{"id":4553,"date":"2026-09-03T09:33:07","date_gmt":"2026-09-03T07:33:07","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=4553"},"modified":"2026-09-03T10:23:42","modified_gmt":"2026-09-03T08:23:42","slug":"pojisteni-vandalismu-kolik-stoji","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pojisteni-vandalismu-kolik-stoji\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed vandalismu v havarijn\u00edm poji\u0161t\u011bn\u00ed: Kdy pom\u016f\u017ee a kolik stoj\u00ed?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">P\u0159ijdete k autu, na dve\u0159\u00edch m\u00e1te r\u00fdhu t\u00e1hnouc\u00ed se p\u0159es cel\u00fd bok vozu a je v\u00e1m jasn\u00e9, \u017ee omylem se to nestalo. Kdy\u017e ale vin\u00edka nevid\u00edte na vlastn\u00ed o\u010di a nem\u00e1te palubn\u00ed kameru nebo sv\u011bdka, cesta k od\u0161kodn\u011bn\u00ed se v\u00e1m m\u016f\u017ee zkomplikovat. Pokud tedy nem\u00e1te poji\u0161t\u011bn\u00ed vandalismu. Kdy a jak v\u00e1m poji\u0161t\u011bn\u00ed pom\u016f\u017ee a kolik v\u00e1s bude st\u00e1t?&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#co-je-pojisteni-vandalismu\">Co je poji\u0161t\u011bn\u00ed vandalismu?<\/a><\/li><li class=\"\"><a href=\"#co-vsechno-pojisteni-vandalismu-kryje\">Co v\u0161echno poji\u0161t\u011bn\u00ed vandalismu kryje?<\/a><\/li><li class=\"\"><a href=\"#co-pojisteni-vandalismu-nekryje\">Co poji\u0161t\u011bn\u00ed vandalismu nekryje?<\/a><\/li><li class=\"\"><a href=\"#havarijni-pojisteni-nebo-pripojisteni-k-povinnemu-ruceni\">Havarijn\u00ed poji\u0161t\u011bn\u00ed, nebo p\u0159ipoji\u0161t\u011bn\u00ed k povinn\u00e9mu ru\u010den\u00ed?<\/a><\/li><li class=\"\"><a href=\"#jak-postupovat-kdyz-vas-vandalismus-potka\">Jak postupovat, kdy\u017e v\u00e1s vandalismus potk\u00e1?<\/a><\/li><li class=\"\"><a href=\"#kolik-stoji-pojisteni-vandalismu-v-roce-2026\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed vandalismu v roce 2026?<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 id=\"co-je-pojisteni-vandalismu\" class=\"wp-block-heading\">Co je poji\u0161t\u011bn\u00ed vandalismu?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed vandalismu nen\u00ed samostatn\u00fd produkt, ale jedno z d\u00edl\u010d\u00edch rizik, kter\u00e1 si sjedn\u00e1v\u00e1te v r\u00e1mci <strong>havarijn\u00edho poji\u0161t\u011bn\u00ed<\/strong>. Kryje \u0161kody, kter\u00e9 na va\u0161em vozidle \u00famysln\u011b zp\u016fsob\u00ed ciz\u00ed osoba, a\u0165 u\u017e jde o p\u00e1r \u0161kr\u00e1banc\u016f nebo zcela rozml\u00e1cen\u00e9 auto. Podobn\u011b jako u <a href=\"https:\/\/www.rixo.cz\/blog\/zivelni-pojisteni-vozidla\/\">\u017eiveln\u00edho poji\u0161t\u011bn\u00ed vozidla<\/a> i tady plat\u00ed, \u017ee riziko m\u016f\u017eete m\u00edt bu\u010f jako sou\u010d\u00e1st \u0161ir\u0161\u00edho havarijn\u00edho bal\u00ed\u010dku, nebo jako <strong>samostatn\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed k