{"id":4739,"date":"2026-11-09T09:48:23","date_gmt":"2026-11-09T08:48:23","guid":{"rendered":"https:\/\/www.rixo.cz\/blog\/?p=4739"},"modified":"2026-11-09T09:48:25","modified_gmt":"2026-11-09T08:48:25","slug":"pojisteni-hornich-koncetin-cena-pojisteni-rukou","status":"publish","type":"post","link":"https:\/\/www.rixo.cz\/blog\/pojisteni-hornich-koncetin-cena-pojisteni-rukou\/","title":{"rendered":"Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin: Cena a jak na poji\u0161t\u011bn\u00ed rukou"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ruce jsou pro \u0159adu profes\u00ed to nejcenn\u011bj\u0161\u00ed, co maj\u00ed, a rozhodn\u011b se je vyplat\u00ed chr\u00e1nit poji\u0161t\u011bn\u00edm. Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin je p\u0159ipoji\u0161t\u011bn\u00ed k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed, kter\u00e9 vyplat\u00ed pen\u00edze po \u00farazech i vybran\u00fdch nemocech rukou, a to \u010dasto i bez trval\u00fdch n\u00e1sledk\u016f. Kolik toto poji\u0161t\u011bn\u00ed stoj\u00ed, kde ho naj\u00edt a komu se vyplat\u00ed?<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Co se v \u010dl\u00e1nku dozv\u00edte?<\/h2><nav><ul><li class=\"\"><a href=\"#co-je-pojisteni-hornich-koncetin\">Co je poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin?<\/a><\/li><li class=\"\"><a href=\"#obecna-rizika-v-zivotnim-pojisteni-vs-pojisteni-hornich-koncetin-cim-se-lisi\">Obecn\u00e1 rizika v \u017eivotn\u00edm poji\u0161t\u011bn\u00ed vs. poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin: \u010c\u00edm se li\u0161\u00ed?\u00a0<\/a><\/li><li class=\"\"><a href=\"#jak-pojisteni-rukou-funguje-a-co-konkretne-kryje\">Jak poji\u0161t\u011bn\u00ed rukou funguje a co konkr\u00e9tn\u011b kryje?<\/a><\/li><li class=\"\"><a href=\"#prehled-kryti-pojisteni-hornich-koncetin\">P\u0159ehled kryt\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin\u00a0<\/a><ul><li class=\"\"><a href=\"#trvale-nasledky-urazu-hornich-koncetin\">Trval\u00e9 n\u00e1sledky \u00farazu horn\u00edch kon\u010detin\u00a0<\/a><\/li><li class=\"\"><a href=\"#poraneni-hornich-koncetin\">Poran\u011bn\u00ed horn\u00edch kon\u010detin\u00a0<\/a><\/li><li class=\"\"><a href=\"#operace-a-nemoci-hornich-koncetin\">Operace a nemoci horn\u00edch kon\u010detin<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#kolik-stoji-pojisteni-hornich-koncetin\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin?<\/a><ul><li class=\"\"><a href=\"#priklad-ceny-pojisteni-hornich-koncetin\">P\u0159\u00edklady cen poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#kdy-se-pojisteni-rukou-vyplati\">Kdy se poji\u0161t\u011bn\u00ed rukou vyplat\u00ed?<\/a><\/li><li class=\"\"><a href=\"#nejcastejsi-dotazy\">Nej\u010dast\u011bj\u0161\u00ed dotazy<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Kade\u0159nice, zuba\u0159, chirurg, hudebn\u00edk, truhl\u00e1\u0159 nebo hodin\u00e1\u0159 maj\u00ed jedno spole\u010dn\u00e9: bez \u0161ikovn\u00fdch a pln\u011b funk\u010dn\u00edch rukou nevyd\u011blaj\u00ed ani korunu. Ochr\u00e1nit je m\u016f\u017ee klasick\u00e9 \u017eivotn\u00ed a \u00farazov\u00e9 poji\u0161t\u011bn\u00ed, \u0161ir\u0161\u00ed ochranu ale nab\u00eddne speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin.&nbsp;<\/p>\n\n\n\n<h2 id=\"co-je-pojisteni-hornich-koncetin\" class=\"wp-block-heading\">Co je poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin, lidov\u011b <strong>poji\u0161t\u011bn\u00ed rukou<\/strong>, je speci\u00e1ln\u00ed p\u0159ipoji\u0161t\u011bn\u00ed k <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">\u017eivotn\u00edmu poji\u0161t\u011bn\u00ed<\/a>. Vypl\u00e1c\u00ed jednor\u00e1zov\u00e9 pln\u011bn\u00ed ve v\u00fd\u0161i procenta z v\u00e1mi nastaven\u00e9 pojistn\u00e9 \u010d\u00e1stky podle oce\u0148ovac\u00ed tabulky a kryje po\u0161kozen\u00ed od ramenn\u00edho kloubu a\u017e po prsty. V \u010cesku ho v sou\u010dasnosti nab\u00edzej\u00ed pouze dv\u011b poji\u0161\u0165ovny: <strong>UNIQA<\/strong> a <strong>MetLife<\/strong>.