{"id":4624,"date":"2026-10-05T15:43:13","date_gmt":"2026-10-05T13:43:13","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=4624"},"modified":"2026-10-05T15:43:14","modified_gmt":"2026-10-05T13:43:14","slug":"kratkodobe-pronajmy-pojisteni-bytu","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/kratkodobe-pronajmy-pojisteni-bytu\/","title":{"rendered":"Kr\u00e1tkodob\u00e9 pron\u00e1jmy: Jak na poji\u0161t\u011bn\u00ed bytu, aby v\u00e1m poji\u0161\u0165ovna plnila?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Pronaj\u00edm\u00e1te byt p\u0159es Airbnb nebo Booking.com? Pokud m\u00e1te k dispozici voln\u00fd byt v \u017e\u00e1dan\u00e9 turistick\u00e9 lokalit\u011b, kr\u00e1tkodob\u00e9 pron\u00e1jmy v\u00e1m mohou p\u0159in\u00e9st zaj\u00edmav\u00fd p\u0159\u00edjem, nezapome\u0148te si ale pohl\u00eddat, jestli spl\u0148ujete v\u0161echny podm\u00ednky a jestli m\u00e1te spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#jak-na-kratkodobe-ubytovani-v-souladu-se-zakonem\">Jak na kr\u00e1tkodob\u00e9 ubytov\u00e1n\u00ed v souladu se z\u00e1konem?<\/a><ul><li class=\"\"><a href=\"#podnikani-v-oboru-ubytovacich-sluzeb\">Podnik\u00e1n\u00ed v oboru ubytovac\u00edch slu\u017eeb\u00a0<\/a><\/li><li class=\"\"><a href=\"#mistni-poplatek-z-pobytu\">M\u00edstn\u00ed poplatek z pobytu<\/a><\/li><li class=\"\"><a href=\"#evidence-hostu-a-hlaseni-cizincu\">Evidence host\u016f a hl\u00e1\u0161en\u00ed cizinc\u016f<\/a><\/li><li class=\"\"><a href=\"#kolaudace\">Kolaudace<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#kratkodobe-pronajmy-a-pojisteni-bytu-na-co-nezapomenout\">Kr\u00e1tkodob\u00e9 pron\u00e1jmy a poji\u0161t\u011bn\u00ed bytu: Na co nezapomenout?\u00a0<\/a><ul><li class=\"\"><a href=\"#jaky-vyznam-maji-kratkodobe-pronajmy-pro-vase-pojisteni-majetku\">Jak\u00fd v\u00fdznam maj\u00ed kr\u00e1tkodob\u00e9 pron\u00e1jmy pro va\u0161e poji\u0161t\u011bn\u00ed majetku?\u00a0\u00a0<\/a><\/li><li class=\"\"><a href=\"#jak-spravne-pojistit-byt-pro-kratkodobe-pronajmy\">Jak spr\u00e1vn\u011b pojistit byt pro kr\u00e1tkodob\u00e9 pron\u00e1jmy?<\/a><\/li><li class=\"\"><a href=\"#jaka-specifika-ma-pojisteni-bytu-pro-kratkodobe-pronajmy\">Jak\u00e1 specifika m\u00e1 poji\u0161t\u011bn\u00ed bytu pro kr\u00e1tkodob\u00e9 pron\u00e1jmy?\u00a0<\/a><\/li><li class=\"\"><a href=\"#kolik-za-pojisteni-zaplatite\">Kolik za poji\u0161t\u011bn\u00ed zaplat\u00edte?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 id=\"jak-na-kratkodobe-ubytovani-v-souladu-se-zakonem\" class=\"wp-block-heading\">Jak na kr\u00e1tkodob\u00e9 ubytov\u00e1n\u00ed v souladu se z\u00e1konem?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Zat\u00edmco b\u011b\u017en\u00fd dlouhodob\u00fd pron\u00e1jem v\u00e1m p\u0159\u00edli\u0161 starost\u00ed s nutnou administrativou nep\u0159id\u011bl\u00e1, s kr\u00e1tkodob\u00fdmi pron\u00e1jmy u\u017e to tak jednoduch\u00e9 nen\u00ed. Jak ob\u010dansk\u00fd z\u00e1kon\u00edk, tak da\u0148ov\u00e9 p\u0159edpisy rozli\u0161uj\u00ed n\u00e1jem (dle n\u00e1jemn\u00ed smlouvy) a ubytovac\u00ed slu\u017eby (dle smlouvy o ubytov\u00e1n\u00ed) v p\u0159\u00edpad\u011b p\u0159echodn\u00e9ho ubytov\u00e1n\u00ed. Rozhoduj\u00edc\u00ed ale nen\u00ed pouze d\u00e9lka pobytu, ale tak\u00e9 skute\u010dn\u00fd charakter poskytovan\u00e9 slu\u017eby. Na co tedy myslet?