkoholu. A ani <strong>cestovn\u00ed poji\u0161t\u011bn\u00ed <\/strong>nen\u00ed v\u00fdjimkou. \u0160kodu, kter\u00e1 vznikla v souvislosti s <strong>po\u017eit\u00edm alkoholu <\/strong>nebo jin\u00fdch <strong>omamn\u00fdch, toxick\u00fdch a psychotropn\u00edch l\u00e1tek<\/strong> i n\u00e1sledky jejich u\u017e\u00edv\u00e1n\u00ed, poji\u0161\u0165ovny v drtiv\u00e9 v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f <strong>nezaplat\u00ed<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Alkohol na dovolen\u00e9 m\u016f\u017ee b\u00fdt jen jednou z p\u0159ek\u00e1\u017eek pln\u011bn\u00ed v cestovn\u00edm poji\u0161t\u011bn\u00ed. Podobn\u011b se z pln\u011bn\u00ed vylu\u010duje nap\u0159\u00edklad <strong>\u0161koda vznikl\u00e1 \u00famysln\u011b<\/strong> nebo <strong>trestn\u00fdm \u010dinem<\/strong>. D\u00e1le m\u016f\u017ee j\u00edt o \u0161kodu <strong>vzniklou poru\u0161en\u00edm bezpe\u010dnostn\u00edch a jin\u00fdch p\u0159edpis\u016f<\/strong>, p\u0159\u00edpadn\u011b tak\u00e9 v souvislosti s <strong>du\u0161evn\u00ed poruchou. <\/strong>Poji\u0161\u0165ovna v\u00e1m tak\u00e9 neuhrad\u00ed jak\u00e9koliv \u0161kody nastal\u00e9 v <strong>oblasti<\/strong>, kam <a href=\"https:\/\/mzv.gov.cz\/jnp\/cz\/cestujeme\/aktualni_doporuceni_a_varovani\/index.html\" data-type=\"link\" data-id=\"https:\/\/mzv.gov.cz\/jnp\/cz\/cestujeme\/aktualni_doporuceni_a_varovani\/index.html\" target=\"_blank\" rel=\"noopener\">Ministerstvo zahrani\u010dn\u00edch v\u011bc\u00ed \u010cR <strong>nedoporu\u010duje cestovat<\/strong><\/a><strong> <\/strong>a varuje p\u0159ed nebezpe\u010d\u00edm, a to nap\u0159\u00edklad z d\u016fvodu nestabiln\u00ed bezpe\u010dnostn\u00ed situace nebo \u017eiveln\u00edch katastrof.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"kdy-vam-skodu-pojistovna-nezaplati\">Kdy v\u00e1m \u0161kodu poji\u0161\u0165ovna nezaplat\u00ed?<\/h2>\n\n\n\n<p>Co o\u010dek\u00e1vat, kdy\u017e se na dovolen\u00e9 napijete alkoholick\u00e9ho n\u00e1poje a n\u011bco se v\u00e1m stane? Pokud si d\u00e1te v pl\u00e1\u017eov\u00e9m baru cuba libre a pot\u00e9 si p\u016fjdete zaplavat do mo\u0159e, kde v\u00e1s poran\u00ed med\u00faza, nemus\u00edte se o odm\u00edtnut\u00ed \u00fahrady o\u0161et\u0159en\u00ed b\u00e1t. Ov\u0161em p\u0159i \u00farazu po p\u00e1du z hotelov\u00fdch schod\u016f pod vlivem alkoholu u\u017e v\u00e1m poji\u0161\u0165ovna <strong>kv\u016fli p\u0159\u00ed\u010dinn\u00e9 souvislosti <\/strong>mezi konzumac\u00ed alkoholu a \u00farazu nemus\u00ed nic hradit.&nbsp;<\/p>\n\n\n\n<p>Poji\u0161\u0165ovna pak m\u016f\u017ee <strong>pln\u011bn\u00ed rovnou odm\u00edtnout<\/strong>, nebo <strong>p\u0159\u00edpadn\u011b kr\u00e1tit<\/strong>. N\u011bkdy p\u0159itom sta\u010d\u00ed i mal\u00e9 mno\u017estv\u00ed \u2013 nen\u00ed rozhoduj\u00edc\u00ed, \u017ee \u0161lo o jedno pivo k ve\u010de\u0159i, ale o to, jestli p\u0159i <strong>\u00farazu \u010di nehod\u011b hr\u00e1l alkohol n\u011bjakou roli<\/strong>. Co to prakticky znamen\u00e1 pro v\u00e1s? <strong>N\u00e1klady na o\u0161et\u0159en\u00ed<\/strong> nebo jinou n\u00e1hradu \u0161kod <strong>mus\u00edte vz\u00edt na sebe<\/strong>.