{"id":4566,"date":"2026-09-21T11:33:12","date_gmt":"2026-09-21T09:33:12","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=4566"},"modified":"2026-09-21T11:33:13","modified_gmt":"2026-09-21T09:33:13","slug":"20-nejdrazsich-plemen-psu-v-pojisteni-mazlicku","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/20-nejdrazsich-plemen-psu-v-pojisteni-mazlicku\/","title":{"rendered":"20 nejdra\u017e\u0161\u00edch plemen ps\u016f v poji\u0161t\u011bn\u00ed mazl\u00ed\u010dk\u016f: P\u0159ehled ras, za kter\u00e9 si p\u0159iplat\u00edte"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Cena poji\u0161t\u011bn\u00ed psa z\u00e1vis\u00ed p\u0159edev\u0161\u00edm na nastaven\u00ed poji\u0161t\u011bn\u00ed, v\u011bku zv\u00ed\u0159ete a plemeni. Poji\u0161\u0165ovny toti\u017e dob\u0159e v\u011bd\u00ed, \u017ee n\u011bkter\u00e1 plemena vy\u017eaduj\u00ed \u010dast\u011bj\u0161\u00ed a n\u00e1kladn\u011bj\u0161\u00ed veterin\u00e1rn\u00ed p\u00e9\u010di. Pod\u00edvali jsme se, kter\u00e1 plemena ps\u016f pat\u0159\u00ed v o\u010d\u00edch poji\u0161\u0165ovny k t\u011bm nejrizikov\u011bj\u0161\u00edm, a tedy nejdra\u017e\u0161\u00edm.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#proc-plemeno-ovlivnuje-cenu-pojisteni\">Pro\u010d plemeno ovliv\u0148uje cenu poji\u0161t\u011bn\u00ed?<\/a><\/li><li class=\"\"><a href=\"#jak-vypada-modelove-pojisteni-psa\">Jak vypad\u00e1 modelov\u00e9 poji\u0161t\u011bn\u00ed psa?<\/a><\/li><li class=\"\"><a href=\"#zebricek-20-psich-plemen-s-nejdrazsim-pojistenim\">\u017deb\u0159\u00ed\u010dek 20 ps\u00edch plemen s nejdra\u017e\u0161\u00edm poji\u0161t\u011bn\u00edm<\/a><\/li><li class=\"\"><a href=\"#co-stoji-za-nejvyssimi-cenami-pro-jednotliva-plemena\">Co stoj\u00ed za nejvy\u0161\u0161\u00edmi cenami pro jednotliv\u00e1 plemena?<\/a><\/li><li class=\"\"><a href=\"#vyplati-se-sjednat-pojisteni-pro-velka-plemena-psu\">Vyplat\u00ed se sjednat poji\u0161t\u011bn\u00ed pro velk\u00e1 plemena ps\u016f?\u00a0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 id=\"proc-plemeno-ovlivnuje-cenu-pojisteni\" class=\"wp-block-heading\">Pro\u010d plemeno ovliv\u0148uje cenu poji\u0161t\u011bn\u00ed?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovna p\u0159i v\u00fdpo\u010dtu ceny odhaduje, jak pravd\u011bpodobn\u00e9 je, \u017ee u konkr\u00e9tn\u00edho plemene bude muset plnit, a v jak\u00e9 v\u00fd\u0161i. Do hry vstupuj\u00ed t\u0159i hlavn\u00ed faktory:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Velikost a hmotnost.<\/strong> Velc\u00ed psi obecn\u011b znamenaj\u00ed v\u011bt\u0161\u00ed veterin\u00e1rn\u00ed n\u00e1klady. Nav\u00edc jsou n\u00e1chyln\u011bj\u0161\u00ed k ortopedick\u00fdm pot\u00ed\u017e\u00edm, jako je dysplazie ky\u010deln\u00edch nebo loketn\u00edch kloub\u016f.<\/li>\n\n\n\n<li><strong>Genetick\u00e9 predispozice.