povinn\u00e9mu ru\u010den\u00ed<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A o \u010dem se vlastn\u011b v r\u00e1mci vandalismu bav\u00edme? Pr\u00e1vn\u011b jde o p\u0159e\u010din <strong>po\u0161kozen\u00ed ciz\u00ed v\u011bci podle<\/strong> <a href=\"https:\/\/e-sbirka.gov.cz\/sb\/2009\/40#par_228\" target=\"_blank\" rel=\"noopener\"><strong>\u00a7 228 trestn\u00edho z\u00e1kon\u00edku<\/strong><\/a>, pokud \u0161koda p\u0159es\u00e1hne 10 000 K\u010d. U nepatrn\u00fdch \u0161kod pod 10 000 K\u010d se pak toto jedn\u00e1n\u00ed \u0159e\u0161\u00ed jako <a href=\"https:\/\/e-sbirka.gov.cz\/sb\/2016\/251#par_8\" target=\"_blank\" rel=\"noopener\">p\u0159estupek<\/a>, na v\u00e1\u0161 n\u00e1rok z poji\u0161t\u011bn\u00ed to ale nem\u00e1 vliv &#8211; poji\u0161\u0165ovnu zaj\u00edm\u00e1 vznikl\u00e1 \u0161koda.<\/p>\n\n\n\n<h2 id=\"co-vsechno-pojisteni-vandalismu-kryje\" class=\"wp-block-heading\">Co v\u0161echno poji\u0161t\u011bn\u00ed vandalismu kryje?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Nej\u010dast\u011bj\u0161\u00ed podoby vandalismu na autech jsou:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>po\u0161kr\u00e1b\u00e1n\u00ed laku<\/strong> kl\u00ed\u010dem, minc\u00ed nebo jin\u00fdm ostr\u00fdm p\u0159edm\u011btem,<\/li>\n\n\n\n<li><strong>rozbit\u00e9 sklo<\/strong> \u2013 \u010deln\u00ed, bo\u010dn\u00ed nebo zadn\u00ed, a\u0165 u\u017e kamenem, \u00faderem nebo tup\u00fdm p\u0159edm\u011btem,<\/li>\n\n\n\n<li><strong>ulomen\u00e1 nebo po\u0161kozen\u00e1 zrc\u00e1tka a st\u011bra\u010de<\/strong>,<\/li>\n\n\n\n<li><strong>posprejov\u00e1n\u00ed, pomalov\u00e1n\u00ed nebo polit\u00ed<\/strong> vozidla barvou \u010di jinou l\u00e1tkou,<\/li>\n\n\n\n<li><strong>prop\u00edchnut\u00e9 nebo vypu\u0161t\u011bn\u00e9 pneumatiky<\/strong>,<\/li>\n\n\n\n<li>v krajn\u00edch p\u0159\u00edpadech i <strong>\u00famysln\u00e9 zap\u00e1len\u00ed vozidla<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0160kody zp\u016fsoben\u00e9 vandaly rozhodn\u011b nejsou zanedbateln\u00e9. P\u0159elakov\u00e1n\u00ed jednoho dve\u0159n\u00edho d\u00edlu vyjde na n\u011bkolik tis\u00edc korun, kompletn\u00ed p\u0159elakov\u00e1n\u00ed auta klidn\u011b na des\u00edtky tis\u00edc. V\u00fdm\u011bna \u010deln\u00edho skla se pohybuje zhruba od 7 000 do 60 000 K\u010d podle typu auta a zabudovan\u00fdch technologi\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S vandalismem obecn\u011b se v\u00e1\u017ee je\u0161t\u011b jeden nevesel\u00fd fakt: vin\u00edka, po n\u011bm\u017e byste mohli vym\u00e1hat n\u00e1hradu \u0161kody, se ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f nepoda\u0159\u00ed vyp\u00e1trat. A\u010dkoliv je trend objasn\u011bnosti v r\u00e1mci majetkov\u00e9 kriminality stoupaj\u00edc\u00ed, v roce <a href=\"https:\/\/csu.gov.cz\/kriminalita?pocet=10&amp;start=0&amp;podskupiny=081&amp;razeni=-datumVydani\" target=\"_blank\" rel=\"noopener\">2025 se poda\u0159ilo objasnit jen 29,7 <strong>%<\/strong> hl\u00e1\u0161en\u00fdch p\u0159\u00edpad\u016f<\/a>. A pr\u00e1v\u011b proto je rozumn\u00e9 sjednat si poji\u0161t\u011bn\u00ed vandalismu &#8211; pokud nedojde k ur\u010den\u00ed pachatele, pom\u016f\u017ee v\u00e1m s n\u00e1hradou \u0161kody u\u017e jen va\u0161e poji\u0161\u0165ovna.