<\/p>\n\n\n\n<h3 id=\"podnikani-v-oboru-ubytovacich-sluzeb\" class=\"wp-block-heading\">Podnik\u00e1n\u00ed v oboru ubytovac\u00edch slu\u017eeb&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pravideln\u00e9 nab\u00edzen\u00ed bytu turist\u016fm prost\u0159ednictv\u00edm platforem, jako jsou Airbnb nebo Booking.com, u\u017e je z podstaty v\u011bci ubytovac\u00ed slu\u017ebou, a tedy <strong>podnikatelskou \u010dinnost\u00ed<\/strong>. Pokud tedy nem\u00e1te byt pronaj\u00edman\u00fd klasicky na n\u00e1jemn\u00ed smlouvu, ale va\u0161e \u010dinnost spad\u00e1 do re\u017eimu ubytovac\u00ed slu\u017eby, pot\u0159ebujete <strong>p\u0159\u00edslu\u0161n\u00e9 \u017eivnostensk\u00e9 opr\u00e1vn\u011bn\u00ed<\/strong>, tj. volnou \u017eivnost v oboru \u010dinnosti \u201eUbytovac\u00ed slu\u017eby\u201c. Na tento v\u00fdd\u011blek pak tak\u00e9 dopad\u00e1 povinnost p\u0159\u00edjmy danit v re\u017eimu p\u0159\u00edjm\u016f z podnikatelsk\u00e9 \u010dinnosti.<\/p>\n\n\n\n<h3 id=\"mistni-poplatek-z-pobytu\" class=\"wp-block-heading\">M\u00edstn\u00ed poplatek z pobytu<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">V r\u00e1mci kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f se na v\u00e1s jako pl\u00e1tce (a turistu jako poplatn\u00edka) m\u016f\u017ee vztahovat <strong>tak\u00e9 m\u00edstn\u00ed poplatek z pobytu<\/strong>. Zde z\u00e1vis\u00ed na lokalit\u011b &#8211; n\u011bkter\u00e9 obce toti\u017e poplatek v\u016fbec stanovit nemus\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ve v\u011bt\u0161\u00edch m\u011bstech se ale tak\u0159ka v\u017edy s poplatkem setk\u00e1te, p\u0159i\u010dem\u017e maxim\u00e1ln\u00ed v\u00fd\u0161e dle z\u00e1kona m\u016f\u017ee dosahovat <strong>50 K\u010d na osobu<\/strong> a den pobytu s v\u00fdjimkou 1. dne. Nap\u0159\u00edklad Praha, Karlovy Vary, \u010cesk\u00e9 Bud\u011bjovice \u010di Liberec vyu\u017e\u00edvaj\u00ed z\u00e1konn\u00e9ho maxima 50 K\u010d\/den, ostatn\u00ed m\u011bsta nej\u010dast\u011bji stanovuj\u00ed poplatek na 20-30 K\u010d. Tento poplatek vyb\u00edr\u00e1 ubytovac\u00ed za\u0159\u00edzen\u00ed (tedy vy, pokud kr\u00e1tkodob\u011b pronaj\u00edm\u00e1te byt) od ubytovan\u00fdch osob a \u010d\u00e1stku v pln\u00e9 v\u00fd\u0161i hrad\u00edte obci.&nbsp;<\/p>\n\n\n\n<h3 id=\"evidence-hostu-a-hlaseni-cizincu\" class=\"wp-block-heading\">Evidence host\u016f a hl\u00e1\u0161en\u00ed cizinc\u016f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Pokud ubytov\u00e1v\u00e1te cizince, vztahuj\u00ed se na v\u00e1s povinnosti podle <a href=\"https:\/\/e-sbirka.gov.cz\/sb\/1999\/326\/2026-06-12\" target=\"_blank\" rel=\"noopener\">z\u00e1kona o pobytu cizinc\u016f na \u00fazem\u00ed \u010cR<\/a>. Ubytovatel mus\u00ed ozn\u00e1mit ubytov\u00e1n\u00ed cizince Policii \u010cR <strong>do t\u0159\u00ed pracovn\u00edch dn\u016f<\/strong> a <strong>v\u00e9st evidenci host\u016f<\/strong>. Ozn\u00e1men\u00ed se pod\u00e1v\u00e1 elektronicky prost\u0159ednictv\u00edm syst\u00e9mu Ubyport, kam je nejprve nutn\u00e9 se zaregistrovat. V p\u0159\u00edpad\u011b, \u017ee ubytujete osoby za \u00faplatu, po\u010det byt\u016f nebo ubytovan\u00fdch osob nen\u00ed rozhoduj\u00edc\u00ed, stejn\u011b tak jako ob\u010danstv\u00ed host\u016f. Mezi hl\u00e1\u0161en\u00edm pobytu ob\u010dan\u016f EU a ob\u010dan\u016f t\u0159et\u00edch zem\u00ed toti\u017e nen\u00ed rozd\u00edl.