&nbsp;<\/p>\n\n\n\n<p>V p\u0159\u00edpad\u011b, \u017ee tr\u00e1v\u00edte dovolenou na \u00fazem\u00ed EU, v\u00e1s je\u0161t\u011b v<strong> z\u00e1kladn\u00edm rozsahu<\/strong> chr\u00e1n\u00ed va\u0161e <strong>karti\u010dka zdravotn\u00edho poji\u0161t\u011bn\u00ed<\/strong>. S n\u00ed m\u00e1te n\u00e1rok na akutn\u00ed l\u00e9ka\u0159skou p\u00e9\u010di ve stejn\u00e9m rozsahu jako m\u00edstn\u00ed ob\u010dan\u00e9. Pokud ov\u0161em m\u00edstn\u00ed plat\u00ed za n\u011bjak\u00e9 <strong>vy\u0161et\u0159en\u00ed \u010di z\u00e1krok spolu\u00fa\u010dast<\/strong>, tak\u00e9 ji mus\u00edte zaplatit.&nbsp;<\/p>\n\n\n\n<p>V cestovn\u00edm poji\u0161t\u011bn\u00ed ale nejde jen o zdravotn\u00ed pot\u00ed\u017ee. Nap\u0159\u00edklad <strong>poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kody<\/strong> v zahrani\u010d\u00ed v\u00e1s tak\u00e9 neochr\u00e1n\u00ed, pokud<strong> pod vlivem alkoholu n\u011bkoho zran\u00edte <\/strong>nebo <strong>po\u0161kod\u00edte ciz\u00ed v\u011bci<\/strong>.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2.jpg\" alt=\"alkohol na dovolen\u00e9\" class=\"wp-image-3583\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2-300x200.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2-768x512.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2-100x67.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2025\/09\/friends-beach-with-wine-grapes-1-2-675x450.jpg 675w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-si-alkohol-na-dovolene-muzete-pripojistit\">Jak si alkohol na dovolen\u00e9 m\u016f\u017eete p\u0159ipojistit?<\/h2>\n\n\n\n<p>N\u011bkter\u00e9 poji\u0161\u0165ovny zauj\u00edmaj\u00ed striktn\u00ed postoj a v r\u00e1mci hodnocen\u00ed \u0161kodn\u00edch ud\u00e1lost\u00ed nep\u0159ipou\u0161t\u011bj\u00ed absolutn\u011b \u017e\u00e1dnou konzumaci alkoholu. Jin\u00e9 naopak <strong>nab\u00edzej\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>, kter\u00e9 pokryje i<strong> n\u00e1klady za \u00farazy po konzumaci alkoholu<\/strong>. A dokonce se najdou i poji\u0161\u0165ovny, kter\u00e9 v\u00e1m <strong>p\u0159\u00edmo v z\u00e1kladn\u00edm<\/strong> cestovn\u00edm poji\u0161t\u011bn\u00ed <strong>ur\u010ditou hodnotu alkoholu v krvi toleruj\u00ed<\/strong>.&nbsp;<\/p>\n\n\n\n<p>Nap\u0159\u00edklad <strong>Direct poji\u0161\u0165ovna<\/strong> kryje u\u017e v z\u00e1kladn\u00edm cestovn\u00edm poji\u0161t\u011bn\u00ed<strong> a\u017e 0,5 \u2030 alkoholu v krvi<\/strong>. Poji\u0161\u0165ovna <strong>AXA Assistance<\/strong> pak nab\u00edz\u00ed p\u0159ipoji\u0161t\u011bn\u00ed<strong> \u201cDrink povolen\u201d<\/strong>, p\u0159i\u010dem\u017e poji\u0161t\u011bn\u00ed l\u00e9\u010debn\u00fdch v\u00fdloh v\u00e1m s t\u00edmto dopl\u0148kem plat\u00ed <strong>a\u017e do 0,8 \u2030 alkoholu v krvi<\/strong>.&nbsp;<\/p>\n\n\n\n<p>U\u017e bal\u00edte a nev\u00edte, jak\u00e9 poji\u0161t\u011bn\u00ed si vybrat? Sta\u010d\u00ed se jen mrknout na aktu\u00e1ln\u00ed nab\u00eddky <a href=\"https:\/\/www.rixo.cz\/cestovni-pojisteni\/\">cestovn\u00edho poji\u0161t\u011bn\u00ed<\/a> p\u0159esn\u011b pro va\u0161i dovolenou na RIXO.cz. B\u011bhem minutky zjist\u00edte, jak\u00e1 pojistka v\u00e1m nab\u00eddne nejlep\u0161\u00ed pom\u011br ceny a kvality a hned m\u016f\u017eete vyrazit.