<\/p>\n\n\n\n<h2 id=\"obecna-rizika-v-zivotnim-pojisteni-vs-pojisteni-hornich-koncetin-cim-se-lisi\" class=\"wp-block-heading\">Obecn\u00e1 rizika v \u017eivotn\u00edm poji\u0161t\u011bn\u00ed vs. poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin: \u010c\u00edm se li\u0161\u00ed?&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Za \u00farazy a nemoci rukou (stejn\u011b jako ka\u017ed\u00e9 jin\u00e9 \u010d\u00e1sti t\u011bla) se v r\u00e1mci \u017eivotn\u00edho a \u00farazov\u00e9ho poji\u0161t\u011bn\u00ed pln\u011bn\u00ed b\u011b\u017en\u011b vypl\u00e1c\u00ed. Vyu\u017e\u00edt m\u016f\u017eete pln\u011bn\u00ed ze sjednan\u00fdch dlouhodob\u00fdch i kr\u00e1tkodob\u00fdch rizik:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Poji\u0161t\u011bn\u00ed<\/strong> <a href=\"https:\/\/www.rixo.cz\/blog\/trvale-nasledky-urazu-a-narok-na-plneni\/\"><strong>trval\u00fdch n\u00e1sledk\u016f \u00farazu<\/strong><\/a>: nap\u0159. trval\u00e9 omezen\u00ed pohyblivosti z\u00e1p\u011bst\u00ed nebo porucha \u00fachopov\u00e9 funkce palce.<\/li>\n\n\n\n<li><strong>Poji\u0161t\u011bn\u00ed denn\u00edho od\u0161kodn\u00e9ho za dobu l\u00e9\u010den\u00ed \u00farazu<\/strong>: nap\u0159. zlomenina ruky, natr\u017een\u00ed \u0161lach ruky, vymknut\u00ed z\u00e1p\u011bst\u00ed.<\/li>\n\n\n\n<li><strong>Poji\u0161t\u011bn\u00ed<\/strong> <a href=\"https:\/\/www.rixo.cz\/blog\/pojisteni-nemoci-jak-a-proc-si-pojistit-zavazna-onemocneni\/\"><strong>z\u00e1va\u017en\u00fdch onemocn\u011bn\u00ed<\/strong><\/a>: nap\u0159. ochrnut\u00ed kon\u010detiny, syst\u00e9mov\u00e1 onemocn\u011bn\u00ed postihuj\u00edc\u00ed mj. horn\u00ed kon\u010detiny, jako je roztrou\u0161en\u00e1 skler\u00f3za, sklerodermie ad.<\/li>\n\n\n\n<li><strong>Poji\u0161t\u011bn\u00ed<\/strong> <a href=\"https:\/\/www.rixo.cz\/blog\/pojisteni-invalidity-vs-invalidni-duchod-rozdily-a-vyhody-zivotniho-pojisteni\/\"><strong>invalidity<\/strong><\/a>: nap\u0159. p\u0159izn\u00e1n\u00ed invalidity v I., II. nebo III. stupni pro artr\u00f3zu nebo ztr\u00e1tu \u010d\u00e1sti kon\u010detiny.<\/li>\n\n\n\n<li><strong>Poji\u0161t\u011bn\u00ed<\/strong> <a href=\"https:\/\/www.rixo.cz\/blog\/nemocenske-pojisteni-a-pracovni-neschopnost-v-zivotku\/\"><strong>pracovn\u00ed neschopnosti<\/strong><\/a>: nap\u0159. neschopenka p\u0159i l\u00e9\u010den\u00ed \u00faraz\u016f ruky, syndromu karp\u00e1ln\u00edho tunelu ad.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Obecn\u00e1 rizika v \u017eivotn\u00edm a \u00farazov\u00e9m poji\u0161t\u011bn\u00ed nab\u00edz\u00ed va\u0161im ruk\u00e1m solidn\u00ed ochranu v p\u0159\u00edpad\u011b \u00faraz\u016f i nemoc\u00ed. Co v\u00e1m tedy je\u0161t\u011b m\u016f\u017ee speci\u00e1ln\u00ed <strong>poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin<\/strong> nab\u00eddnout?&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kryt\u00ed trval\u00fdch n\u00e1sledk\u016f horn\u00edch kon\u010detin<\/li>\n\n\n\n<li>Kryt\u00ed poran\u011bn\u00ed horn\u00edch kon\u010detin&nbsp;<\/li>\n\n\n\n<li>Kryt\u00ed operac\u00ed a nemoc\u00ed horn\u00edch kon\u010detin<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin tak m\u016f\u017ee kr\u00fdt situace, p\u0159i nich\u017e byste s jin\u00fdmi poji\u0161t\u011bn\u00edmi na pln\u011bn\u00ed v\u016fbec nedos\u00e1hli, z\u00e1rove\u0148 v\u00e1m ale m\u016f\u017ee pln\u011bn\u00ed za jeden \u00faraz nebo trval\u00fd n\u00e1sledek zv\u00fd\u0161it &#8211; poji\u0161\u0165ovna v\u00e1m toti\u017e vyplat\u00ed pen\u00edze z <strong>ka\u017ed\u00e9ho jednotliv\u00e9ho p\u0159ipoji\u0161t\u011bn\u00ed<\/strong>, kter\u00e9 m\u00e1te sjednan\u00e9 a vypl\u00fdv\u00e1 v\u00e1m z n\u011bj n\u00e1rok na pln\u011bn\u00ed. Nap\u0159\u00edklad diagn\u00f3za po\u00farazov\u00e9 viklavosti loketn\u00edho kloubu znamen\u00e1 pln\u011bn\u00ed jak ze z\u00e1kladn\u00edho poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu, tak i z poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin. Poj\u010fme se na rozsah kryt\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pod\u00edvat do detailu.