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Budouc\u00ed roky p\u0159inesou v tomto ohledu <strong>v\u00fdznamnou novinku<\/strong>: <strong>syst\u00e9m eTurista<\/strong>. Ten by m\u011bl umo\u017enit pod\u00e1vat ve\u0161ker\u00e1 hl\u00e1\u0161en\u00ed jednotn\u011b. Spu\u0161t\u011bn\u00ed se p\u0159edpokl\u00e1d\u00e1 v roce 2028, do t\u00e9 doby ov\u0161em plat\u00ed, \u017ee jednotliv\u00fdm instituc\u00edm hl\u00e1s\u00edte v\u0161e zvl\u00e1\u0161\u0165.<\/p>\n\n\n\n<h3 id=\"kolaudace\" class=\"wp-block-heading\">Kolaudace<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Aktu\u00e1ln\u011b je kolaudace, respektive <strong>schv\u00e1len\u00fd \u00fa\u010del u\u017e\u00edv\u00e1n\u00ed stavby<\/strong>, v r\u00e1mci poskytov\u00e1n\u00ed kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f tak trochu \u0161edou z\u00f3nou. Zat\u00edmco pronaj\u00edman\u00e9 byty jsou zpravidla prostorem zkolaudovan\u00fdm pro trval\u00e9 bydlen\u00ed, ubytovac\u00ed za\u0159\u00edzen\u00ed by podle n\u00e1zoru \u00fa\u0159ad\u016f m\u011blo b\u00fdt zkolaudov\u00e1no pro \u00fa\u010del p\u0159echodn\u00e9ho ubytov\u00e1n\u00ed podobn\u011b jako hotely \u010di penziony.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cNej\u010dist\u0161\u00ed\u201d variantu by v takov\u00e9 situaci p\u0159edstavovala rekolaudace bytu na ubytovac\u00ed za\u0159\u00edzen\u00ed, nicm\u00e9n\u011b kv\u016fli p\u0159\u00edsn\u011bj\u0161\u00edm po\u017eadavk\u016fm na bezpe\u010dnost a hygienu b\u00fdv\u00e1 komplikovan\u00e1. V aktu\u00e1ln\u00ed dob\u011b je tak mo\u017en\u00e9 se spol\u00e9hat jen na <strong>na\u0159\u00edzen\u00ed vl\u00e1dy<\/strong> \u010d. 278\/2008 Sb., kter\u00e9 ubytov\u00e1n\u00ed v bytov\u00fdch domech, rekrea\u010dn\u00edch stavb\u00e1ch nebo rodinn\u00fdch domech <strong>v\u00fdslovn\u011b zahrnuje do ubytovac\u00edch slu\u017eeb<\/strong>. Vzhledem k tomu, \u017ee regulace kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f je v roce 2026 v\u00fdznamn\u00fdm t\u00e9matem na \u00farovni EU i na \u00farovni jednotliv\u00fdch \u010desk\u00fdch m\u011bst a obc\u00ed, jasn\u011bj\u0161\u00ed pohled na tuto ot\u00e1zku p\u0159inese p\u0159\u00edpadn\u00e1 budouc\u00ed pr\u00e1vn\u00ed \u00faprava a rozhodovac\u00ed praxe soud\u016f.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 id=\"kratkodobe-pronajmy-a-pojisteni-bytu-na-co-nezapomenout\" class=\"wp-block-heading\">Kr\u00e1tkodob\u00e9 pron\u00e1jmy a poji\u0161t\u011bn\u00ed bytu: Na co nezapomenout?