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size aligncenter\" style=\"font-size:18px\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.rixo.cz\/cestovni-pojisteni\/\" style=\"background-color:#605db5\">Srovnat cestovn\u00ed poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"muzete-ridit-kdyz-si-date-alkohol-na-dovolene\">M\u016f\u017eete \u0159\u00eddit, kdy\u017e si d\u00e1te alkohol na dovolen\u00e9?<\/h2>\n\n\n\n<p>Pokud pl\u00e1nujete v zahrani\u010d\u00ed \u0159\u00eddit, seznamte se s informacemi o toleranci alkoholu za volantem. Ve <strong>v\u011bt\u0161in\u011b evropsk\u00fdch zem\u00ed<\/strong> je ur\u010dit\u00e1 <strong>ni\u017e\u0161\u00ed hladina alkoholu v krvi<\/strong> povolena i <strong>p\u0159i j\u00edzd\u011b<\/strong>. To ov\u0161em neplat\u00ed nap\u0159\u00edklad na Slovensku nebo v Ma\u010farsku, kde se stejn\u011b jako v \u010cR uplat\u0148uje nulov\u00e1 <a href=\"https:\/\/www.rixo.cz\/blog\/tolerance-alkoholu-v-cr\/\">tolerance alkoholu za volantem<\/a>.&nbsp;<\/p>\n\n\n\n<p>Pokud jedete do zahrani\u010d\u00ed s va\u0161\u00edm autem, <strong>\u010desk\u00e1 poji\u0161\u0165ovna <\/strong>nemus\u00ed b\u00fdt k va\u0161emu pop\u00edjen\u00ed v\u016fbec vst\u0159\u00edcn\u00e1 a <strong>\u0161kody z <\/strong><a href=\"https:\/\/www.rixo.cz\/povinne-ruceni\/\"><strong>povinn\u00e9ho ru\u010den\u00ed<\/strong><\/a><strong> nebo <\/strong><a href=\"https:\/\/www.rixo.cz\/havarijni-pojisteni\/\"><strong>havarijn\u00edho poji\u0161t\u011bn\u00ed<\/strong><\/a><strong> nezaplat\u00ed<\/strong>, i kdy\u017e podle m\u00edstn\u00edch p\u0159edpis\u016f v zahrani\u010d\u00ed nic neporu\u0161\u00edte. Dodr\u017eov\u00e1n\u00edm pravidel nulov\u00e9 tolerance alkoholu za volantem, na kter\u00e9 jste zvykl\u00ed i v \u010cesku, nem\u016f\u017eete nic zkazit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Alkohol na dovolen\u00e9 m\u00e1lokdo vynech\u00e1 a nedat si ouzo v \u0158ecku, prosecco v It\u00e1lii nebo sangriu ve \u0160pan\u011blsku je t\u00e9m\u011b\u0159 h\u0159\u00edch. M\u016f\u017eete se i po p\u00e1r sklenk\u00e1ch bez obav spolehnout na sv\u00e9 cestovn\u00ed poji\u0161t\u011bn\u00ed? V\u0161e se dozv\u00edte v na\u0161em \u010dl\u00e1nku.\u00a0<\/p>\n","protected":false},"author":11,"featured_media":3582,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,10],"tags":[23],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3579"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=3579"}],"version-history":[{"count":5,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3579\/revisions"}],"predecessor-version":[{"id":3594,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/3579\/revisions\/3594"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/3582"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=3579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=3579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=3579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}