&nbsp;<\/p>\n\n\n\n<h2 id=\"jak-pojisteni-rukou-funguje-a-co-konkretne-kryje\" class=\"wp-block-heading\">Jak poji\u0161t\u011bn\u00ed rukou funguje a co konkr\u00e9tn\u011b kryje?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin se sjedn\u00e1v\u00e1 na <strong>pojistnou \u010d\u00e1stku<\/strong>, z n\u00ed\u017e se p\u0159i pojistn\u00e9 ud\u00e1losti (trval\u00e9m n\u00e1sledku, diagn\u00f3ze nemoci nebo operaci) pln\u00ed procentem dle oce\u0148ovac\u00edch tabulek poji\u0161\u0165ovny. Zohled\u0148uje se zde tak\u00e9, zda se po\u0161kozen\u00ed t\u00fdk\u00e1 dominantn\u00ed, nebo nedominantn\u00ed ruky \u2013 tento \u00fadaj se zad\u00e1v\u00e1 do zdravotn\u00edho dotazn\u00edku p\u0159i sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Specifika poji\u0161t\u011bn\u00ed u poji\u0161\u0165oven UNIQA a MetLife uv\u00e1d\u00edme v n\u00e1sleduj\u00edc\u00ed tabulce:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>MetLife<\/strong><\/td><td><strong>UNIQA<\/strong><\/td><\/tr><tr><td>Sjednateln\u00e9 pojistn\u00e9 \u010d\u00e1stky<\/td><td>100 000 &#8211; 3 000 000 K\u010d<br>(u d\u011bt\u00ed)<br>100 000 &#8211; 10 000 000 K\u010d<br>(u dosp\u011bl\u00fdch)<\/td><td>100 000 &#8211; 3 000 000 K\u010d<\/td><\/tr><tr><td>Pro koho lze sjednat<\/td><td>Dosp\u011bl\u00ed i d\u011bti<\/td><td>Pouze dosp\u011bl\u00ed<\/td><\/tr><tr><td>Vstupn\u00ed v\u011bk<\/td><td>do 65 let<\/td><td>od 18 do 65 let<\/td><\/tr><tr><td>Maxim\u00e1ln\u00ed v\u00fdstupn\u00ed v\u011bk&nbsp;<\/td><td>70 let<\/td><td>75 let<\/td><\/tr><tr><td>Rozsah kryt\u00ed<\/td><td>&#8211; trval\u00e9 n\u00e1sledky \u00farazu horn\u00edch kon\u010detin<br>&#8211; poran\u011bn\u00ed horn\u00edch kon\u010detin<br>&#8211; operace a nemoci horn\u00edch kon\u010detin<\/td><td>&#8211; trval\u00e9 n\u00e1sledky \u00farazu horn\u00edch kon\u010detin <br>&#8211; operace a nemoci horn\u00edch kon\u010detin<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">M\u011bjte na pam\u011bti, \u017ee poji\u0161\u0165ovny nikdy nekryj\u00ed obt\u00ed\u017ee souvisej\u00edc\u00ed s \u00farazy \u010di nemocemi, kter\u00e9 se u v\u00e1s vyskytly u\u017e p\u0159ed sjedn\u00e1n\u00edm poji\u0161t\u011bn\u00ed, nebo s pot\u00ed\u017eemi, pro kter\u00e9 jste byli <strong>d\u0159\u00edve l\u00e9\u010deni<\/strong> nebo operov\u00e1ni.<\/p>\n\n\n\n<h2 id=\"prehled-kryti-pojisteni-hornich-koncetin\" class=\"wp-block-heading\">P\u0159ehled kryt\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin&nbsp;<\/h2>\n\n\n\n<h3 id=\"trvale-nasledky-urazu-hornich-koncetin\" class=\"wp-block-heading\">Trval\u00e9 n\u00e1sledky \u00farazu horn\u00edch kon\u010detin&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Toto riziko p\u0159edstavuje v\u00fdsek z kryt\u00ed b\u011b\u017en\u00e9ho p\u0159ipoji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu, je ale logicky zam\u011b\u0159en\u00e9 pouze na oblast horn\u00edch kon\u010detin. Zat\u00edmco poji\u0161\u0165ovna MetLife v oce\u0148ovac\u00ed tabulce trval\u00fdch n\u00e1sledk\u016f pro poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin ponech\u00e1v\u00e1 procentu\u00e1ln\u00ed hodnocen\u00ed toto\u017en\u00e9 jako v b\u011b\u017en\u00e9m poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu, poji\u0161\u0165ovna UNIQA procentu\u00e1ln\u00ed ohodnocen\u00ed t\u011blesn\u00e9ho po\u0161kozen\u00ed v p\u0159ipoji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin oproti obecn\u00e9 oce\u0148ovac\u00ed tabulce <strong>navy\u0161uje<\/strong>.