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Pr\u00e1vn\u00edmi n\u00e1le\u017eitostmi ale starosti kolem kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f nekon\u010d\u00ed. D\u016fle\u017eit\u00e9 tak\u00e9 je, zda m\u00e1te byt <strong>spr\u00e1vn\u011b poji\u0161t\u011bn\u00fd<\/strong>. Host\u00e9 mohou po\u0161kodit va\u0161e vybaven\u00ed nebo spot\u0159ebi\u010de, vytopit byt i sousedy, nebo si dokonce vz\u00edt i n\u011bco na pam\u00e1tku. Pokud va\u0161e pojistn\u00e1 smlouva s kr\u00e1tkodob\u00fdm pron\u00e1jmem nepo\u010d\u00edt\u00e1, m\u016f\u017eete narazit na omezen\u00ed pojistn\u00e9ho kryt\u00ed. Samotn\u00e9 poji\u0161t\u011bn\u00ed bytu toti\u017e nezahrnuje kryt\u00ed pro ka\u017ed\u00fd zp\u016fsob jeho vyu\u017eit\u00ed a z\u00e1rove\u0148 tak\u00e9 nemus\u00ed v\u017edy b\u00fdt poji\u0161\u0165ovna t\u00edm, kdo v\u00e1m m\u00e1 \u0161kody nahradit.<\/p>\n\n\n\n<h3 id=\"jaky-vyznam-maji-kratkodobe-pronajmy-pro-vase-pojisteni-majetku\" class=\"wp-block-heading\">Jak\u00fd v\u00fdznam maj\u00ed kr\u00e1tkodob\u00e9 pron\u00e1jmy pro va\u0161e poji\u0161t\u011bn\u00ed majetku?&nbsp;&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovna p\u0159i sjedn\u00e1v\u00e1n\u00ed smlouvy v r\u00e1mci <a href=\"https:\/\/www.rixo.cz\/pojisteni-majetku\/\">poji\u0161t\u011bn\u00ed majetku<\/a> (tedy poji\u0161t\u011bn\u00ed nemovitosti a poji\u0161t\u011bn\u00ed dom\u00e1cnosti) v\u017edy vych\u00e1z\u00ed mimo jin\u00e9 z informac\u00ed o poji\u0161t\u011bn\u00e9 nemovitosti a jej\u00edm zp\u016fsobu u\u017e\u00edv\u00e1n\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159i sjedn\u00e1v\u00e1n\u00ed smlouvy od v\u00e1s poji\u0161\u0165ovna zji\u0161\u0165uje, zda v nemovitosti sami bydl\u00edte, nebo zda ji pronaj\u00edm\u00e1te, \u010d\u00edm\u017e m\u00e1 na mysli \u201cb\u011b\u017en\u00fd\u201d dlouhodob\u00fd pron\u00e1jem a bl\u00ed\u017ee nic nezji\u0161\u0165uje. Rizikovost kr\u00e1tkodob\u00fdch pron\u00e1jm\u016f ale <strong>zohled\u0148uje a hodnot\u00ed ji p\u0159edev\u0161\u00edm individu\u00e1ln\u011b<\/strong> a je tak pot\u0159eba p\u0159i sjedn\u00e1n\u00ed tuto skute\u010dnost <strong>aktivn\u011b nahl\u00e1sit a nic nezaml\u010dovat<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Po nahl\u00e1\u0161en\u00ed pojistn\u00e9 ud\u00e1losti toti\u017e m\u016f\u017ee m\u00edt tato zd\u00e1nliv\u011b nev\u00fdznamn\u00e1 informace skute\u010dn\u011b velk\u00fd v\u00fdznam. Poji\u0161\u0165ovna <strong>v\u00e1m m\u016f\u017ee p\u0159i zatajen\u00ed kr\u00e1tkodob\u00e9ho pronaj\u00edm\u00e1n\u00ed bytu pln\u011bn\u00ed kr\u00e1tit nebo \u00fapln\u011b odm\u00edtnout<\/strong>, a to v z\u00e1vislosti na tom, do jak\u00e9 m\u00edry m\u011blo pronaj\u00edm\u00e1n\u00ed nemovitosti turist\u016fm <strong>p\u0159\u00ed\u010dinnou souvislost<\/strong> se vzniklou \u0161kodou.&nbsp;<\/p>\n\n\n\n<h3 id=\"jak-spravne-pojistit-byt-pro-kratkodobe-pronajmy\" class=\"wp-block-heading\">Jak spr\u00e1vn\u011b pojistit byt pro kr\u00e1tkodob\u00e9 pron\u00e1jmy?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nespol\u00e9hejte se na d\u0159\u00edve sjednan\u00e9 poji\u0161t\u011bn\u00ed, <strong>kter\u00e9 s kr\u00e1tkodob\u00fdmi pron\u00e1jmy nepo\u010d\u00edt\u00e1<\/strong>. Aby v\u00e1m poji\u0161t\u011bn\u00ed skute\u010dn\u011b krylo v\u0161echna rizika, je nutn\u00e9 sjednat poji\u0161t\u011bn\u00ed majetku p\u0159\u00edmo s uveden\u00edm <strong>u\u017e\u00edv\u00e1n\u00ed nemovitosti pro kr\u00e1tkodob\u00e9 pron\u00e1jmy<\/strong>, co\u017e nav\u00edc zu\u017euje v\u00fdb\u011br poji\u0161\u0165ovny &#8211; takovou variantu toti\u017e nab\u00edz\u00ed jen <strong>men\u0161ina poji\u0161\u0165oven<\/strong> na trhu.