<\/strong> \u0158ada plemen m\u00e1 vy\u0161\u0161\u00ed v\u00fdskyt konkr\u00e9tn\u00edch diagn\u00f3z, od srde\u010dn\u00edch vad p\u0159es n\u00e1dorov\u00e1 onemocn\u011bn\u00ed a\u017e po torzi \u017ealudku, kter\u00e1 pat\u0159\u00ed mezi nejdra\u017e\u0161\u00ed akutn\u00ed z\u00e1kroky u veterin\u00e1\u0159e v\u016fbec.<\/li>\n\n\n\n<li><strong>Riziko zp\u016fsoben\u00e9 \u0161kody.<\/strong> U siln\u00fdch a mohutn\u00fdch plemen je pot\u0159eba po\u010d\u00edtat s vy\u0161\u0161\u00edm potenci\u00e1lem zp\u016fsobit v\u00e1\u017en\u00e9 zran\u011bn\u00ed \u010dlov\u011bku, jin\u00e9mu zv\u00ed\u0159eti nebo po\u0161kodit majetek. Tento faktor m\u016f\u017ee vstoupit do ceny poji\u0161t\u011bn\u00ed odpov\u011bdnosti.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"jak-vypada-modelove-pojisteni-psa\" class=\"wp-block-heading\">Jak vypad\u00e1 modelov\u00e9 poji\u0161t\u011bn\u00ed psa?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u017deb\u0159\u00ed\u010dek nejdra\u017e\u0161\u00edch plemen ps\u016f jsme sestavili na z\u00e1klad\u011b jednotn\u00fdch vstupn\u00edch podm\u00ednek a nastaven\u00ed poji\u0161t\u011bn\u00ed. Ceny odpov\u00eddaj\u00ed sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed ve 2 letech v\u011bku psa.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Parametr poji\u0161t\u011bn\u00ed<\/strong><\/td><td><strong>Sjednan\u00fd limit<\/strong><\/td><\/tr><tr><td>Veterin\u00e1rn\u00ed n\u00e1klady<\/td><td>100 000 K\u010d<\/td><\/tr><tr><td>Odpov\u011bdnost za \u0161kodu<\/td><td>2 000 000 K\u010d<\/td><\/tr><tr><td>\u00dahyn zv\u00ed\u0159ete<\/td><td>15 000 K\u010d<\/td><\/tr><tr><td>Spolu\u00fa\u010dast<\/td><td>10 %, min. 1 000 K\u010d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"zebricek-20-psich-plemen-s-nejdrazsim-pojistenim\" class=\"wp-block-heading\">\u017deb\u0159\u00ed\u010dek 20 ps\u00edch plemen s nejdra\u017e\u0161\u00edm poji\u0161t\u011bn\u00edm<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Po\u0159ad\u00ed<\/strong><\/td><td><strong>Plemeno<\/strong><\/td><td><strong>Ro\u010dn\u00ed cena poji\u0161t\u011bn\u00ed<\/strong><\/td><\/tr><tr><td>1.<\/td><td>B\u00farsk\u00fd buldok<\/td><td>13 668 K\u010d<\/td><\/tr><tr><td>2.<\/td><td>Bordeauxsk\u00e1 doga<\/td><td>13 292 K\u010d<\/td><\/tr><tr><td>3.<\/td><td>\u0160pan\u011blsk\u00fd mastin<\/td><td>13 104 K\u010d<\/td><\/tr><tr><td>4.<\/td><td>N\u011bmeck\u00e1 doga<\/td><td>12 996 K\u010d<\/td><\/tr><tr><td>5.<\/td><td>Americk\u00fd buldok<\/td><td>12 996 K\u010d<\/td><\/tr><tr><td>6.<\/td><td>Argentinsk\u00e1 doga<\/td><td>12 672 K\u010d<\/td><\/tr><tr><td>7.<\/td><td>\u010cau \u010dau<\/td><td>12 456 K\u010d<\/td><\/tr><tr><td>8.<\/td><td>Dobrman<\/td><td>12 456 K\u010d<\/td><\/tr><tr><td>9.