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ob\u011b poji\u0161\u0165ovny v tomto riziku zohled\u0148uj\u00ed, zda je trval\u00fdm n\u00e1sledkem <strong>posti\u017eena dominantn\u00ed, nebo nedominantn\u00ed kon\u010detin<\/strong>a. P\u0159i nastaven\u00ed toto\u017en\u00e9 pojistn\u00e9 \u010d\u00e1stky v p\u0159ipoji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin ale bude kv\u016fli odli\u0161n\u00e9mu procentu\u00e1ln\u00edmu ohodnocen\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu mezi t\u011bmito poji\u0161\u0165ovnami v\u00fdsledn\u00e9 pojistn\u00e9 <strong>pln\u011bn\u00ed v\u00fdrazn\u011b odli\u0161n\u00e9<\/strong>. Na n\u011bkolik p\u0159\u00edklad\u016f rozd\u00edl\u016f se pod\u00edvejte v tabulce n\u00ed\u017ee.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td colspan=\"2\"><strong>MetLife<\/strong><\/td><td colspan=\"2\"><strong>UNIQA<\/strong><\/td><\/tr><tr><td><\/td><td>Dominantn\u00ed kon\u010detina<\/td><td>Nedominantn\u00ed kon\u010detina<\/td><td>Dominantn\u00ed kon\u010detina<\/td><td>Nedominantn\u00ed kon\u010detina<\/td><\/tr><tr><td>Pakloub \u010dlunkov\u00e9 kosti<\/td><td>15 %<\/td><td>12 %<\/td><td>30 %<\/td><td>24 %<\/td><\/tr><tr><td>Ztr\u00e1ta koncov\u00e9ho \u010dl\u00e1nku palce<\/td><td>12 %<\/td><td>7 %<\/td><td>30 %<\/td><td>24 %<\/td><\/tr><tr><td>\u00dapln\u00e1 ztuhlost v\u0161ech t\u0159\u00ed kloub\u016f ukazov\u00e1ku<\/td><td>12 %<\/td><td>10 %<\/td><td>24-28 %<\/td><td>20-24 %<\/td><\/tr><tr><td>Pakloub kosti loketn\u00ed<\/td><td>20 %<\/td><td>15 %<\/td><td>40 %<\/td><td>30 %<\/td><\/tr><tr><td>Habitu\u00e1ln\u00ed vyklouben\u00ed ramene<\/td><td>15 %<\/td><td>12 %<\/td><td>do 28 %<\/td><td>do 24 %<\/td><\/tr><tr><td>Omezen\u00ed hybnosti z\u00e1p\u011bst\u00ed lehk\u00e9ho stupn\u011b<\/td><td>do 5 %<\/td><td>do 3 %<\/td><td>12 %<\/td><td>10 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Nap\u0159\u00edklad v p\u0159\u00edpad\u011b chronick\u00e9ho (habitu\u00e1ln\u00edho) vyklouben\u00ed ramene dominantn\u00ed ruky p\u0159i pojistn\u00e9 \u010d\u00e1stce 500 000 K\u010d poji\u0161\u0165ovna MetLife vyplat\u00ed maxim\u00e1ln\u011b 75 000 K\u010d, poji\u0161\u0165ovna UNIQA m\u016f\u017ee vyplatit a\u017e 140 000 K\u010d.&nbsp;<\/p>\n\n\n\n<h3 id=\"poraneni-hornich-koncetin\" class=\"wp-block-heading\">Poran\u011bn\u00ed horn\u00edch kon\u010detin&nbsp;<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Riziko <strong>poran\u011bn\u00ed<\/strong> nab\u00edz\u00ed v p\u0159ipoji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pouze <strong>MetLife<\/strong> a obsahuje kryt\u00ed b\u011b\u017en\u00fdch zlomenin, vyklouben\u00ed nebo vymknut\u00ed. V \u010dem je odli\u0161n\u00e9 od jin\u00fdch poji\u0161t\u011bn\u00ed?&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Toto riziko nevy\u017eaduje, aby po \u00farazu poji\u0161t\u011bn\u00e9mu z\u016fstal trval\u00fd n\u00e1sledek, ani neoce\u0148uje \u00farazy podle doby l\u00e9\u010den\u00ed a nevypl\u00e1c\u00ed pln\u011bn\u00ed formou denn\u00edch d\u00e1vek, jako je b\u011b\u017en\u00e9 v poji\u0161t\u011bn\u00ed denn\u00edho od\u0161kodn\u00e9ho za dobu l\u00e9\u010den\u00ed \u00farazu. Nam\u00edsto toho jen ur\u010duje procento z pojistn\u00e9 \u010d\u00e1stky, kter\u00e9 za \u00faraz vyplat\u00ed. Samoz\u0159ejm\u011b ale nen\u00ed vylou\u010deno sou\u010dasn\u00e9 pln\u011bn\u00ed i z jin\u00fdch rizik, nap\u0159\u00edklad zm\u00edn\u011bn\u00e9ho denn\u00edho od\u0161kodn\u00e9ho za dobu l\u00e9\u010den\u00ed \u00farazu. <strong>Vyu\u017eit\u00ed tohoto poji\u0161t\u011bn\u00ed<\/strong> tak m\u016f\u017ee b\u00fdt z pohledu incidence \u00faraz\u016f <strong>\u010dast\u011bj\u0161\u00ed<\/strong>, ne\u017e t\u0159eba u trval\u00fdch n\u00e1sledk\u016f \u00farazu, a to <strong>zejm\u00e9na u d\u011bt\u00ed<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Na n\u011bkolik p\u0159\u00edklad\u016f z oce\u0148ovac\u00ed tabulky poran\u011bn\u00ed horn\u00edch kon\u010detin a jejich ohodnocen\u00ed se pod\u00edvejte n\u00ed\u017ee.