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Rozli\u0161ujte poji\u0161t\u011bn\u00ed nemovitosti, dom\u00e1cnosti a odpov\u011bdnosti vlastn\u00edka nemovitosti. Poji\u0161t\u011bn\u00ed nemovitosti se vztahuje na poji\u0161t\u011bn\u00e9 stavebn\u00ed sou\u010d\u00e1sti, poji\u0161t\u011bn\u00ed dom\u00e1cnosti na sjednan\u00e9 vybaven\u00ed a poji\u0161t\u011bn\u00ed odpov\u011bdnosti z vlastnictv\u00ed \u0159e\u0161\u00ed \u0161kody, kter\u00e9 nemovitost (nikoli va\u0161i n\u00e1jemn\u00edci) zp\u016fsob\u00ed t\u0159et\u00edm osob\u00e1m &#8211; nap\u0159\u00edklad soused\u016fm.&nbsp;<\/p>\n\n\n\n<h3 id=\"jaka-specifika-ma-pojisteni-bytu-pro-kratkodobe-pronajmy\" class=\"wp-block-heading\">Jak\u00e1 specifika m\u00e1 poji\u0161t\u011bn\u00ed bytu pro kr\u00e1tkodob\u00e9 pron\u00e1jmy?&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Rozli\u0161ujte poji\u0161t\u011bn\u00ed nemovitosti, dom\u00e1cnosti a <a href=\"https:\/\/www.rixo.cz\/blog\/odpovednost-z-vlastnictvi-nemovitosti-pojisteni\/\">odpov\u011bdnosti vlastn\u00edka nemovitosti<\/a>. Poji\u0161t\u011bn\u00ed nemovitosti se vztahuje na poji\u0161t\u011bn\u00e9 stavebn\u00ed sou\u010d\u00e1sti, poji\u0161t\u011bn\u00ed dom\u00e1cnosti na sjednan\u00e9 vybaven\u00ed a poji\u0161t\u011bn\u00ed odpov\u011bdnosti z vlastnictv\u00ed \u0159e\u0161\u00ed \u0161kody, kter\u00e9 nemovitost (nikoli va\u0161i n\u00e1jemn\u00edci) zp\u016fsob\u00ed t\u0159et\u00edm osob\u00e1m &#8211; nap\u0159\u00edklad soused\u016fm.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kryt\u00ed v r\u00e1mci <a href=\"https:\/\/www.rixo.cz\/pojisteni-nemovitosti\/\">poji\u0161t\u011bn\u00ed nemovitosti<\/a>, ale zejm\u00e9na v <a href=\"https:\/\/www.rixo.cz\/pojisteni-domacnosti\/\">poji\u0161t\u011bn\u00ed dom\u00e1cnosti<\/a>, m\u016f\u017ee b\u00fdt z podstaty v\u011bci dra\u017e\u0161\u00ed, ale tak\u00e9 omezen\u00e9. Zat\u00edmco \u017eiveln\u00ed \u0161kody mohou nemovitost zas\u00e1hnout bez ohledu na to, kdo byt ob\u00fdv\u00e1, na poji\u0161t\u011bn\u00ed rizika vandalismu \u010di kr\u00e1de\u017ee se v p\u0159\u00edpad\u011b po\u0161kozen\u00ed nebo odcizen\u00ed va\u0161eho majetku ubytovan\u00fdmi osobami spolehnout nem\u016f\u017eete. Plat\u00ed, \u017ee poji\u0161t\u011bn\u00ed je tu pro \u0161kody nahodil\u00e9, nikoli pravd\u011bpodobn\u00e9 nebo o\u010dek\u00e1van\u00e9.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V ur\u010dit\u00fdch variant\u00e1ch poji\u0161t\u011bn\u00ed pro pronaj\u00edmatele (nap\u0159. u poji\u0161\u0165ovny Pillow) je mo\u017en\u00e9 sjednat tak\u00e9 speci\u00e1ln\u00ed rozsah poji\u0161t\u011bn\u00ed odpov\u011bdnosti p\u0159\u00edmo pro situace, kdy n\u00e1jemce po\u0161kod\u00ed v\u00e1\u0161 nebo ciz\u00ed majetek ve spojitosti s u\u017e\u00edv\u00e1n\u00edm bytu. U kr\u00e1tkodob\u00e9ho pron\u00e1jmu se ale mus\u00edte spokojit s t\u00edm, \u017ee o<strong>dpov\u011bdnost za \u0161kody si mus\u00ed pojistit va\u0161i host\u00e9<\/strong> t\u0159eba v cestovn\u00edm poji\u0161t\u011bn\u00ed.