{"id":4104,"date":"2026-07-02T13:32:22","date_gmt":"2026-07-02T11:32:22","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=4104"},"modified":"2026-07-02T13:32:24","modified_gmt":"2026-07-02T11:32:24","slug":"pozar-elektrokola-a-elektrokolobezky-pojisteni","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pozar-elektrokola-a-elektrokolobezky-pojisteni\/","title":{"rendered":"Po\u017e\u00e1r elektrokola a elektrokolob\u011b\u017eky: Jak se chr\u00e1nit poji\u0161t\u011bn\u00edm?"},"content":{"rendered":"\n<p>S p\u0159ib\u00fdvaj\u00edc\u00edm po\u010dtem<strong> <\/strong>elektrokol a elektrokolob\u011b\u017eek roste i po\u010det jejich po\u017e\u00e1r\u016f, a to ka\u017ed\u00fdm rokem. Hasi\u010di vyj\u00ed\u017ed\u011bj\u00ed u\u017e k v\u00edce ne\u017e stovce takov\u00fdch p\u0159\u00edpad\u016f ro\u010dn\u011b. Po\u017e\u00e1r elektrokola a elektrokolob\u011b\u017eky je ale riziko, kter\u00e9mu m\u016f\u017eete sami p\u0159edch\u00e1zet. Pokud pat\u0159\u00edte mezi majitele elektrovoz\u00edtek i vy, seznamte se s t\u00edm, na co d\u00e1vat pozor a jak se proti riziku po\u017e\u00e1ru a v\u00fdbuchu bateri\u00ed pojistit.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#proc-elektrokola-a-elektrokolobezky-hori\">Pro\u010d elektrokola a elektrokolob\u011b\u017eky ho\u0159\u00ed?<\/a><\/li><li class=\"\"><a href=\"#jake-jsou-priciny-pozaru-elektrokol-a-elektrokolobezek\">Jak\u00e9 jsou p\u0159\u00ed\u010diny po\u017e\u00e1r\u016f elektrokol a elektrokolob\u011b\u017eek?\u00a0<\/a><\/li><li class=\"\"><a href=\"#pomuze-pri-pozaru-elektrokola-a-elektrokolobezky-pojisteni\">Pom\u016f\u017ee p\u0159i po\u017e\u00e1ru elektrokola a elektrokolob\u011b\u017eky poji\u0161t\u011bn\u00ed?\u00a0<\/a><ul><li class=\"\"><a href=\"#jak-na-pojisteni-domu-a-bytu\">Jak na poji\u0161t\u011bn\u00ed domu a bytu?\u00a0<\/a><\/li><li class=\"\"><a href=\"#jak-na-pojisteni-pro-pripad-skody-zpusobene-nekomu-jinemu\">Jak na poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u0161kody zp\u016fsoben\u00e9 n\u011bkomu jin\u00e9mu?\u00a0<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#pozor-na-vyluky-co-pojistovna-neuhradi\">Pozor na v\u00fdluky: Co poji\u0161\u0165ovna neuhrad\u00ed?\u00a0<\/a><\/li><li class=\"\"><a href=\"#jak-pozaru-elektrokol-a-elektrokolobezek-predchazet\">Jak po\u017e\u00e1ru elektrokol a elektrokolob\u011b\u017eek p\u0159edch\u00e1zet?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"proc-elektrokola-a-elektrokolobezky-hori\">Pro\u010d elektrokola a elektrokolob\u011b\u017eky ho\u0159\u00ed?<\/h2>\n\n\n\n<p>Za po\u017e\u00e1ry elektrokol a elektrokolob\u011b\u017eek stoj\u00ed t\u00e9m\u011b\u0159 v\u017edy lithium-iontov\u00e1 baterie. Uvnit\u0159 n\u00ed prob\u00edh\u00e1 citliv\u00e1 chemick\u00e1 reakce, kter\u00e1 se m\u016f\u017ee p\u0159i po\u0161kozen\u00ed, p\u0159et\u00ed\u017een\u00ed nebo nevhodn\u00e9m nab\u00edjen\u00ed vymknout kontrole. Odborn\u011b se tento ne\u017e\u00e1douc\u00ed stav ozna\u010duje jako <strong>tepeln\u00fd \u00fanik<\/strong>: \u010dl\u00e1nky v baterii ztrat\u00ed kontrolu nad teplotou, samy sebe p\u0159eh\u0159ej\u00ed a vyfouknou ho\u0159lav\u00e9 plyny, kter\u00e9 se vz\u00e1p\u011bt\u00ed vzn\u00edt\u00ed.