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Poran\u011bn\u00ed horn\u00edch kon\u010detin<\/strong><\/td><td><strong>Procento z pojistn\u00e9 \u010d\u00e1stky<\/strong><\/td><\/tr><tr><td>Vyklouben\u00ed loketn\u00ed nebo v\u0159etenn\u00ed kosti<\/td><td>10 %<\/td><\/tr><tr><td>Vyklouben\u00ed ramenn\u00edho kloubu<\/td><td>7 %<\/td><\/tr><tr><td>Vyklouben\u00ed z\u00e1p\u011bst\u00ed<\/td><td>4 %<\/td><\/tr><tr><td>Zlomenina st\u0159edn\u00ed \u010d\u00e1sti loketn\u00ed nebo v\u0159etenn\u00ed kosti<\/td><td>5 %<\/td><\/tr><tr><td>Zlomenina doln\u00edho konce loketn\u00ed nebo v\u0159etenn\u00ed kosti nitrokloubn\u00ed<\/td><td>15 %<\/td><\/tr><tr><td>Zlomenina palce nitrokloubn\u00ed<\/td><td>8 %<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">P\u0159i pojistn\u00e9 \u010d\u00e1stce 500 000 K\u010d tak za vyklouben\u00ed z\u00e1p\u011bst\u00ed m\u016f\u017ee poji\u0161\u0165ovna vyplatit 20 000 K\u010d, za vyklouben\u00ed ramene u\u017e by vyplatila 35 000 K\u010d.&nbsp;<\/p>\n\n\n\n<h3 id=\"operace-a-nemoci-hornich-koncetin\" class=\"wp-block-heading\">Operace a nemoci horn\u00edch kon\u010detin<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovny MetLife i UNIQA shodn\u011b nab\u00edz\u00ed v riziku operac\u00ed a nemoc\u00ed horn\u00edch kon\u010detin kryt\u00ed <strong>5 diagn\u00f3z postihuj\u00edc\u00edch horn\u00ed kon\u010detiny<\/strong>. V\u00fdpo\u010det pln\u011bn\u00ed se op\u011bt \u0159\u00edd\u00ed oce\u0148ovac\u00ed tabulkou a procentu\u00e1ln\u00edm ohodnocen\u00edm jednotliv\u00fdch diagn\u00f3z. Rozd\u00edly v kryt\u00ed zobrazujeme v tabulce n\u00ed\u017ee &#8211; li\u0161\u00ed se nejen procentu\u00e1ln\u00ed ohodnocen\u00ed diagn\u00f3zy, ale i zohledn\u011bn\u00ed dominantnosti ruky. To se v tomto riziku uplat\u0148uje pouze u poji\u0161\u0165ovny UNIQA.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>MetLife &#8211; procento z pojistn\u00e9 \u010d\u00e1stky<\/strong><\/td><td><strong>UNIQA &#8211; procento z pojistn\u00e9 \u010d\u00e1stky<\/strong><\/td><\/tr><tr><td>Syndrom karp\u00e1ln\u00edho tunelu vy\u017eaduj\u00edc\u00ed operaci<\/td><td>25 %<\/td><td>5 % (dominantn\u00ed)<br>3 % (nedominantn\u00ed)<\/td><\/tr><tr><td>Tenisov\u00fd loket vy\u017eaduj\u00edc\u00ed operaci<\/td><td>25 %<\/td><td>20 % (dominantn\u00ed)<br>12 % (nedominantn\u00ed)<\/td><\/tr><tr><td>Z\u00e1n\u011bt \u017eil na horn\u00edch kon\u010detin\u00e1ch<\/td><td>25 %<\/td><td>35 % (dominantn\u00ed)<br>20 % (nedominantn\u00ed)<\/td><\/tr><tr><td>Akutn\u00ed tepenn\u00fd uz\u00e1v\u011br c\u00e9v horn\u00ed kon\u010detiny<\/td><td>25 %<\/td><td>35 % (dominantn\u00ed)<br>20 % (nedominantn\u00ed)<\/td><\/tr><tr><td>Revmatoidn\u00ed artritida mal\u00fdch kloub\u016f rukou<\/td><td>25 %<\/td><td>40 % (u obou rukou)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Procentu\u00e1ln\u00ed ohodnocen\u00ed nemoc\u00ed m\u00e1 i zde samoz\u0159ejm\u011b v\u00fdrazn\u00fd vliv na v\u00fd\u0161i pln\u011bn\u00ed. Zat\u00edmco u poji\u0161\u0165ovny MetLife by bylo opera\u010dn\u00ed \u0159e\u0161en\u00ed tenisov\u00e9ho lokte p\u0159i pojistn\u00e9 \u010d\u00e1stce 500 000 K\u010d ocen\u011bno na 125 000 K\u010d, u poji\u0161\u0165ovny UNIQA by z\u00e1le\u017eelo na konkr\u00e9tn\u00ed kon\u010detin\u011b &#8211; u dominantn\u00ed ruky by vyplatila 100 000 K\u010d, u druh\u00e9 u\u017e ale jen 60 000 K\u010d.