<\/td><td>N\u011bmeck\u00fd boxer<\/td><td>12 324 K\u010d<\/td><\/tr><tr><td>10.<\/td><td>Bloodhound<\/td><td>12 312 K\u010d<\/td><\/tr><tr><td>11.<\/td><td>Anglick\u00fd mastif<\/td><td>12 276 K\u010d<\/td><\/tr><tr><td>12.<\/td><td>V\u00fdmarsk\u00fd oha\u0159<\/td><td>12 276 K\u010d<\/td><\/tr><tr><td>13.<\/td><td>Novofundlandsk\u00fd pes<\/td><td>12 180 K\u010d<\/td><\/tr><tr><td>14.<\/td><td>Dalmatin<\/td><td>12 156 K\u010d<\/td><\/tr><tr><td>15.<\/td><td>Francouzsk\u00fd buldo\u010dek<\/td><td>12 036 K\u010d<\/td><\/tr><tr><td>16.<\/td><td>Bullmastif<\/td><td>12 036 K\u010d<\/td><\/tr><tr><td>17.<\/td><td>Irsk\u00fd vlkodav<\/td><td>12 036 K\u010d<\/td><\/tr><tr><td>18.<\/td><td>Brazilsk\u00e1 fila<\/td><td>12 036 K\u010d<\/td><\/tr><tr><td>19.<\/td><td>\u0160arpej<\/td><td>12 000 K\u010d<\/td><\/tr><tr><td>20.<\/td><td>Rotvajler<\/td><td>11 988 K\u010d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 id=\"co-stoji-za-nejvyssimi-cenami-pro-jednotliva-plemena\" class=\"wp-block-heading\">Co stoj\u00ed za nejvy\u0161\u0161\u00edmi cenami pro jednotliv\u00e1 plemena?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Na prvn\u00ed pohled je vid\u011bt, \u017ee \u017eeb\u0159\u00ed\u010dku dominuj\u00ed <strong>velk\u00e1 ps\u00ed plemena<\/strong>. Ale najdou se tu i v\u00fdjimky, kter\u00e9 nejsou v\u00fdjime\u010dn\u00e1 vzr\u016fstem, ale sp\u00ed\u0161e zdravotn\u00edmi specifiky.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>B\u00farsk\u00fd buldok<\/strong>, kter\u00fd \u017eeb\u0159\u00ed\u010dku nejvy\u0161\u0161\u00edho pojistn\u00e9ho kraluje, je mohutn\u00e9 jihoafrick\u00e9 str\u00e1\u017en\u00ed plemeno s hmotnost\u00ed klidn\u011b p\u0159es 70 kg. Z\u00e1stupci tohoto plemene \u010dasto trp\u00ed kloubn\u00edmi pot\u00ed\u017eemi, z\u00e1rove\u0148 je b\u00farsk\u00fd buldok pova\u017eov\u00e1n za jednoho z nejnebezpe\u010dn\u011bj\u0161\u00edch ps\u016f a v \u0159ad\u011b zem\u00ed je jeho chov zak\u00e1z\u00e1n.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Bordeauxsk\u00e1 doga a n\u011bmeck\u00e1 doga<\/strong> jsou typick\u00fdm p\u0159\u00edkladem ob\u0159\u00edch plemen, u kter\u00fdch hraje proti majiteli hlavn\u011b anatomie. Ob\u011b rasy pat\u0159\u00ed k plemen\u016fm s vysok\u00fdm rizikem <strong>torze \u017ealudku<\/strong> (tedy p\u0159eto\u010den\u00ed \u017ealudku). Z\u00e1krok pat\u0159\u00ed mezi nejdra\u017e\u0161\u00ed akutn\u00ed operace ve veterin\u00e1rn\u00ed medic\u00edn\u011b, co\u017e se p\u0159irozen\u011b prom\u00edt\u00e1 do ceny poji\u0161t\u011bn\u00ed.<\/li>\n\n\n\n<li><strong>\u0160pan\u011blsk\u00fd mastin<\/strong> a <strong>anglick\u00fd mastif<\/strong> jsou dal\u0161\u00ed z\u00e1stupci ob\u0159\u00edch plemen s hmotnost\u00ed 60\u201390 kg. Krom\u011b vy\u0161\u0161\u00edch n\u00e1klad\u016f na b\u011b\u017enou p\u00e9\u010di maj\u00ed tato plemena i krat\u0161\u00ed o\u010dek\u00e1vanou d\u00e9lku \u017eivota a vy\u0161\u0161\u00ed v\u00fdskyt kloubn\u00edch pot\u00ed\u017e\u00ed.