&nbsp;<\/p>\n\n\n\n<h2 id=\"co-pojisteni-vandalismu-nekryje\" class=\"wp-block-heading\">Co poji\u0161t\u011bn\u00ed vandalismu nekryje?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovny z rizika vandalismu <strong>nepln\u00ed<\/strong>, pokud:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0161kodu prokazateln\u011b <strong>zp\u016fsobilo jin\u00e9 vozidlo v provozu<\/strong> (nap\u0159. neopatrn\u00fdm otev\u0159en\u00edm dve\u0159\u00ed nebo vycouv\u00e1n\u00edm, co\u017e nen\u00ed \u00famysln\u00e9 jedn\u00e1n\u00ed, ale \u0161koda z provozu, kterou kryje vin\u00edkovo <a href=\"https:\/\/www.rixo.cz\/povinne-ruceni\/\">povinn\u00e9 ru\u010den\u00ed<\/a>, p\u0159\u00edpadn\u011b <a href=\"https:\/\/www.rixo.cz\/blog\/havarijni-pojisteni-pojisteni-havarie\/\">poji\u0161t\u011bn\u00ed hav\u00e1rie<\/a> po\u0161kozen\u00e9ho,<\/li>\n\n\n\n<li>jde o <strong>b\u011b\u017en\u00e9 opot\u0159eben\u00ed<\/strong> nebo mechanickou z\u00e1vadu, nikoli o \u00famysln\u00fd z\u00e1sah t\u0159et\u00ed osoby,<\/li>\n\n\n\n<li>do\u0161lo k po\u0161kozen\u00ed <strong>pouze pneumatik<\/strong> &#8211; poji\u0161\u0165ovny zpravidla \u0161kodu na pneumatik\u00e1ch hrad\u00ed v p\u0159\u00edpad\u011b, \u017ee vznikla i jin\u00e1 \u0161koda na vozidle,<\/li>\n\n\n\n<li>\u0161koda <strong>nebyla nahl\u00e1\u0161ena na policii<\/strong> &#8211; poji\u0161\u0165ovna nebude hradit \u0161kodu, pokud jste se ani nesna\u017eili vyp\u00e1trat vin\u00edka prost\u0159ednictv\u00edm P\u010cR.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Pozor je ale nutn\u00e9 d\u00e1vat i na rozd\u00edly mezi pojistn\u00fdmi podm\u00ednkami r\u016fzn\u00fdch poji\u0161\u0165oven. Vyplat\u00ed se p\u0159ed uzav\u0159en\u00edm smlouvy podm\u00ednky prostudovat, nebo si nab\u00eddky rovnou <a href=\"https:\/\/www.rixo.cz\/havarijni-pojisteni\/\">srovnat na RIXO.cz<\/a>, kde uvid\u00edte p\u0159ehledn\u011b, co kter\u00e1 nab\u00eddka skute\u010dn\u011b obsahuje.<\/p>\n\n\n\n<h2 id=\"havarijni-pojisteni-nebo-pripojisteni-k-povinnemu-ruceni\" class=\"wp-block-heading\">Havarijn\u00ed poji\u0161t\u011bn\u00ed, nebo p\u0159ipoji\u0161t\u011bn\u00ed k povinn\u00e9mu ru\u010den\u00ed?