<\/p>\n\n\n\n<h2 id=\"kolik-stoji-pojisteni-hornich-koncetin\" class=\"wp-block-heading\">Kolik stoj\u00ed poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pat\u0159\u00ed k <strong>dra\u017e\u0161\u00edm slo\u017ek\u00e1m<\/strong> <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">\u017eivotn\u00edho a \u00farazov\u00e9ho poji\u0161t\u011bn\u00ed<\/a>, a to zejm\u00e9na kv\u016fli vy\u0161\u0161\u00ed pravd\u011bpodobnosti pln\u011bn\u00ed z tohoto p\u0159ipoji\u0161t\u011bn\u00ed. \u00darazy rukou toti\u017e pat\u0159\u00ed k t\u011bm nej\u010dast\u011bji o\u0161et\u0159ovan\u00fdm v\u016fbec, a to jak u d\u011bt\u00ed, tak i u dosp\u011bl\u00fdch (t\u0159eba i v r\u00e1mci pracovn\u00edch \u00faraz\u016f). M\u011bs\u00ed\u010dn\u00ed pojistn\u00e9 se tak pohybuje v <strong>\u0159\u00e1du stovek korun m\u011bs\u00ed\u010dn\u011b<\/strong>, z\u00e1le\u017e\u00ed ale na n\u011bkolika faktorech.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">O cen\u011b poji\u0161t\u011bn\u00ed rozhoduje:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>V\u00fd\u0161e pojistn\u00e9 \u010d\u00e1stky<\/strong> \u2013 \u010d\u00edm vy\u0161\u0161\u00ed je pojistn\u00e1 \u010d\u00e1stka, t\u00edm dra\u017e\u0161\u00ed je pojistn\u00e9,<\/li>\n\n\n\n<li><strong>Povol\u00e1n\u00ed a sporty<\/strong> \u2013 rizikov\u011bj\u0161\u00ed aktivity \u010di vy\u0161\u0161\u00ed \u00farove\u0148 sport\u016f znamenaj\u00ed rizikovou p\u0159ir\u00e1\u017eku,<\/li>\n\n\n\n<li><strong>V\u011bk<\/strong> \u2013 poji\u0161t\u011bn\u00ed d\u011bt\u00ed a dosp\u011bl\u00fdch m\u00e1 jinou cenu, vy\u0161\u0161\u00ed v\u011bk znamen\u00e1 vy\u0161\u0161\u00ed pojistn\u00e9,<\/li>\n\n\n\n<li><strong>Rozsah kryt\u00ed<\/strong> \u2013 poji\u0161\u0165ovny MetLife a UNIQA poskytuj\u00ed v r\u00e1mci poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin jinou \u0161\u00ed\u0159i kryt\u00ed,<\/li>\n\n\n\n<li><strong>V\u00fdb\u011br poji\u0161\u0165ovny<\/strong> \u2013 ka\u017ed\u00e1 poji\u0161\u0165ovna m\u00e1 jinou cenovou politiku a hodnot\u00ed rizikovost klient\u016f jinak, co\u017e se odr\u00e1\u017e\u00ed i v cen\u011b.&nbsp;&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 id=\"priklad-ceny-pojisteni-hornich-koncetin\" class=\"wp-block-heading\">P\u0159\u00edklady cen poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kolik bude st\u00e1t poji\u0161t\u011bn\u00ed rukou pro 35letou mas\u00e9rku, kter\u00e1 neprovozuje \u017e\u00e1dn\u00e9 sporty?&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pouze poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pro manu\u00e1ln\u011b pracuj\u00edc\u00ed klientku, s dobou poji\u0161t\u011bn\u00ed do 65 let a pojistnou \u010d\u00e1stkou 500 000 K\u010d, vyjde u poji\u0161\u0165ovny UNIQA na 167 K\u010d m\u011bs\u00ed\u010dn\u011b, u poji\u0161\u0165ovny MetLife na 446 K\u010d m\u011bs\u00ed\u010dn\u011b.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kolik bude st\u00e1t poji\u0161t\u011bn\u00ed rukou pro 37let\u00e9ho program\u00e1tora, kter\u00fd provozuje rekrea\u010dn\u011b fitness?<\/strong>&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pouze poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pro administrativn\u00edho pracovn\u00edka, s dobou poji\u0161t\u011bn\u00ed do 65 let a pojistnou \u010d\u00e1stkou 500 000 K\u010d, stoj\u00ed u poji\u0161\u0165ovny UNIQA 210 K\u010d m\u011bs\u00ed\u010dn\u011b, u poji\u0161\u0165ovny MetLife pak 316 K\u010d m\u011bs\u00ed\u010dn\u011b.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kolik bude st\u00e1t poji\u0161t\u011bn\u00ed rukou pro 10let\u00e9ho chlapce, kter\u00fd rekrea\u010dn\u011b sportuje?&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pouze poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin pro \u017e\u00e1ka z\u00e1kladn\u00ed \u0161koly, s dobou poji\u0161t\u011bn\u00ed do 25 let a pojistnou \u010d\u00e1stkou 500 000 K\u010d, stoj\u00ed u poji\u0161\u0165ovny MetLife 356 K\u010d m\u011bs\u00ed\u010dn\u011b.