<\/p>\n\n\n\n<p>Co je na tom nejnebezpe\u010dn\u011bj\u0161\u00ed? Zaprv\u00e9 jde o <strong>rychlost<\/strong>. Po\u017e\u00e1r lithiov\u00e9 baterie postupuje velmi rychle a hasi\u010di varuj\u00ed, \u017ee p\u0159i sebemen\u0161\u00edm n\u00e1znaku \u00faniku l\u00e1tek je t\u0159eba jednat okam\u017eit\u011b: odpojit nab\u00edje\u010dku a pokud je to bezpe\u010dn\u00e9, dopravit kolo ven z budovy. D\u00e1le je problematick\u00e9 i <strong>neodhadnuteln\u00e9 na\u010dasov\u00e1n\u00ed<\/strong>. Ke vzplanut\u00ed m\u016f\u017ee doj\u00edt i n\u011bkolik dn\u00ed pot\u00e9, co baterie schytala (t\u0159eba i na pohled nev\u00fdznamn\u00fd) n\u00e1raz. A existuje dokonce i <strong>riziko op\u011btovn\u00e9ho rozho\u0159\u00edv\u00e1n\u00ed<\/strong> po uha\u0161en\u00ed.<\/p>\n\n\n\n<p>\u017de v posledn\u00edch letech nejde o \u00fapln\u011b vz\u00e1cn\u00fd jev, potvrzuj\u00ed i <a href=\"https:\/\/hzscr.gov.cz\/clanek\/web-informacni-servis-zpravodajstvi-2025-brezen-nejvetsi-riziko-pozaru-dopravnich-prostredku-na-elektropohon-hrozi-pri-nabijeni.aspx\" target=\"_blank\" rel=\"noopener\">statistiky HZS \u010cR<\/a>. Zat\u00edmco v roce 2019 do\u0161lo jen ke 4 v\u00fdjezd\u016fm ke v\u0161em po\u017e\u00e1r\u016fm elektrovozidel, v roce 2024 to bylo u\u017e 98 p\u0159\u00edpad\u016f jen v kategorii men\u0161\u00edch osobn\u00edch voz\u00edtek s bateri\u00ed a v roce 2025 hasi\u010di zasahovali u 109 po\u017e\u00e1r\u016f elektrokol a elektrokolob\u011b\u017eek. Tento n\u00e1r\u016fst samoz\u0159ejm\u011b neznamen\u00e1, \u017ee by se zhor\u0161ovala kvalita bateri\u00ed &#8211; je jen pouh\u00fdm odrazem vy\u0161\u0161\u00edho po\u010dtu elektrokol a elektrokolob\u011b\u017eek v dom\u00e1cnostech.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jake-jsou-priciny-pozaru-elektrokol-a-elektrokolobezek\">Jak\u00e9 jsou p\u0159\u00ed\u010diny po\u017e\u00e1r\u016f elektrokol a elektrokolob\u011b\u017eek?&nbsp;<\/h2>\n\n\n\n<p>Nejv\u011bt\u0161\u00ed riziko p\u0159edstavuje nab\u00edjen\u00ed. Pr\u00e1v\u011b tehdy je baterie nam\u00e1h\u00e1na nejv\u00edc a pr\u00e1v\u011b tehdy se nej\u010dast\u011bji projev\u00ed skryt\u00e9 po\u0161kozen\u00ed nebo technick\u00e1 z\u00e1vada. Rizikov\u00fdch faktor\u016f je ale v\u00edce. Kter\u00e9 to jsou?<\/p>\n\n\n\n<ul>\n<li><strong>Fyzick\u00e9 po\u0161kozen\u00ed baterie:<\/strong> P\u00e1d na obrubn\u00edk nebo n\u00e1raz do p\u0159ek\u00e1\u017eky m\u016f\u017ee zp\u016fsobit naru\u0161en\u00ed vnit\u0159n\u00ed struktury \u010dl\u00e1nk\u016f, kter\u00e9 se s ka\u017ed\u00fdm dal\u0161\u00edm nab\u00edjen\u00edm postupn\u011b zhor\u0161uje a projev\u00ed se v\u011bt\u0161inou pr\u00e1v\u011b tehdy, kdy\u017e baterii zat\u011b\u017eujete nejv\u00edc, tedy p\u0159i nab\u00edjen\u00ed.