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jak se proti vandalismu pojistit? Nab\u00edz\u00ed se v\u00e1m dv\u011b cesty &#8211; havarijn\u00ed poji\u0161t\u011bn\u00ed nebo p\u0159ipoji\u0161t\u011bn\u00ed k povinn\u00e9mu ru\u010den\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>V r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed<\/strong> je vandalismus spole\u010dn\u011b s hav\u00e1ri\u00ed, \u017eiveln\u00edmi ud\u00e1lostmi a odcizen\u00edm z\u00e1kladn\u00ed sou\u010d\u00e1st\u00ed havarijka, respektive <a href=\"https:\/\/www.rixo.cz\/blog\/havarijni-pojisteni-all-risk\/\">all risk havarijn\u00edho poji\u0161t\u011bn\u00ed<\/a>. havarijn\u00ed poji\u0161t\u011bn\u00ed je tak\u0159ka nutnost\u00ed u nov\u011bj\u0161\u00edch nebo dra\u017e\u0161\u00edch vozidel s hodnotou v \u0159\u00e1du statis\u00edc\u016f korun.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>P\u0159ipoji\u0161t\u011bn\u00ed vandalismu k povinn\u00e9mu ru\u010den\u00ed<\/strong> ocen\u00ed hlavn\u011b majitel\u00e9 star\u0161\u00edch nebo levn\u011bj\u0161\u00edch aut, u kter\u00fdch se pln\u00e9 havarijn\u00ed poji\u0161t\u011bn\u00ed finan\u010dn\u011b nevyplat\u00ed. P\u0159ipoji\u0161t\u011bn\u00ed je pak vhodnou volbou, zejm\u00e9na pokud b\u011b\u017en\u011b parkujete na ulici nebo ve\u0159ejn\u00e9m parkovi\u0161ti, kde je riziko po\u0161kozen\u00ed auta ciz\u00edm \u010dlov\u011bkem vy\u0161\u0161\u00ed ne\u017e v gar\u00e1\u017ei nebo na hl\u00eddan\u00e9m dvo\u0159e. To nicm\u00e9n\u011b plat\u00ed i pro poji\u0161t\u011bn\u00ed <a href=\"https:\/\/www.rixo.cz\/blog\/kradez-auta-jak-postupovat-kdyz-vam-bylo-odcizeno-vozidlo\/\">odcizen\u00ed vozidla<\/a> nebo <a href=\"https:\/\/www.rixo.cz\/blog\/zivelni-pojisteni-vozidla\/\">\u017eiveln\u00ed \u0161kody<\/a>.&nbsp;<\/p>\n\n\n\n<h2 id=\"jak-postupovat-kdyz-vas-vandalismus-potka\" class=\"wp-block-heading\">Jak postupovat, kdy\u017e v\u00e1s vandalismus potk\u00e1?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Po\u0161kozen\u00ed d\u016fkladn\u011b <strong>vyfo\u0165te<\/strong> z v\u00edce \u00fahl\u016f, ide\u00e1ln\u011b i s okol\u00edm vozidla a p\u0159edb\u011b\u017en\u011b \u0161kodu vy\u010d\u00edslete.<\/li>\n\n\n\n<li>Situaci <strong>nahlaste Policii \u010cR<\/strong>, policie v\u011bc prov\u011b\u0159\u00ed. Pokud pachatele p\u0159estupku \u010di trestn\u00e9ho \u010dinu najde, m\u00e1te velkou \u0161anci na \u00fasp\u011b\u0161n\u00e9 \u0159e\u0161en\u00ed \u0161kody bez poji\u0161\u0165ovny. Pokud vin\u00edka nenajde, p\u0159\u00edpad odlo\u017e\u00ed.&nbsp;<\/li>\n\n\n\n<li><strong>Pojistnou ud\u00e1lost nahlaste poji\u0161\u0165ovn\u011b<\/strong> a dolo\u017ete v\u0161echny dokumenty v\u010detn\u011b usnesen\u00ed o odlo\u017een\u00ed v\u011bci.&nbsp;<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1.jpg\" alt=\"poji\u0161t\u011bn\u00ed vandalismu\" class=\"wp-image-4555\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1-300x200.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1-768x512.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1-100x66.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/side-rear-view-mirror-1-1-675x450.jpg 675w\" data-sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 id=\"kolik-stoji-pojisteni-vandalismu-v-roce-2026\" class=\"wp-block-heading\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed vandalismu v roce 2026?