\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"563\" src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/themes\/breek\/assets\/images\/transparent.gif\" data-lazy=\"true\" data-src=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited.jpg\" alt=\"poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin\" class=\"wp-image-4741\" data-srcset=\"https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited.jpg 1000w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited-300x169.jpg 300w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited-768x432.jpg 768w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited-100x56.jpg 100w, https:\/\/www.rixo.cz\/blog\/wp-content\/uploads\/2026\/11\/doctor-taking-care-afro-american-child-1-1-edited-700x394.jpg 700w\" data-sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<h2 id=\"kdy-se-pojisteni-rukou-vyplati\" class=\"wp-block-heading\">Kdy se poji\u0161t\u011bn\u00ed rukou vyplat\u00ed?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161t\u011bn\u00ed rukou d\u00e1v\u00e1 smysl pro v\u0161echny, nejv\u00edce je ale ocen\u00ed lid\u00e9, kte\u0159\u00ed <strong>k v\u00fdkonu povol\u00e1n\u00ed pot\u0159ebuj\u00ed zcela funk\u010dn\u00ed ruce<\/strong>, nap\u0159\u00edklad zuba\u0159i, hudebn\u00edci, kade\u0159nice, mas\u00e9\u0159i nebo \u0159emesln\u00edci. Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin je tak\u00e9 vhodn\u00fdm dopl\u0148kem d\u011btsk\u00e9ho \u00farazov\u00e9ho poji\u0161t\u011bn\u00ed, zejm\u00e9na u sportuj\u00edc\u00edch d\u011bt\u00ed.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Univerz\u00e1ln\u011b ale plat\u00ed, \u017ee d\u016fle\u017eit\u00e9 je p\u0159edev\u0161\u00edm zaji\u0161t\u011bn\u00ed dlouhodob\u00fdch rizik, mezi kter\u00e9 pat\u0159\u00ed nap\u0159\u00edklad invalidita, z\u00e1va\u017en\u00e1 nemoc nebo smrt. Nev\u00edte, jak spr\u00e1vn\u011b \u017eivotn\u00ed poji\u0161t\u011bn\u00ed nastavit nebo jak naj\u00edt tu nejv\u00fdhodn\u011bj\u0161\u00ed nab\u00eddku? Srovnejte si <a href=\"https:\/\/www.rixo.cz\/pojisteni-zivota\/\">\u017eivotn\u00ed a \u00farazov\u00e9 poji\u0161t\u011bn\u00ed na RIXO.cz<\/a> a my v\u00e1m najdeme nab\u00eddky p\u0159\u00edmo na m\u00edru za nejlep\u0161\u00ed cenu u\u017e b\u011bhem p\u00e1r minut!<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/app.rixo.cz\/pojisteni-zivota\/zadost-zivot\/zakladni-udaje-zivot\" style=\"background-color:#605db5\" target=\"_blank\" rel=\"noopener\">Srovnat \u017eivotn\u00ed a \u00farazov\u00e9 poji\u0161t\u011bn\u00ed<\/a><\/div>\n<\/div>\n\n\n\n<h2 id=\"nejcastejsi-dotazy\" class=\"wp-block-heading\">Nej\u010dast\u011bj\u0161\u00ed dotazy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Lze si pojistit ruce samostatn\u011b?<\/strong> Jde o p\u0159ipoji\u0161t\u011bn\u00ed k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed ale nemus\u00ed obsahovat \u0159adu rizik, m\u016f\u017ee obsahovat t\u0159eba i jen z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed smrti s minim\u00e1ln\u00ed pojistnou \u010d\u00e1stkou a v\u00e1mi po\u017eadovan\u00e9 poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin. U MetLife je podm\u00ednkou pro sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed sjedn\u00e1n\u00ed kryt\u00ed trval\u00fdch n\u00e1sledk\u016f \u00farazu.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kryje poji\u0161t\u011bn\u00ed rukou i \u00farazy ve voln\u00e9m \u010dase?<\/strong> Ano, poji\u0161t\u011bn\u00ed obecn\u011b kryje \u00farazy, k nim\u017e dojde v pr\u00e1ci, doma, na dovolen\u00e9 v zahrani\u010d\u00ed nebo ve \u0161kole. Nem\u00e1 omezenou \u00fazemn\u00ed platnost.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kryje poji\u0161t\u011bn\u00ed nemoc z povol\u00e1n\u00ed?<\/strong> Ano, vybran\u00e9 nemoci, jako nap\u0159\u00edklad syndrom karp\u00e1ln\u00edho tunelu vy\u017eaduj\u00edc\u00ed operaci, poji\u0161t\u011bn\u00ed kryje nez\u00e1visle na d\u016fvodu jejich vzniku.