&nbsp;<\/li>\n\n\n\n<li><strong>Dalmatin<\/strong> je zaj\u00edmav\u00fd p\u0159\u00edklad plemene, kter\u00e9 svou velikost\u00ed do prvn\u00ed des\u00edtky nepat\u0159\u00ed, ale m\u00e1 jednu z nejv\u00fdrazn\u011bj\u0161\u00edch genetick\u00fdch zvl\u00e1\u0161tnost\u00ed mezi psy: nadm\u011brnou tvorbu kyseliny mo\u010dov\u00e9, kter\u00e1 se usazuje v mo\u010dov\u00fdch cest\u00e1ch v podob\u011b kamen\u016f.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>\u0160arpej a \u010dau \u010dau<\/strong> naproti tomu \u010dasto trp\u00ed na ko\u017en\u00ed z\u00e1n\u011bty, p\u0159i\u010dem\u017e rizikov\u00fdm faktorem pro jejich vznik jsou charakteristick\u00e9 z\u00e1hyby k\u016f\u017ee. Zanedbateln\u00e1 nen\u00ed ani predispozice k entropiu, tedy vchl\u00edpen\u00ed o\u010dn\u00edho v\u00ed\u010dka dovnit\u0159 vy\u017eaduj\u00edc\u00ed operativn\u00ed \u0159e\u0161en\u00ed.<\/li>\n\n\n\n<li><strong>Francouzsk\u00fd buldo\u010dek<\/strong> je jedin\u00e9 v\u00fdrazn\u011b men\u0161\u00ed plemeno v \u017eeb\u0159\u00ed\u010dku a pat\u0159\u00ed mezi <strong>brachycefalick\u00e1 plemena<\/strong> se zplo\u0161t\u011bl\u00fdm \u010denichem. \u010cast\u00e9 jsou u nich probl\u00e9my s d\u00fdch\u00e1n\u00edm, kter\u00e9 v t\u011b\u017e\u0161\u00edch p\u0159\u00edpadech \u0159e\u0161\u00ed chirurgick\u00fd z\u00e1krok na uvoln\u011bn\u00ed d\u00fdchac\u00edch cest. Brachycefalick\u00e1 plemena nav\u00edc h\u016f\u0159 sn\u00e1\u0161ej\u00ed anestezii, co\u017e zvy\u0161uje riziko komplikac\u00ed p\u0159i jak\u00e9mkoli z\u00e1kroku.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"664\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1.jpg\" alt=\"nejdra\u017e\u0161\u00ed plemena poji\u0161t\u011bn\u00ed ps\u016f\" class=\"wp-image-4570\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1-300x199.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1-767x509.jpg 767w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1-100x66.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/pexels-vip-foto-8368963-1-1-1-678x450.jpg 678w\" data-sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 id=\"vyplati-se-sjednat-pojisteni-pro-velka-plemena-psu\" class=\"wp-block-heading\">Vyplat\u00ed se sjednat poji\u0161t\u011bn\u00ed pro velk\u00e1 plemena ps\u016f?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud uva\u017eujete o po\u0159\u00edzen\u00ed psa z v\u00fd\u0161e uveden\u00e9ho seznamu, po\u010d\u00edtejte s t\u00edm, \u017ee jeho poji\u0161t\u011bn\u00ed bude dra\u017e\u0161\u00ed ne\u017e u men\u0161\u00edch nebo zdravotn\u011b nen\u00e1ro\u010dn\u00fdch plemen. Z\u00e1rove\u0148 to ale znamen\u00e1, \u017ee na poji\u0161t\u011bn\u00ed byste kv\u016fli vysok\u00fdm n\u00e1klad\u016fm na p\u00e9\u010di nem\u011bli zapom\u00ednat, ani s jeho sjedn\u00e1n\u00edm ot\u00e1let.