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Cena se odv\u00edj\u00ed od n\u011bkolika faktor\u016f: hodnoty vozidla a zvolen\u00e9ho <strong>limitu pln\u011bn\u00ed<\/strong>, v\u00fd\u0161e <strong>spolu\u00fa\u010dasti<\/strong> i <strong>lokality<\/strong> &#8211; asi v\u00e1s nep\u0159ekvap\u00ed, \u017ee ve m\u011bstech a oblastech s vy\u0161\u0161\u00ed m\u00edrou kriminality si za toto riziko p\u0159iplat\u00edte v\u00edce. Poji\u0161\u0165ovny mohou p\u0159ihl\u00ed\u017eet i k tomu, zda je vozidlo gar\u00e1\u017eovan\u00e9.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Samostatn\u00e9 p\u0159ipoji\u0161t\u011bn\u00ed vandalismu k povinn\u00e9mu ru\u010den\u00ed<\/strong> obvykle vyjde na p\u0159ibli\u017en\u011b <strong>500 a\u017e 2 000 K\u010d ro\u010dn\u011b<\/strong>, s limitem pln\u011bn\u00ed v \u0159\u00e1du des\u00edtek tis\u00edc korun (b\u011b\u017en\u011b 50 000 a\u017e 100 000 K\u010d). Dostupn\u00e9 m\u016f\u017ee b\u00fdt u n\u011bkter\u00fdch poji\u0161\u0165oven v kombinaci s <strong>poji\u0161t\u011bn\u00edm odcizen\u00ed vozidla<\/strong>.&nbsp;<\/li>\n\n\n\n<li><strong>V r\u00e1mci havarijn\u00edho poji\u0161t\u011bn\u00ed<\/strong> se cena poji\u0161t\u011bn\u00ed vandalismu nepo\u010d\u00edt\u00e1 zvl\u00e1\u0161\u0165, ale prom\u00edt\u00e1 se do celkov\u00e9 ceny bal\u00ed\u010dku. Havarijn\u00ed poji\u0161t\u011bn\u00ed v\u00e1s v z\u00e1vislosti na v\u00fd\u0161e zm\u00edn\u011bn\u00fdch faktorech m\u016f\u017ee vyj\u00edt na 6-12 000 K\u010d ro\u010dn\u011b.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Stejn\u011b jako u jin\u00fdch rizik plat\u00ed, \u017ee vy\u0161\u0161\u00ed <a href=\"https:\/\/www.rixo.cz\/slovnik\/spoluucast\/\">spolu\u00fa\u010dast<\/a> sraz\u00ed cenu dol\u016f, ale z\u00e1rove\u0148 zv\u00fd\u0161\u00ed va\u0161e n\u00e1klady v okam\u017eiku \u0161kody. U vandalismu, kde b\u00fdvaj\u00ed typick\u00e9 \u0161kody v \u0159\u00e1du ni\u017e\u0161\u00edch des\u00edtek tis\u00edc korun, se vyplat\u00ed spolu\u00fa\u010dast nastavit s rozvahou. P\u0159\u00edli\u0161 vysok\u00e1 spolu\u00fa\u010dast by mohla znamenat, \u017ee p\u0159elakov\u00e1n\u00ed jednoho \u0161kr\u00e1bance si nakonec zaplat\u00edte cel\u00e9 sami.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>P\u0159\u00edklad: Cena poji\u0161t\u011bn\u00ed vandalismu v Praze<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jak vysok\u00e9 pojistn\u00e9 m\u016f\u017eete o\u010dek\u00e1vat v Praze, kde je m\u00edra kriminality ze v\u0161ech \u010desk\u00fdch m\u011bst nejvy\u0161\u0161\u00ed? Pod\u00edvejte se na modelov\u00e9 p\u0159\u00edklady poji\u0161t\u011bn\u00ed pro pra\u017esk\u00e9ho \u0159idi\u010de a \u0160kodu Fabia vyrobenou v roce 2018 s hodnotou vozidla 150 000 K\u010d.