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Je pro sjedn\u00e1n\u00ed poji\u0161t\u011bn\u00ed rukou nutn\u00e9 vypl\u0148ovat zdravotn\u00ed dotazn\u00edk?<\/strong> Ano, poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin se v\u017edy sjedn\u00e1v\u00e1 se zdravotn\u00edm dotazn\u00edkem. <a href=\"https:\/\/www.rixo.cz\/blog\/zivotni-pojisteni-bez-zkoumani-zdravotniho-stavu\/\">Bez zkoum\u00e1n\u00ed zdravotn\u00edho stavu<\/a> je mo\u017en\u00e9 sjednat pouze omezen\u00e9 kryt\u00ed \u00farazov\u00fdch rizik, nap\u0159\u00edklad poji\u0161t\u011bn\u00ed trval\u00fdch n\u00e1sledk\u016f nebo denn\u00edho od\u0161kodn\u00e9ho za \u00farazy.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kdy poji\u0161t\u011bn\u00ed rukou nepom\u016f\u017ee?&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poji\u0161\u0165ovny nekryj\u00ed obt\u00ed\u017ee souvisej\u00edc\u00ed s nemoc\u00ed, kterou jste m\u011bli p\u0159ed sjedn\u00e1n\u00edm, nebo s pot\u00ed\u017eemi, pro kter\u00e9 jste byli d\u0159\u00edve l\u00e9\u010deni nebo operov\u00e1ni. Z kryt\u00ed jsou vylou\u010deny tak\u00e9 \u00farazy, k nim\u017e do\u0161lo nap\u0159\u00edklad p\u0159i nepoji\u0161t\u011bn\u00fdch sportech.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Jak nastavit pojistnou \u010d\u00e1stku v poji\u0161t\u011bn\u00ed rukou?&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pojistnou \u010d\u00e1stku nastavte podle vlastn\u00edch finan\u010dn\u00edch pot\u0159eb zaji\u0161t\u011bn\u00ed, tedy adekv\u00e1tn\u011b sv\u00fdm p\u0159\u00edjm\u016fm a v\u00fddaj\u016fm. B\u011b\u017en\u011b se poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin sjedn\u00e1v\u00e1 s pojistnou \u010d\u00e1stkou v rozmez\u00ed 300 000 a\u017e 1 000 000 K\u010d. Maxim\u00e1ln\u00ed sjednateln\u00e1 \u010d\u00e1stka pro dosp\u011bl\u00e9 ale dosahuje a\u017e 10 000 000 K\u010d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Je mo\u017en\u00e9 pln\u011bn\u00ed za jeden \u00faraz z v\u00edce pojistek?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jeden \u00faraz m\u016f\u017ee znamenat pln\u011bn\u00ed z v\u00edce pojistn\u00fdch smluv i z v\u00edce poji\u0161t\u011bn\u00ed v r\u00e1mci jedin\u00e9 smlouvy. Nen\u00ed vylou\u010deno kryt\u00ed z p\u0159ipoji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin, denn\u00edho od\u0161kodn\u00e9ho za \u00faraz, hospitalizace i trval\u00fdch n\u00e1sledk\u016f z\u00e1rove\u0148.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ruce jsou pro \u0159adu profes\u00ed to nejcenn\u011bj\u0161\u00ed, co maj\u00ed, a rozhodn\u011b se je vyplat\u00ed chr\u00e1nit poji\u0161t\u011bn\u00edm. Poji\u0161t\u011bn\u00ed horn\u00edch kon\u010detin je p\u0159ipoji\u0161t\u011bn\u00ed k \u017eivotn\u00edmu poji\u0161t\u011bn\u00ed, kter\u00e9 vyplat\u00ed pen\u00edze po \u00farazech i vybran\u00fdch nemocech rukou, a to \u010dasto i bez trval\u00fdch n\u00e1sledk\u016f.<\/p>\n","protected":false},"author":11,"featured_media":4745,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,8],"tags":[30],"class_list":["post-4739","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pojisteni","category-zivot","tag-zivotni-a-urazove-pojisteni"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4739","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/comments?post=4739"}],"version-history":[{"count":5,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4739\/revisions"}],"predecessor-version":[{"id":4787,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/posts\/4739\/revisions\/4787"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media\/4745"}],"wp:attachment":[{"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/media?parent=4739"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/categories?post=4739"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rixo.cz\/blog\/wp-json\/wp\/v2\/tags?post=4739"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}