<\/li>\n\n\n\n<li><strong>Nekvalitn\u00ed nebo nekompatibiln\u00ed nab\u00edje\u010dka:<\/strong> Nab\u00edje\u010dka s pochybn\u00fdm p\u016fvodem nebo nespr\u00e1vn\u00e1 nab\u00edje\u010dka m\u016f\u017ee baterii p\u0159eb\u00edjet. Probl\u00e9m m\u016f\u017ee spo\u010d\u00edvat nejen v nespr\u00e1vn\u00e9m nap\u011bt\u00ed, ale t\u0159eba i v nekvalitn\u00edch materi\u00e1lech a v selh\u00e1n\u00ed vodi\u010d\u016f.<\/li>\n\n\n\n<li><strong>\u00dapravy a z\u00e1sahy:<\/strong> \u010cipov\u00e1n\u00ed elektrokola za \u00fa\u010delem nav\u00fd\u0161en\u00ed v\u00fdkonu nebo rychlosti nad v\u00fdrobn\u00ed limity naru\u0161uje nejen bateriov\u00fd management syst\u00e9m (BMS), ale fakticky anuluje certifikaci cel\u00e9ho za\u0159\u00edzen\u00ed.<\/li>\n\n\n\n<li><strong>Nevhodn\u00e9 podm\u00ednky: <\/strong>P\u016fsoben\u00ed horka a p\u0159\u00edm\u00e9ho slunce nesv\u011bd\u010d\u00ed \u017e\u00e1dn\u00fdm bateri\u00edm a m\u016f\u017ee b\u00fdt p\u0159\u00edmou p\u0159\u00ed\u010dinou jejich vzplanut\u00ed nebo v\u00fdbuchu. V l\u00e9t\u011b si proto dejte pozor na skladov\u00e1n\u00ed elektrokolob\u011b\u017eky nebo elektrokola p\u0159ed domem nebo na rozp\u00e1len\u00e9m balkon\u011b. Stejn\u011b ni\u010div\u00fd je ale i druh\u00fd extr\u00e9m &#8211; teplota pod bodem mrazu.&nbsp;<\/li>\n\n\n\n<li><strong>V\u00fdrobn\u00ed vady<\/strong>: Z\u00e1vady bateri\u00ed u\u017e od v\u00fdroby nejsou p\u0159\u00edli\u0161 \u010dast\u00fdm d\u016fvodem po\u017e\u00e1r\u016f a v\u00fdbuch\u016f bateri\u00ed, nelze je ale zcela vylou\u010dit.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pomuze-pri-pozaru-elektrokola-a-elektrokolobezky-pojisteni\">Pom\u016f\u017ee p\u0159i po\u017e\u00e1ru elektrokola a elektrokolob\u011b\u017eky poji\u0161t\u011bn\u00ed?&nbsp;<\/h2>\n\n\n\n<p>Po\u017e\u00e1r elektrokola, kter\u00fd se roz\u0161\u00ed\u0159\u00ed po byt\u011b, dom\u011b nebo gar\u00e1\u017ei, nen\u00ed jen z\u00e1le\u017eitost\u00ed po\u0161kozen\u00e9ho kola. \u0160koda se m\u016f\u017ee vy\u0161plhat do vy\u0161\u0161\u00edch milion\u016f korun a nemus\u00ed j\u00edt jen o v\u00e1\u0161 domov, ale t\u0159eba i o \u0161kodu na majetku nebo \u00fajmu na zdrav\u00ed n\u011bkoho jin\u00e9ho.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"jak-na-pojisteni-domu-a-bytu\">Jak na poji\u0161t\u011bn\u00ed domu a bytu?&nbsp;<\/h3>\n\n\n\n<p>Pokud skladujete kolob\u011b\u017eku v prostor\u00e1ch domu, bytu, nebo sklepa, ochranu va\u0161emu obydl\u00ed zajist\u00ed <strong><a href=\"https:\/\/www.rixo.cz\/pojisteni-nemovitosti\/\" data-type=\"link\" data-id=\"https:\/\/www.rixo.cz\/pojisteni-nemovitosti\/\">poji\u0161t\u011bn\u00ed nemovitosti<\/a> a dom\u00e1cnosti<\/strong>. Zat\u00edmco poji\u0161t\u011bn\u00ed nemovitosti kryje samotnou stavbu, poji\u0161t\u011bn\u00ed dom\u00e1cnosti ochr\u00e1n\u00ed vybaven\u00ed va\u0161eho domova. Pokud bydl\u00edte \u201cve vlastn\u00edm\u201d, nepodce\u0148te ani jedno z t\u011bchto poji\u0161t\u011bn\u00ed. V p\u0159\u00edpad\u011b, \u017ee bydl\u00edte v n\u00e1jmu, je pak nejlep\u0161\u00ed volbou kombinace <strong><a href=\"https:\/\/www.rixo.cz\/pojisteni-domacnosti\/\">poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/a> a <a href=\"https:\/\/www.rixo.cz\/pojisteni-odpovednosti\/\" data-type=\"link\" data-id=\"https:\/\/www.rixo.cz\/pojisteni-odpovednosti\/\">poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/a><\/strong>.&nbsp;<\/p>\n\n\n\n<p>Dobrou zpr\u00e1vou je, \u017ee pokud u\u017e tato poji\u0161t\u011bn\u00ed m\u00e1te, jste pravd\u011bpodobn\u011b pro p\u0159\u00edpad po\u017e\u00e1ru \u201celektrovoz\u00edtek\u201d chr\u00e1n\u011bni. <strong>Poji\u0161t\u011bn\u00ed po\u017e\u00e1ru a v\u00fdbuchu<\/strong> je toti\u017e z\u00e1kladem ka\u017ed\u00e9ho majetkov\u00e9ho poji\u0161t\u011bn\u00ed spole\u010dn\u011b s poji\u0161t\u011bn\u00edm \u00faderu blesku a p\u00e1du letadla. Samotn\u00e9 elektrokolo je pak kryt\u00e9 jako standardn\u00ed movit\u00e1 v\u011bc v r\u00e1mci poji\u0161t\u011bn\u00ed dom\u00e1cnosti. D\u016fle\u017eit\u00e9 je ale zkontrolovat pojistnou \u010d\u00e1stku a ov\u011b\u0159it si, \u017ee pojistn\u00e1 \u010d\u00e1stka odpov\u00edd\u00e1 re\u00e1ln\u00e9 hodnot\u011b majetku a nem\u00e1te nemovitost ani dom\u00e1cnost podpoji\u0161t\u011bnou. V p\u0159\u00edpad\u011b jak\u00e9koliv \u0161kody by v p\u0159\u00edpad\u011b podpoji\u0161t\u011bn\u00ed do\u0161lo k pom\u011brn\u00e9mu kr\u00e1cen\u00ed pojistn\u00e9ho pln\u011bn\u00ed &#8211; a to zvl\u00e1\u0161t\u011b u ni\u010div\u00fdch po\u017e\u00e1r\u016f a v\u00fdbuch\u016f, kter\u00e9 za sebou zanech\u00e1vaj\u00ed jen ruiny, skute\u010dn\u011b riskovat nechcete.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<p>Pokud skladujete elektrokolob\u011b\u017eku v gar\u00e1\u017ei nebo d\u00edln\u011b, je nutn\u00e9 myslet i na <strong>poji\u0161t\u011bn\u00ed vedlej\u0161\u00edch staveb<\/strong>, kter\u00e9 si m\u016f\u017eete sjednat spole\u010dn\u011b s poji\u0161t\u011bn\u00edm nemovitosti a dom\u00e1cnosti.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"jak-na-pojisteni-pro-pripad-skody-zpusobene-nekomu-jinemu\">Jak na poji\u0161t\u011bn\u00ed pro p\u0159\u00edpad \u0161kody zp\u016fsoben\u00e9 n\u011bkomu jin\u00e9mu?&nbsp;<\/h3>\n\n\n\n<p>Pokud po\u017e\u00e1r p\u0159es\u00e1hne hranice va\u0161eho bytu nebo domu a zas\u00e1hne sousedy, nastupuje <strong>poji\u0161t\u011bn\u00ed odpov\u011bdnosti<\/strong>, ze kter\u00e9ho se po\u0161kozen\u00e9mu vypl\u00e1c\u00ed n\u00e1hrada \u0161kody na majetku nebo \u00fajmy na zdrav\u00ed. Vzhledem k tomu, \u017ee poji\u0161t\u011bn\u00ed odpov\u011bdnosti kryje mimo jin\u00e9 i \u0161kodu a \u00fajmu zp\u016fsobenou j\u00edzdou na elektrokole nebo elektrokolob\u011b\u017ece, je v\u00edce ne\u017e vhodn\u00e9 si takzvanou \u201cpojistku na blbost\u201d sjednat.