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cena poji\u0161t\u011bn\u00ed mazl\u00ed\u010dk\u016f toti\u017e v\u00fdrazn\u011b roste i s jejich v\u011bkem. Zat\u00edmco <strong>dvoulet\u00e9ho dobrmana pojist\u00edte za 12 456 K\u010d ro\u010dn\u011b<\/strong>, p\u0159i sjedn\u00e1n\u00ed <strong>v 6 letech v\u011bku<\/strong> zv\u00ed\u0159ete u\u017e m\u016f\u017ee podle nab\u00eddek poji\u0161t\u011bn\u00ed mazl\u00ed\u010dk\u016f dostupn\u00fdch na RIXO.cz ro\u010dn\u00ed pojistn\u00e9 se stejn\u00fdm nastaven\u00edm rizik dos\u00e1hnout <strong>19 968 K\u010d<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A\u0165 u\u017e je va\u0161\u00edm nejlep\u0161\u00edm p\u0159\u00edtelem po\u0159\u00e1dn\u00fd \u010distokrevn\u00fd hafan, nebo \u201evesnick\u00e9 tajemstv\u00ed\u201d, nezapome\u0148te si poji\u0161t\u011bn\u00ed pro sv\u00e9ho mazl\u00ed\u010dka srovnat na <a href=\"http:\/\/rixo.cz\" target=\"_blank\" rel=\"noopener\">RIXO.cz<\/a>. Srovn\u00e1n\u00ed v\u00e1m zabere jen dv\u011b minuty, tak ho poj\u010fte rovnou vyzkou\u0161et!&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.rixo.cz\/pojisteni-mazlicku\/\" style=\"background-color:#1aaf5e\">Srovnat poji\u0161t\u011bn\u00ed psa<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Cena poji\u0161t\u011bn\u00ed psa z\u00e1vis\u00ed p\u0159edev\u0161\u00edm na nastaven\u00ed poji\u0161t\u011bn\u00ed, v\u011bku zv\u00ed\u0159ete a plemeni. Poji\u0161\u0165ovny toti\u017e dob\u0159e v\u011bd\u00ed, \u017ee n\u011bkter\u00e1 plemena vy\u017eaduj\u00ed \u010dast\u011bj\u0161\u00ed a n\u00e1kladn\u011bj\u0161\u00ed veterin\u00e1rn\u00ed p\u00e9\u010di. Pod\u00edvali jsme se, kter\u00e1 plemena ps\u016f pat\u0159\u00ed v o\u010d\u00edch poji\u0161\u0165ovny k t\u011bm nejrizikov\u011bj\u0161\u00edm, a tedy nejdra\u017e\u0161\u00edm.<\/p>\n","protected":false},"author":11,"featured_media":4568,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9],"tags":[42],"class_list":["post-4566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-majetek","tag-pojisteni-mazlicka"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=4566"}],"version-history":[{"count":5,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4566\/revisions"}],"predecessor-version":[{"id":4604,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4566\/revisions\/4604"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/4568"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=4566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=4566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=4566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}