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>Pillow<\/strong><\/td><td><strong>UNIQA<\/strong><\/td><td><strong>Direct<\/strong><\/td><\/tr><tr><td>POV limit<\/td><td>70\/70 mil. K\u010d<\/td><td>60\/60 mil. K\u010d<\/td><td>50\/50 mil. K\u010d<\/td><\/tr><tr><td>P\u0159ipoji\u0161t\u011bn\u00ed<\/td><td>Vandalismus<\/td><td>Vandalismus<\/td><td>Vandalismus + Odcizen\u00ed<\/td><\/tr><tr><td>Cena p\u0159ipoji\u0161t\u011bn\u00ed<\/td><td>504 K\u010d<\/td><td>364 K\u010d<\/td><td>1 722 K\u010d&nbsp;<\/td><\/tr><tr><td>Spolu\u00fa\u010dast<\/td><td>5 000 K\u010d&nbsp;<\/td><td>5 000 K\u010d<\/td><td>5 000 K\u010d<\/td><\/tr><tr><td><strong>Cena\/rok<\/strong><\/td><td><strong>3 480 K\u010d<\/strong><\/td><td><strong>4 144 K\u010d<\/strong><\/td><td><strong>5 882 K\u010d<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Nejste si jist\u00ed, jestli se v\u00e1m v\u00edc vyplat\u00ed kompletn\u00ed havarijn\u00ed poji\u0161t\u011bn\u00ed, nebo sta\u010d\u00ed riziko \u00famysln\u00e9ho po\u0161kozen\u00ed p\u0159ipojistit k povinn\u00e9mu ru\u010den\u00ed? Srovnejte si nab\u00eddky poji\u0161t\u011bn\u00ed na <a href=\"https:\/\/www.rixo.cz\/havarijni-pojisteni\/\"><\/a><a href=\"http:\/\/rixo.cz\" target=\"_blank\" rel=\"noopener\">RIXO.cz<\/a>. B\u011bhem dvou minut v\u00e1m najdeme ty nejlep\u0161\u00ed nab\u00eddky od cel\u00e9 \u0159ady poji\u0161\u0165oven pr\u00e1v\u011b pro v\u00e1s!<\/p>\n\n\n\n<div class=\"wp-block-group is-content-justification-center is-nowrap is-layout-flex wp-container-core-group-is-layout-d05cb3ef wp-block-group-is-layout-flex\">\n<iframe loading=\"lazy\" height=\"460\" width=\"400\" frameborder=\"0\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/vehicle-insurance-form\/\"><\/iframe>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>P\u0159ijdete k autu, na dve\u0159\u00edch m\u00e1te r\u00fdhu t\u00e1hnouc\u00ed se p\u0159es cel\u00fd bok vozu a je v\u00e1m jasn\u00e9, \u017ee omylem se to nestalo. Kdy\u017e ale vin\u00edka nevid\u00edte na vlastn\u00ed o\u010di a nem\u00e1te palubn\u00ed kameru nebo sv\u011bdka, cesta k od\u0161kodn\u011bn\u00ed se v\u00e1m m\u016f\u017ee zkomplikovat. Pokud tedy nem\u00e1te poji\u0161t\u011bn\u00ed vandalismu.<\/p>\n","protected":false},"author":11,"featured_media":4554,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,6],"tags":[17],"class_list":["post-4553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-vozidla","tag-autopojisteni"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=4553"}],"version-history":[{"count":3,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4553\/revisions"}],"predecessor-version":[{"id":4560,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4553\/revisions\/4560"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/4554"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=4553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=4553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=4553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}