&nbsp;<\/p>\n\n\n\n<p>A co kdy\u017e jde o <strong>silnou elektrokolob\u011b\u017eku<\/strong>, kter\u00e1 m\u00e1 m\u00edt podle z\u00e1kona povinn\u00e9 ru\u010den\u00ed? \u0160kody zp\u016fsoben\u00e9 t\u0159et\u00edm osob\u00e1m jak j\u00edzdou, tak i pr\u00e1v\u011b samovoln\u00fdm vzplanut\u00edm baterie, jsou hrazeny z povinn\u00e9ho ru\u010den\u00ed, stejn\u011b jako v p\u0159\u00edpad\u011b po\u017e\u00e1ru zaparkovan\u00e9ho elektromobilu nebo jin\u00e9ho vozidla.&nbsp;<\/p>\n\n\n\n<p>Chcete zjistit, jestli je va\u0161e poji\u0161t\u011bn\u00ed majetku spr\u00e1vn\u011b nastaven\u00e9 a dostate\u010dn\u011b v\u00e1s chr\u00e1n\u00ed? <a href=\"https:\/\/www.rixo.cz\/kontrola-pojistnych-smluv\/\">Nechte si smlouvu zkontrolovat<\/a>, nebo si rovnou poji\u0161t\u011bn\u00ed dom\u00e1cnosti i nemovitosti srovnejte na <a href=\"http:\/\/rixo.cz\" target=\"_blank\" rel=\"noopener\">RIXO.cz<\/a> &#8211; nejlep\u0161\u00ed nab\u00eddky od 11 poji\u0161\u0165oven v\u00e1m najdeme u\u017e do 2 minut.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"300\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/property-insurance-form\/\"><\/iframe>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pozor-na-vyluky-co-pojistovna-neuhradi\">Pozor na v\u00fdluky: Co poji\u0161\u0165ovna neuhrad\u00ed?&nbsp;<\/h2>\n\n\n\n<p>Ochrana v r\u00e1mci majetkov\u00e9ho poji\u0161t\u011bn\u00ed je sice velmi \u0161irok\u00e1, ale ani ta nejlep\u0161\u00ed smlouva nesta\u010d\u00ed na v\u0161echno. V pojistn\u00fdch podm\u00ednk\u00e1ch naleznete \u0159adu obecn\u00fdch v\u00fdluk z poji\u0161t\u011bn\u00ed, u elektrokolob\u011b\u017eky nebo elektrokola d\u00e1vejte pozor i na dal\u0161\u00ed specifika.&nbsp;<\/p>\n\n\n\n<p><strong>V jak\u00fdch p\u0159\u00edpadech poji\u0161\u0165ovna odm\u00edtne pln\u011bn\u00ed?&nbsp;<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>Neodborn\u00e9 z\u00e1sahy a neleg\u00e1ln\u00ed \u010dipov\u00e1n\u00ed.<\/strong> \u010cipov\u00e1n\u00ed (chiptuning) a dal\u0161\u00ed z\u00e1sahy do syst\u00e9mu motoru jsou z pohledu poji\u0161\u0165ovny nep\u0159\u00edpustn\u00e9 a znamenaj\u00ed odm\u00edtnut\u00ed pojistn\u00e9ho pln\u011bn\u00ed.&nbsp;<\/li>\n\n\n\n<li><strong>Skladov\u00e1n\u00ed a nab\u00edjen\u00ed v nevhodn\u00fdch podm\u00ednk\u00e1ch.<\/strong> Skladov\u00e1n\u00ed a nab\u00edjen\u00ed v bezprost\u0159edn\u00ed bl\u00edzkosti ho\u0159lav\u00fdch materi\u00e1l\u016f (chemik\u00e1lie, kartony, d\u0159evo, textil) b\u00fdv\u00e1 hodnoceno jako hrub\u011b nedbalostn\u00ed jedn\u00e1n\u00ed. \u0160kody z hrub\u00e9 nedbalosti jsou obecn\u011b vylou\u010deny v\u017edy.&nbsp;<\/li>\n\n\n\n<li><strong>Necertifikovan\u00e1 nab\u00edje\u010dka. <\/strong>Po\u017e\u00e1r zp\u016fsoben\u00fd pou\u017eit\u00edm nevhodn\u00e9, po\u0161kozen\u00e9 nebo necertifikovan\u00e9 nab\u00edje\u010dky (bez ozna\u010den\u00ed CE) poji\u0161\u0165ovna hradit nebude.