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1.jpg\" alt=\"kr\u00e1tkodob\u00e9 pron\u00e1jmy\" class=\"wp-image-4627\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1-300x200.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1-768x512.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1-100x66.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/09\/airbnb-host-welcoming-guests-1-2-1-1-675x450.jpg 675w\" data-sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h3 id=\"kolik-za-pojisteni-zaplatite\" class=\"wp-block-heading\">Kolik za poji\u0161t\u011bn\u00ed zaplat\u00edte?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cena za komplexn\u00ed poji\u0161t\u011bn\u00ed majetku z\u00e1vis\u00ed na hodnot\u011b a lokalit\u011b nemovitosti, rozsahu kryt\u00ed, hodnot\u011b vybaven\u00ed, limitech nebo spolu\u00fa\u010dasti a vyj\u00edt v\u00e1s m\u016f\u017ee na <strong>4-7 000 K\u010d ro\u010dn\u011b<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jak naj\u00edt to nejlep\u0161\u00ed a z\u00e1rove\u0148 nejv\u00fdhodn\u011bj\u0161\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 v\u00e1s nenech\u00e1 ve \u0161tychu? Srovnejte si poji\u0161t\u011bn\u00ed majetku na <a href=\"http:\/\/rixo.cz\" target=\"_blank\" rel=\"noopener\">RIXO.cz<\/a> a nechte si se spr\u00e1vn\u00fdm poji\u0161t\u011bn\u00edm poradit od na\u0161ich specialist\u016f!&nbsp;<\/p>\n\n\n\n<iframe loading=\"lazy\" height=\"350\" width=\"400\" frameborder=\"0\" style=\"margin-left: auto;margin-right: auto;display: block;\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/forms\/property-insurance-form\/\"><\/iframe>\n","protected":false},"excerpt":{"rendered":"<p>Pronaj\u00edm\u00e1te byt p\u0159es Airbnb nebo Booking.com? Pokud m\u00e1te k dispozici voln\u00fd byt v \u017e\u00e1dan\u00e9 turistick\u00e9 lokalit\u011b, kr\u00e1tkodob\u00e9 pron\u00e1jmy v\u00e1m mohou p\u0159in\u00e9st zaj\u00edmav\u00fd p\u0159\u00edjem, nezapome\u0148te si ale pohl\u00eddat, jestli spl\u0148ujete v\u0161echny pot\u0159ebn\u00e9 podm\u00ednky a jestli m\u00e1te spr\u00e1vn\u00e9 poji\u0161t\u011bn\u00ed.<\/p>\n","protected":false},"author":11,"featured_media":4626,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"rank_math_lock_modified_date":false,"footnotes":""},"categories":[7,9],"tags":[51],"class_list":["post-4624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-majetek","tag-pojisteni-majetku"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=4624"}],"version-history":[{"count":3,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4624\/revisions"}],"predecessor-version":[{"id":4655,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4624\/revisions\/4655"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/4626"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=4624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=4624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=4624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}