&nbsp;<\/li>\n\n\n\n<li><strong>Nab\u00edjen\u00ed p\u0159es noc nebo bez dozoru.<\/strong> Pokud by se p\u0159i \u0161et\u0159en\u00ed pojistn\u00e9 ud\u00e1losti prok\u00e1zalo, \u017ee baterie elektrokola vzpl\u00e1la b\u011bhem nab\u00edjen\u00ed v dob\u011b, kdy jste nebyli doma nebo spali, pln\u011bn\u00ed m\u016f\u017ee b\u00fdt kr\u00e1ceno, p\u0159\u00edpadn\u011b zcela odm\u00edtnuto.<\/li>\n<\/ul>\n\n\n\n<p>Nezapome\u0148te, \u017ee p\u0159i \u0159e\u0161en\u00ed pojistn\u00e9 ud\u00e1losti z\u00e1le\u017e\u00ed v\u017edy na okolnostech vzniku \u0161kody, jejich prok\u00e1z\u00e1n\u00ed p\u0159i m\u00edstn\u00edm \u0161et\u0159en\u00ed v r\u00e1mci likvidace \u0161kod i na tom, co hasi\u010dsk\u00fd sbor uvede do zpr\u00e1vy o z\u00e1sahu. Samoz\u0159ejm\u011b ale v\u017edy plat\u00ed, \u017ee \u0161kod\u00e1m je lep\u0161\u00ed p\u0159edch\u00e1zet ne\u017e \u017e\u00e1dat o pojistn\u00e9 pln\u011bn\u00ed.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited.jpg\" alt=\"po\u017e\u00e1r elektrokola elektrokolob\u011b\u017eky\" class=\"wp-image-4107\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited-300x169.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited-768x432.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited-100x56.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/05\/high-angle-hands-with-electric-transport-1-1-edited-700x394.jpg 700w\" data-sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-pozaru-elektrokol-a-elektrokolobezek-predchazet\">Jak po\u017e\u00e1ru elektrokol a elektrokolob\u011b\u017eek p\u0159edch\u00e1zet?<\/h2>\n\n\n\n<p>Prevence je v\u017edy lep\u0161\u00ed ne\u017e pojistn\u00e9 pln\u011bn\u00ed. Dodr\u017eujte n\u011bkolik pravidel, kter\u00e1 v\u00fdrazn\u011b sni\u017euj\u00ed riziko:<\/p>\n\n\n\n<ul>\n<li><strong>Nechejte elektrokolo jednou ro\u010dn\u011b zkontrolovat v autorizovan\u00e9m servisu.<\/strong> Profesion\u00e1l posoud\u00ed stav baterie, nab\u00edjec\u00edch konektor\u016f i BMS elektroniky a odhal\u00ed po\u0161kozen\u00ed, kter\u00e9 laik p\u0159ehl\u00e9dne. Pokud u\u017e je baterie star\u00e1 n\u011bkolik let, vyplat\u00ed se ji i vym\u011bnit.&nbsp;<\/li>\n\n\n\n<li><strong>Po p\u00e1du nebo n\u00e1razu baterii nechte zkontrolovat d\u0159\u00edv, ne\u017e ji za\u010dnete nab\u00edjet.<\/strong> S multimetrem si nevysta\u010d\u00edte, ale diagnostika v servisu v\u00e1s vyjde jen na p\u00e1r stovek korun.&nbsp;<\/li>\n\n\n\n<li><strong>Nab\u00edjejte, kdy\u017e jste doma.<\/strong> Nenech\u00e1vejte baterii nab\u00edjet, kdy\u017e nejste doma nebo sp\u00edte. Na prvn\u00ed probl\u00e9my v\u00e1s je\u0161t\u011b p\u0159ed vznikem po\u017e\u00e1ru m\u016f\u017ee upozornit z\u00e1pach, sy\u010den\u00ed, p\u0159eh\u0159\u00edv\u00e1n\u00ed nebo nafouknut\u00ed baterie.&nbsp;<\/li>\n\n\n\n<li><strong>Vyhn\u011bte se neodborn\u00fdm \u00faprav\u00e1m.<\/strong> \u010cipov\u00e1n\u00ed a jin\u00e9 z\u00e1sahy do bateriov\u00e9ho syst\u00e9mu zvy\u0161uj\u00ed riziko po\u017e\u00e1ru a p\u0159iprav\u00ed v\u00e1s o z\u00e1ruku i pojistnou ochranu.<\/li>\n\n\n\n<li><strong>Zvolte spr\u00e1vn\u00e9 m\u00edsto pro nab\u00edjen\u00ed.<\/strong> D\u016fle\u017eit\u00e9 je vyvarovat se extr\u00e9mn\u00edm teplot\u00e1m, bl\u00edzkosti ho\u0159lav\u00fdch materi\u00e1l\u016f a kovov\u00fdch p\u0159edm\u011bt\u016f. Hasi\u010di by v\u00e1s pochv\u00e1lili i za to, \u017ee mysl\u00edte na pr\u016fchodnost \u00fanikov\u00fdch cest.&nbsp;<\/li>\n\n\n\n<li><strong>Investujte do kvalitn\u00edho stroje i nab\u00edje\u010dky<\/strong>. Podez\u0159ele levn\u00e9 a necertifikovan\u00e9 elektrokolob\u011b\u017eky a kola z asijsk\u00fdch tr\u017ei\u0161\u0165 nebo podom\u00e1cku repasovan\u00e9 bazarov\u00e9 kousky rad\u011bji nebrat, to sam\u00e9 plat\u00ed o nab\u00edje\u010dk\u00e1ch.&nbsp;<\/li>\n\n\n\n<li><strong>Po\u0159i\u010fte si detektor kou\u0159e<\/strong> do m\u00edstnosti, kde elektrokolo nab\u00edj\u00edte nebo skladujete. Je to levn\u00e1 investice, kter\u00e1 v\u00e1m m\u016f\u017ee zachr\u00e1nit nejen majetek.<\/li>\n<\/ul>\n\n\n\n<p>V\u00fdb\u011br kvalitn\u00edho elektrokola nebo elektrokolob\u011b\u017eky a spr\u00e1vn\u00e1 p\u00e9\u010de riziko po\u017e\u00e1ru sn\u00ed\u017e\u00ed na minimum, nemus\u00ed ho ale zcela eliminovat. A pr\u00e1v\u011b proto je tu poji\u0161t\u011bn\u00ed. I jeho v\u00fdb\u011br se ale vyplat\u00ed nepodcenit. Srovnejte si ty nejv\u00fdhodn\u011bj\u0161\u00ed nab\u00eddky poji\u0161t\u011bn\u00ed majetku, kter\u00e9 v\u00e1s ochr\u00e1n\u00ed p\u0159ed v\u0161emi riziky, t\u0159eba hned te\u010f!<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"300\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/property-insurance-form\/\"><\/iframe>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>S p\u0159ib\u00fdvaj\u00edc\u00edm po\u010dtem elektrokol a elektrokolob\u011b\u017eek roste i po\u010det jejich po\u017e\u00e1r\u016f, a to ka\u017ed\u00fdm rokem. Hasi\u010di vyj\u00ed\u017ed\u011bj\u00ed u\u017e k v\u00edce ne\u017e stovce takov\u00fdch p\u0159\u00edpad\u016f ro\u010dn\u011b. Po\u017e\u00e1r elektrokola a elektrokolob\u011b\u017eky je ale riziko, kter\u00e9mu m\u016f\u017eete sami p\u0159edch\u00e1zet.<\/p>\n","protected":false},"author":11,"featured_media":4111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9,48,6],"tags":[51,45],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4104"}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=4104"}],"version-history":[{"count":4,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4104\/revisions"}],"predecessor-version":[{"id":4203,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4104\/revisions\/4203"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/4111"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=4104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=4104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=4104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}